3.5% down
≈ $2,019/mo
≈ $17,550 upfront
5015 Punta Tuna #309, Maunabo, PR 00707
$270,000
3 bed2 bath1,316 sqft0.0252 ac
Cash flow
What this might cost
Estimated monthly + upfront
20% down
≈ $1,605/mo
≈ $62,100 upfront
Cash
≈ $225/mo
≈ $278,100 upfront
Adjust the math 6.6% · 30 years
Monthly estimates include principal and interest, a property-tax allowance, a homeowners-insurance allowance, and mortgage insurance for the 3.5% scenario. Cash includes tax and insurance only. HOA, maintenance, utilities, and tax effects are not included.
The 6.6% starting rate rounds Freddie Mac’s 6.58% average 30-year rate on July 23, 2026. The 3% closing-cost placeholder is within the CFPB’s typical 2%–5% range. Tax, insurance, and mortgage-insurance figures are adjustable planning allowances—not quotes.
Estimate only. Loan eligibility, appraisal, lender reserves, seller credits, and program limits are not checked.
23 min Miramar57 min Disc golf78 min SJU
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3-bedroom home with views, mountain setting and ocean view.
Listing detailsPrice, facts & description
| Location | Emajagua, Maunabo |
|---|---|
| Asking price | $270,000 |
| Property | 3 bed, 2 bath; penthouse condo, modern remodel, move-in ready. |
| Listing address | 5015 Punta Tuna #309 |
| Listed | Jun 24, 2026 |
| Land | 0.0252 acres |
| Bedrooms | 3 |
| Property type | Condominium |
| Living area | 1,316 sqft |
| Bathrooms | 2 |
| Year built | 2000 |
| Listing status | For sale |
| MLS number | PR9122268 |
| Photos | 22 reported by Trulia · 22 available here |
| Listing agent | Ivonne Delgado Diaz · 787-316-4488 |
Description from Trulia
Source title: 5015 PUNTA TUNA #309, Maunabo, PR 00707
Oceanfront penthouse in Villas del Faro with 3 bedrooms, 2 full bathrooms, a remodeled open-concept interior, in-unit laundry, storm shutters, two balconies, two assigned parking spaces, and a private rooftop terrace with panoramic Caribbean, lighthouse, wetland-reserve, and mountain views. The gated community has beach access, pools, tennis and pickleball courts, a fitness center, playground, gazebos, and 24/7 security. The listing indicates the community allows Airbnb or VRBO hosting and golf carts. HOA dues are $205 per month.
Oceanfront penthouse in Villas del Faro with 3 bedrooms, 2 full bathrooms, a remodeled open-concept interior, in-unit laundry, storm shutters, two balconies, two assigned parking spaces, and a private rooftop terrace with panoramic Caribbean, lighthouse, wetland-reserve, and mountain views. The gated community has beach access, pools, tennis and pickleball courts, a fitness center, playground, gazebos, and 24/7 security. The listing says the community allows Airbnb or VRBO hosting and golf carts. HOA dues are $205 per month.
Location & driveMap, terrain & destinations
Location, terrain & flood
📍 Open in Google Maps — parcel 42300000565025 👁 Street View 🛰 Satellite
⛰ 123 ft elevation
Exact parcel boundary + centroid from the CRIM government cadastre. Elevation: USGS. Flood zone: FEMA NFHL.
Drive times
| Miramar Bar | 23 min | 15.3 mi |
|---|---|---|
| Playa Lucía Disc Golf | 12 min | 7.2 mi |
| Albergue Olímpico Disc Golf | 57 min | 35.9 mi |
| SJU Airport | 78 min | 48.1 mi |
| Costco (Caguas) | 49 min | 32.6 mi |
CRIM & due diligenceParcel record & questions to verify
🏛️ CRIM property record
| CRIM parcel number | 42300000565025 |
|---|---|
| How it was matched | Parcel number reported in the listing details |
| Address (CRIM) | COND VILLAS DEL FARO PH2408, EDIF 24, PR, Puerto Rico, 00000 |
| Owner of record | CORDOVA CLAUDIO REY GABRIEL |
| Recorded parcel size | 0.08 acres · 0.08 cuerdas · 328.59 m² |
| Last recorded sale | $220,000 on 2009-05-21 · seller PEREZ PRIMITIVO · buyer CORDOBA REY |
| Registry | Finca 4402 · Tomo 53 · Folio 58 · Escritura 90 |
| Assessed value | $14,023 total (land $1,103 + structure $12,920) — CRIM tax basis, not market value |
| Taxable assessed value | $14,023 |
🏛️ Open official CRIM record Paste an MLS address or CRIM number
The public cadastre identifies the parcel and its assessed values. It does not certify that the account has no current or prior debt; request the seller's CRIM account statement and certification for closing.
Buildability
Not applicable; this is a penthouse in a developed condominium community, not buildable land.
Questions to verify
- Confirm this property is ineligible under 'no condo/penthouse' rule before proceeding further.
- If couple will reconsider condos, verify HOA $205/month covers all reserve, insurance, and utilities; confirm no special assessments pending.
- Verify rooftop terrace is true private access and not shared common element.
- Clarify CRIM title discrepancy: listing says 'Bo. Emajagua', cadastre says 'COND VILLAS DEL FARO PH2408' — confirm legal address and HOA standing.
- Confirm Airbnb/VRBO permission in writing and any restrictions on rental frequency.
Research & sourcesPhotos, web findings & original listing
What the photos show
Photos 1–2, 4–5, 9–10 show an oceanfront condo unit with modern finishes, two balconies, and clear Caribbean Sea views across mangroves and coastline. The rooftop terrace (implied by listing, visible in aerial shots 12, 14–15) offers panoramic water and mountain sightlines. Photos 7–8 show updated kitchen and bathroom; photo 9 shows a well-lit bedroom. The property sits at 123 ft elevation within a gated resort community (photos 12, 14–15 show the multi-building complex, pools, and landscaping). No fruit trees, rainforest, or riverfront visible in unit photos; privacy is mediated by community density. The unit itself is move-in-ready with contemporary finishes and in-unit laundry.
Scout-read from listing photos. Verify against the images.
What the web found
The subject listing is located in Villas del Faro, a gated condominium resort-style community at 5015 Punta Tuna in the Emajagua barrio. Web search confirms this is an apartment unit (unit #309), not a house or land, making it ineligible for the couple's stated criteria. The agent is based in Yabucoa.
Also found online:
- FinitPR — Confirms property is an Apartamento (apartment) with MLS ID PR9122268, 3 bedrooms, 2 bathrooms, 1,316 sq ft, listed by Ivonne Delgado Diaz at $270,000.
- ExpeRealty (Property Directory) — Directory listing confirms unit 309 at 5015 Calle Punta Tuna, Maunabo, PR is 3 bed/2 bath, MLS PR9122268, agent Ivonne Delgado Diaz at $270,000; unit is part of Villas Del Faro condominium.
Seller / agent: Ivonne Delgado Diaz · 787-316-4488
Area intel: Villas del Faro is a gated resort-style condominium community located at Punta Tuna in the Emajagua barrio of Maunabo (southeast Puerto Rico). The complex features amenities including swimming pools, fitness center, basketball court, tennis court, and 24/7 security. It is near Punta Tuna Beach and a protected natural wetland. Multiple apartment units in the same complex are actively listed, ranging in price from $200,000 to $270,000, including similar 3-bed/2-bath units. The complex is zoned R1 and HOA fees are approximately $188/month. However, this property does not meet the couple's stated requirement for a move-in-ready 3+ bedroom house or buildable land—it is explicitly a condominium apartment unit and therefore ineligible per their criteria excluding apartments, condos, and walk-ups.
What the sources contribute
Listing price history
- Jun 24, 2026 · Listed for sale · $270,000 (Trulia)
Recorded sale history
- May 21, 2009 · $220,000 · seller PEREZ PRIMITIVO · buyer CORDOBA REY (CRIM Catastro Digital)
Source differences to verify
- listing listedAt: 2026-06-24 from Trulia; 2026-07-02 from FinitPR
- address: 5015 Punta Tuna #309 from Trulia; 5015 Calle Punta Tuna #309, Maunabo, PR 00707 from ExpeRealty (Property Directory); 5015 Punta Tuna #309, Maunabo, PR 00707 from FinitPR
Exact-property sources
- Trulia primary listing · Jul 31, 2026 · 2 observations retained
$270,000 · For sale · MLS PR9122268 · 3 bed · 2 bath · 1,316 sqft · built 2000 · 5015 Punta Tuna #309 · 17.993799209594727, -65.88501739501953 · parcel 42300000565025 · Ivonne Delgado Diaz · 22 photos - Trulia same-property listing · Jul 31, 2026
$270,000 · For sale · MLS PR9122268 · 3 bed · 2 bath · 1,316 sqft · 0.0252 ac · built 2000 · 5015 Punta Tuna #309, Maunabo, PR 00707 · 17.993799209594727, -65.88501739501953 · parcel 42300000565025 · Ivonne Delgado Diaz · 1 price event
Match: The source record is the exact Trulia page supplied for 5015 PUNTA TUNA #309 and carries the same MLS ID, parcel number, address, price, and coordinates as the imported listing. - FinitPR same-property listing · Jul 31, 2026
$270,000 · For sale · MLS PR9122268 · 3 bed · 2 bath · 1,316 sqft · 0.0252 ac · 5015 Punta Tuna #309, Maunabo, PR 00707 · Ivonne Delgado Diaz
Match: Exact address match: 309, 5015, Punta Tuna Maunabo 00707 PR; matching price $270,000; matching MLS ID PR9122268; 3 bed/2 bath; posted 29 days ago by same agent - ExpeRealty (Property Directory) same-property listing · Jul 31, 2026
$270,000 · For sale · MLS PR9122268 · 3 bed · 2 bath · 5015 Calle Punta Tuna #309, Maunabo, PR 00707 · Ivonne Delgado Diaz
Match: Exact unit match: 309 - 5015 Calle Punta Tuna; MLS PR9122268; 3 Bd / 2 Ba; agent name and approximate price match - CRIM Catastro Digital public record · Jul 31, 2026 · 2 observations retained
parcel 423-000-005-65 · 1 recorded sale
Match: Official record returned for parcel 423-000-005-65.
Sources
Original listingFinitPR listingExpeRealty (Property Directory) listingGoogle itGoogle MapsStreet ViewSatellite viewRealtor.com compsPR flood map (FEMA)🏛️ Official CRIM record (42300000565025)Trulia ID 463435633 · MLS PR9122268 · added 2026-07-31