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Splendid Hacienda in the Mountains: Bo. Cubuy, Canóvanas

$500,000

2 bed3 bath1,652 sqft1.26 ac

Cash flow

What this might cost

Estimated monthly + upfront

3.5% down

≈ $3,739/mo

≈ $32,500 upfront

20% down

≈ $2,971/mo

≈ $115,000 upfront

Cash

≈ $417/mo

≈ $515,000 upfront

Adjust the math 6.6% · 30 years

Monthly estimates include principal and interest, a property-tax allowance, a homeowners-insurance allowance, and mortgage insurance for the 3.5% scenario. Cash includes tax and insurance only. HOA, maintenance, utilities, and tax effects are not included.

The 6.6% starting rate rounds Freddie Mac’s 6.58% average 30-year rate on July 23, 2026. The 3% closing-cost placeholder is within the CFPB’s typical 2%–5% range. Tax, insurance, and mortgage-insurance figures are adjustable planning allowances—not quotes.

Estimate only. Loan eligibility, appraisal, lender reserves, seller credits, and program limits are not checked.

42 min Miramar81 min Disc golf43 min SJU

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2-bedroom home with private, mountain setting and acreage.

Listing detailsPrice, facts & description
LocationCubuy, Canovanas
Asking price$500,000
Property2 bed, 3 bath; 2–commercial kitchen, multi-level terraces, move-in ready.
Listing addressCarr 186 Km 9.5 Bo Cubuy, Canovanas, PR 00729
ListedApr 24, 2026
Land1.26 acres
Bedrooms2
Property typeSingle Family Residence
Living area1,652 sqft
Bathrooms3
Listing statusUNDER CONTRACT
Photos20 reported by Trulia · 20 available here
Listing agentBetty Rodríguez · (787) 396-0067

Description from Trulia

Source title: Carr 186 Km 9.5 Bo Cubuy

Discover the perfect balance between rustic architecture—with touches of Mexican and Spanish style—and the serenity of Puerto Rican countryside. Located in the cool Barrio Cubuy, this 1.3-cuerda farm is designed for those seeking a home with character or a commercial venture with growth potential. Key Features: The Land: 1.3 cuerdas of varied topography with meticulously maintained green areas, offering a natural canvas for new projects, cultivation, or structural expansion. Main Residence: • 2 spacious bedrooms and 2 full bathrooms (2.5 to 4 total, description unclear) • An unfinished accessible bathroom area with ramp • Living room with character, designed for relaxation and visual enjoyment • Dual Kitchen (Commercial Profile): A cozy residential kitchen plus an industrial kitchen, ready for gastronomic operations, catering, or large-scale events Exterior Design: • Architecture that fosters communion with nature and beautiful green areas • Multiple levels of terraces and a well-equipped bar, ideal for entertainment and landscape contemplation • Premium Infrastructure: Exceptionally wide main entrance in concrete; ample parking for guests or clients; water plant and cistern Why Invest in This Farm? This property transcends the concept of a common house; it is a strategic asset in one of the most sought-after zones by nature lovers: • Boutique Hospitality / Retreats: 1.3 cuerdas offer ample space to add glamping, additional cabins, or a yoga/meditation area • Gastronomic Destination: The combination of industrial kitchen and multi-level terraces makes it perfect for a destination restaurant or farm-to-table venue • Sustainability: Ideal space to develop hydroponic orchards or fruit trees, leveraging the fertility of Canóvanas Nearby Attractions: In the Cubuy area of Canóvanas: El Yunque National Forest, El Toro Trail, Río Cubuy and natural pools (Charco el Hippie), Camarero Racetrack. For shopping: Canóvanas Outlets. Famous restaurants, scenic routes nearby. Close to Río Grande, Luquillo beach and food kiosks. "A sanctuary of peace with the infrastructure needed to turn your dreams of a home or a thriving business into reality."

Hacienda Esplendor en las Montañas: Bo. Cubuy, Canóvanas 1.3 Cuerdas de Paraíso Privado y Potencial IlimitadoDescubra el equilibrio perfecto entre la arquitectura rústica —con pinceladas de estilo mexicano y español— y la serenidad del campo puertorriqueño. Ubicada en el fresco Barrio Cubuy, esta finca de 1.3 cuerdas esta diseñada para quienes buscan un hogar con alma o un proyecto comercial con visión de crecimiento.Características Principales El Terreno: Extensión de 1.3 cuerdas de topografía variada con areas verdes meticulosamente cuidadas, ofreciendo un lienzo natural para nuevos proyectos, siembra o expansión de estructuras. Residencia Principal: * 2 amplias habitaciones y 2 baños completos y 2.5 baños total 4 baños, para impedidos se desarollo una area de baño no terminada con rampa. Sala de estar con caracter, diseñada para la relajación y el disfrute visual. Doble Cocina (Perfil Comercial): Cuenta con una cocina residencial acogedora y una cocina industrial adicional, lista para operaciones gastronómicas, catering o eventos a gran escala. Diseño para el Disfrute Exterior: Arquitectura que fomenta la comunión con la naturaleza ademas de hermosas areas verdes Múltiples niveles de terrazas y una hermosa barra equipada, ideales para el entretenimiento y la contemplación del paisaje. Infraestructura de Primera: Entrada principal en cemento, excepcionalmente ancha. Amplio estacionamiento con capacidad para recibir cómodamente a invitados o clientes. Planta y Cisterna ¿Por qué invertir en esta finca?Esta propiedad trasciende el concepto de una casa común; es un activo estratégico en una de las zonas mas buscadas por los amantes de la naturaleza: Hospedaje Boutique / Retiros: Con 1.3 cuerdas, tiene espacio de sobra para añadir glamping, cabañas adicionales o un area de yoga/meditación. Destino Gastronómico: La combinación de la cocina industrial y las terrazas en niveles la convierten en el lugar perfecto para un restaurante de destino o "Farm to Table". Sustentabilidad: Espacio ideal para desarrollar huertos hidropónicos o frutales, aprovechando la fertilidad de la zona de Canóvanas. Cerca del area de Cubuy en Canovanas hay varias atracciones naturales y turisticas!!las mas visitadas Bosque Nacional El Yunque El Toro Trial Rio Cubuy y Charcos Naturales como Charco el Hippie Hipdromo Camarero Para los que gusta el shopping Los Oulets de Canovanas Famosos restaurantes Rutas panoramicas Cerca de Rio Grande, Luquillo su Balneario y Quioskos de comidas!!"Un santuario de paz con la infraestructura necesaria para convertir sus sueños de tunhogar o en un negocio próspero.” HAZ TU CITA PARA CONOCER DE ESTA HERMOSA PROPIEDAD!!

Location & driveMap, terrain & destinations

Location, terrain & flood

⛰ 2,059 ft elevation 🌊 FEMA Zone X — minimal flood

Barrio-level pin (listings give barrio + municipio, not the exact lot) — verify the parcel location. Elevation: USGS. Flood zone: FEMA NFHL.

Drive times

Miramar Bar42 min18.7 mi
Playa Lucía Disc Golf45 min23.4 mi
Albergue Olímpico Disc Golf81 min44.4 mi
SJU Airport43 min21.1 mi
Costco (Caguas)35 min17 mi
CRIM & due diligenceParcel record & questions to verify

🏛️ CRIM property record

No parcel number is safely matched yet. The button opens the official map at the best listing location; confirm the parcel boundary before using its record.

A barrio or municipio pin is not precise enough to assign a CRIM record automatically.

Buildability

1.3 cuerdas (~2.1 acres) is buildable but below their 5+ acre preference for a new home. Already developed with primary structure and commercial infrastructure; expansion space exists but zoning for additional residential units requires verification.

Questions to verify

  • Confirm whether the 'unfinished accessible bathroom area' is countable as a 3rd bedroom or serves a different function—listing describes 2 bedrooms but mentions an additional bathroom area that could affect count.
  • Verify exact acreage (title lists '1.3 cuerdas' ≈ 1.04 acres; confirm CRIM/cadastre to rule out discrepancies).
  • Inspect the water plant and cistern system for functionality, maintenance cost, and reliability during dry season.
  • Clarify commercial kitchen's operational status and any licensing/zoning restrictions for gastronomic or hospitality use.
  • Walk the property to assess slope steepness, drainage, and whether terraces are structurally sound.
  • Request survey or topographical map to confirm no unmapped flood risk or boundary encroachment despite FEMA Zone X designation.
Research & sourcesPhotos, web findings & original listing

What the photos show

Photos 1–5 show exterior terraces, manicured grounds, and a concrete entry with good road access; the property sits on noticeably sloped terrain with multiple levels visible (photos 4, 5, 12–14, 16). Photos 6–11, 17–20 reveal a well-decorated, lived-in interior with rustic Mexican/Spanish styling, a commercial-grade kitchen (photo 10), and what appears to be a functional main residence, not a shell. No ocean, river, or significant water body is visible in any exterior shots; vegetation is ornamental and landscaped rather than fruit-tree–heavy or rainforest. The elevation (2059 ft) and cooler Cubuy setting are reflected in the lush green surroundings and mature trees, but no commanding views or vistas are evident in the photos.

Scout-read from listing photos. Verify against the images.

What the web found

Web search confirms a property at Carr 186 Km 9.5 Bo Cubuy, Canovanas for $500,000 appears on multiple platforms including Zillow and agent sites. The Cubuy barrio is an elevated rural area (approximately 1,932 ft elevation) near El Yunque National Forest. The region is subject to landslide risk and has experienced flooding; Hurricane Maria triggered extensive landslides across Puerto Rico. Market data shows comparable 3+ bedroom homes in the Carr 186 Cubuy corridor range from $215,000–$799,000.

Also found online:

  • Zillow — Same address listed as $500,000, 2 bed/4 bath, 1,652 sq ft house; 66 days on market
  • University Realty Florida (MLS PR9114044) — 2.75-cuerda (2.68-acre) property with 3-bed/2-bath home; zoned R-3 and Ecologically Protected Rustic Land; near El Toro Trail in El Yunque; price not stated in search results

Area intel: Cubuy is an elevated rural barrio at ~1,932 ft elevation in the Luquillo Mountain Range foothills, with annual precipitation ~73.62 inches. Nearby El Yunque National Forest is ~4 miles away. Comparable house sales on Carr 186 in Cubuy/Canovanas area: $215,000–$799,000 for 3–6 bed homes (2024–2026). Canóvanas experienced heavy flooding from heavy rains historically and triggered numerous landslides during Hurricane Maria (2017); the area has documented flood-prone areas near Río Canovanas. Mountainous terrain carries landslide risk during extreme rainfall events.

Sources: [1] [2] [3] [4] [5] [6]

What the sources contribute

Exact-property sources

  • Trulia primary listing · Jul 26, 2026 · 4 observations retained
    $500,000 · UNDER CONTRACT · 2 bed · 3 bath · 1,652 sqft · Carr 186 Km 9.5 Bo Cubuy, Canovanas, PR 00729 · Betty Rodríguez · 20 photos · 1.26 ac

Trulia ID 462351896 · added 2026-07-26