3.5% down
≈ $3,403/mo
≈ $29,575 upfront
7787 Bo Bayamon Seccion Certenejas, Cidra, PR 00739
$455,000
3 bed4.5 bath3,553 sqft1.17 ac
Cash flow
What this might cost
Estimated monthly + upfront
20% down
≈ $2,704/mo
≈ $104,650 upfront
Cash
≈ $379/mo
≈ $468,650 upfront
Adjust the math 6.6% · 30 years
Monthly estimates include principal and interest, a property-tax allowance, a homeowners-insurance allowance, and mortgage insurance for the 3.5% scenario. Cash includes tax and insurance only. HOA, maintenance, utilities, and tax effects are not included.
The 6.6% starting rate rounds Freddie Mac’s 6.58% average 30-year rate on July 23, 2026. The 3% closing-cost placeholder is within the CFPB’s typical 2%–5% range. Tax, insurance, and mortgage-insurance figures are adjustable planning allowances—not quotes.
Estimate only. Loan eligibility, appraisal, lender reserves, seller credits, and program limits are not checked.
57 min Miramar43 min Disc golf55 min SJU
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3-bedroom home with private, mountain setting and acreage.
Listing detailsPrice, facts & description
| Location | Certenejas, Cidra |
|---|---|
| Asking price | $455,000 |
| Property | 3 bed, 4.5 bath; two-story with separate lower-level entrance; excellent cosmetic condition, modern kitchen, accessible design. |
| Listing address | 7787 Bo Bayamon Seccian Certenejas |
| Listed | Jun 23, 2026 |
| Land | 1.17 acres |
| Bedrooms | 3 |
| Property type | Single Family Residence |
| Living area | 3,553 sqft |
| Bathrooms | 4.5 |
| Year built | 1990 |
| Listing status | Active |
| MLS number | 65478 |
| Photos | 20 reported by Trulia · 20 available here |
| Listing agent | Raymond Lopez · Island Homes LLC · 939-402-1264 |
Description from Trulia
Source title: 7787 Bo Bayamon Seccian Certenejas, Cidra, PR 00739
Two-story residence in Cidra on approximately 4,716 square meters (1.17 acres) with 3,553 square feet of living space, open-concept areas, mountain climate, gardens, green spaces, and a natural valley behind the property. The upper level has two bedrooms and 1.5 bathrooms; the lower level has one bedroom, three full bathrooms, an office or flex space, additional living areas, and a second kitchen. Each floor has its own exterior entrance. The lower level is wheelchair accessible. The property also includes a detached concrete-and-steel structure of approximately 3,600 square feet with water and electrical connections.
Location & driveMap, terrain & destinations
Location, terrain & flood
📍 Open in Google Maps — listing coordinates 👁 Street View 🛰 Satellite
⛰ 1,445 ft elevation
Exact coordinates supplied in the listing; confirm them against the parcel boundary. Elevation: USGS. Flood zone: FEMA NFHL.
Drive times
| Miramar Bar | 57 min | 33.8 mi |
|---|---|---|
| Playa Lucía Disc Golf | 60 min | 38.5 mi |
| Albergue Olímpico Disc Golf | 43 min | 20.1 mi |
| SJU Airport | 55 min | 33.5 mi |
| Costco (Caguas) | 26 min | 14 mi |
CRIM & due diligenceParcel record & questions to verify
🏛️ CRIM property record
⚠️ Candidate parcel—not yet confirmed. The CRIM facts and sale history below belong to the parcel under the exact listing pin. Confirm the boundary before treating them as facts about this listing.
| CRIM parcel number | 276-041-095-10 |
|---|---|
| How it was matched | Parcel candidate from the exact listing pin and the February 2025 Planning Board parcel layer; verify in current CRIM |
| Address (CRIM) | BO BAYAMON SOLAR 2 , CARR 7787 KM.HM 0.3, PR, Puerto Rico, 00000 |
| Owner of record | BRYAN ANTHONY HEHMANN |
| Recorded parcel size | 1.17 acres · 1.2 cuerdas · 4,716.47 m² |
| Last recorded sale | $415,000 on 2023-06-14 · seller RODRIGUEZ BONETA OMAR J · buyer BRYAN ANTHONY HEHMANN |
| Registry | Finca 15554 · Tomo 429 · Folio 5 · Escritura 169 |
| Assessed value | $14,200 total (land $1,080 + structure $13,120) — CRIM tax basis, not market value |
| Taxable assessed value | $180 · exoneration $14,020 |
🏛️ Open official CRIM record Paste an MLS address or CRIM number
The public cadastre identifies the parcel and its assessed values. It does not certify that the account has no current or prior debt; request the seller's CRIM account statement and certification for closing.
Buildability
The property includes a separate ~3,600 sq ft concrete-and-steel structure (currently unspecified use) with utilities; zoning, flood classification, and whether that structure is permitted ADU or future development need verification before assuming expansion potential.
Questions to verify
- Verify actual parcel size and boundary survey; listing claims 1.17 acres (4,716 m²).
- Confirm status and permitted use of the detached 3,600 sq ft concrete-and-steel structure; is it a guest house, storage, or requires conversion permits?
- Title check: confirm clear deed, no easements affecting water/access to the 'natural valley' behind the property.
- Site walk to assess slope/drainage and confirm no hidden flood or erosion risk despite FEMA Zone X assumption.
- Inspect tropical vegetation in detail; identify any fruit-bearing species and assess maintenance overhead.
- Confirm both kitchens and dual entrances comply with local zoning and are properly permitted.
Research & sourcesPhotos, web findings & original listing
What the photos show
The property sits on a sloped lot with clear elevation gain visible in the exterior shots (photos 1–5), set back from the road with mature palm and tropical vegetation suggesting established landscaping. Photos 6–7 show a modern, well-finished open-concept kitchen and living area with clean lines and good natural light; interior spaces (8–15) appear freshly painted, bright, and move-in ready. A covered carport/flex structure is visible (photo 10). The natural valley mentioned in the listing is suggested by the sloped terrain and dense greenery in background photos, but no river, stream, or oceanographic view is evident in any frame. No fruit trees are distinctly identifiable; tropical vegetation is present but generic. The home itself is in excellent cosmetic condition with no visible wear, damage, or incomplete work.
Scout-read from listing photos. Verify against the images.
What the web found
Web search found the property on Zillow (same MLS listing ID 463412042) and confirmed the listing agent as Raymond Lopez with Island Homes LLC. Zillow lists it as a 3-bed, 5-bath house on 1.17 acres, while a Findit.pr listing for a different Bo Bayamon property shows much larger specifications (4,500+ sq ft), suggesting multiple properties on the same road. Local Certenejas market shows comparable land sales ranging $100K–$550K depending on size and location.
Also found online:
- Zillow — Property listing showing same MLS ID (463412042) and address with 3 beds, 5 baths, 3,553 sqft on 1.17 acres at $455,000.
Seller / agent: Raymond Lopez · 939-402-1264 · Island Homes LLC
Area intel: Certenejas barrio has elevation of 1,352 ft and is a newer barrio formed from the Bayamón barrio. Comparable land sales in Certenejas and nearby Cidra areas range from $79K–$550K depending on acreage (0.27–7+ acres). A 3.6-cuerda (~1.3-acre) buildable land parcel in Certenejas II listed at $495K with lake views. Recent Cidra house sales show prices from $120K–$1.4M depending on size. Median Cidra home value cited at $210K–$310K depending on source, suggesting this $455K listing is above local median for the area.
What the sources contribute
Listing price history
- Jun 23, 2026 · Listed for sale · $455,000 (Trulia)
Recorded sale history
- Jun 14, 2023 · $415,000 · seller RODRIGUEZ BONETA OMAR J · buyer BRYAN ANTHONY HEHMANN (CRIM Catastro Digital)
Source differences to verify
- MLS number: 65478 from Trulia; 463412042 from Zillow
- bathrooms: 4.5 from Trulia; 5 from Zillow
Exact-property sources
- Trulia primary listing · Jul 31, 2026 · 3 observations retained
$455,000 · Active · MLS 65478 · 3 bed · 4.5 bath · 3,553 sqft · built 1990 · 7787 Bo Bayamon Seccian Certenejas · 18.171003341674805, -66.12305450439453 · Raymond Lopez · 1.17 ac · 7787 Bo Bayamon Seccian Certenejas, Cidra, PR 00739 · 20 photos - Trulia same-property listing · Jul 31, 2026
$455,000 · Active · MLS 65478 · 3 bed · 4.5 bath · 3,553 sqft · 1.17 ac · built 1990 · 7787 Bo Bayamon Seccian Certenejas, Cidra, PR 00739 · 18.171003341674805, -66.12305450439453 · Raymond Lopez · 1 price event
Match: The source record is the exact Trulia page supplied for 7787 Bo Bayamon Seccian Certenejas and carries the same address, price, bedrooms, bathrooms, living area, lot area, MLS ID, and exact map pin as the imported listing. - Zillow same-property listing · Jul 31, 2026
$455,000 · For sale · MLS 463412042 · 3 bed · 5 bath · 3,553 sqft · 1.17 ac · 7787 Bo Bayamon Seccian Certenejas, Cidra, PR 00739
Match: Same MLS ID 463412042, same address spelling variant (Seccian vs Seccion), same price ($455,000), same lot size (1.17 acres), same barrio and municipio. - CRIM Catastro Digital public record · Jul 31, 2026 · 2 observations retained
parcel 276-041-095-10 · 1 recorded sale
Match: Official record returned for parcel 276-041-095-10.
Sources
Original listingZillow listingGoogle itGoogle MapsStreet ViewSatellite viewRealtor.com compsPR flood map (FEMA)🏛️ Official CRIM record (276-041-095-10)Trulia ID 463412042 · MLS 65478 · added 2026-07-26