3.5% down
≈ $2,954/mo
≈ $25,675 upfront
Loma Del Viento, Bo. Masas
$395,000
4.86 ac
Cash flow
What this might cost
Estimated monthly + upfront
20% down
≈ $2,347/mo
≈ $90,850 upfront
Cash
≈ $329/mo
≈ $406,850 upfront
Adjust the math 6.6% · 30 years
Monthly estimates include principal and interest, a property-tax allowance, a homeowners-insurance allowance, and mortgage insurance for the 3.5% scenario. Cash includes tax and insurance only. HOA, maintenance, utilities, and tax effects are not included.
The 6.6% starting rate rounds Freddie Mac’s 6.58% average 30-year rate on July 23, 2026. The 3% closing-cost placeholder is within the CFPB’s typical 2%–5% range. Tax, insurance, and mortgage-insurance figures are adjustable planning allowances—not quotes.
Estimate only. Loan eligibility, appraisal, lender reserves, seller credits, and program limits are not checked.
30 min Miramar55 min Disc golf40 min SJU
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Home with private, nature / trees and views.
Check first
- The existing structure is not move-in ready.
- FEMA Zone AE needs closer review.
Listing detailsPrice, facts & description
| Location | Bo. Masas, Gurabo |
|---|---|
| Asking price | $395,000 |
| Property | Shell structure only; interior photos show no bedrooms, no fixtures, concrete floors, large windows—uninhabitable. |
| Listing address | Loma Del Viento Bo Masas, Gurabo, PR 00778 |
| Listed | Apr 25, 2026 |
| Land | 4.86 acres |
| Listing status | Active |
| Photos | 20 reported by Trulia · 20 available here |
| Listing agent | Michelle Vazquez Vazquez · (787) 314-7711 |
Description from Trulia
Source title: Loma Del Viento Bo Masas
Unique opportunity in Gurabo, Bo. Masas Sector. Approximately 5 cuerdas (≈4.86 acres) of land with breathtaking views and exceptional development potential. Located in a highly desirable area, this property offers the perfect combination of nature, privacy, and panoramic city views, including a distant ocean view from one of its highest points. It features a paved access road and an elegant hacienda-style gated entrance that adds character and presence from the moment you arrive. At the top of the property, there is an existing structure with great renovation potential, ideal for a private retreat, vacation home, or an Airbnb/investment project with stunning views. Its strategic location next to a well-known restaurant further enhances its value for both residential and tourism use. This is a rare opportunity to live, invest, and create something truly extraordinary.
Unique opportunity in Gurabo Bo. Masas Sector. Approximately 5 cuerdas (˜4.86 acres) of land with breathtaking views and exceptional development potential. Located in a highly desirable area, this property offers the perfect combination of nature, privacy, and panoramic city views, including a distant ocean view from one of its highest. It features a paved access road and an elegant hacienda style gated entrance that adds character and presence from the moment you arrive. At the top of the property, there is an existing structure with great renovation potential, ideal for a private retreat, vacation home, or an Airbnb/investment project with stunning views. Its strategic location next to a well-known restaurant further enhances its value for both residential and tourism use. This is a rare opportunity to live, invest, and create something truly extraordinary.
Location & driveMap, terrain & destinations
Location, terrain & flood
📍 Open in Google Maps — Bo. Masas, Gurabo 👁 Street View 🛰 Satellite
⛰ 160 ft elevation 🌊 FEMA Zone AE — flood risk
Municipio-level only — no barrio resolved; verify the parcel location. Elevation: USGS. Flood zone: FEMA NFHL.
Drive times
| Miramar Bar | 30 min | 18.1 mi |
|---|---|---|
| Playa Lucía Disc Golf | 33 min | 22.8 mi |
| Albergue Olímpico Disc Golf | 55 min | 31.7 mi |
| SJU Airport | 40 min | 25.1 mi |
| Costco (Caguas) | 9 min | 4.2 mi |
CRIM & due diligenceParcel record & questions to verify
🏛️ CRIM property record
No parcel number is safely matched yet. The button opens the official map at the best listing location; confirm the parcel boundary before using its record.
🏛️ Open CRIM map near this property Paste an MLS address or CRIM number
A barrio or municipio pin is not precise enough to assign a CRIM record automatically.
Buildability
Paved access road, gated entrance, and topography suggest good buildability for a dream home. No flood zone, agricultural, or zoning red flags apparent, but site plan and structural survey essential before commitment.
Questions to verify
- Confirm actual acreage, legal parcel boundaries, and title clarity—listing says '~5 cuerdas' (approximate).
- Clarify structural engineering and code compliance of the existing shell; obtain scope of work and cost estimates to make it habitable.
- Verify FEMA Zone AE implications: flood insurance requirements, elevation certificate, and any local building restrictions.
- Confirm utilities (water, power, internet) are available and the cost/timeline to connect them.
- Validate the '5-cuerda' claim against CRIM cadastre and confirm no liens or encumbrances on the access road or gates.
- Request a professional home inspection if renovation is on the table; confirm estimated timeline to occupancy does not exceed the December deadline.
Research & sourcesPhotos, web findings & original listing
What the photos show
Photos 1–15 show a steeply sloped hillside property with extensive elevation gain, lush tropical vegetation, and panoramic views of the valley and distant plains below. Multiple angles confirm a white/cream-colored structure near the ridge top (visible in photos 6, 7, 10, 12) with gated access via paved road and blue-painted retaining walls. Photos 16–20 are interior shots of that structure—a multi-room shell with large windows framing valley vistas, concrete floors, no visible finishes, and no discernible bedrooms, bathrooms, or kitchens. The vegetation is dense rainforest/tropical growth; no recognizable fruit trees. No river or stream visible. The structure appears incomplete/unfinished, not move-in-ready.
Scout-read from listing photos. Verify against the images.
What the web found
The listing matches properties on multiple MLS platforms at the same MLS ID (PR9120876) with price discrepancies noted. The property is buildable land at ~4.86 acres (5 cuerdas) with an existing structure suitable for renovation and development potential. Agent Michelle Vazquez Vazquez can be contacted; the property appears on Zillow, Century21, eXp Realty, and other major sites.
Also found online:
- Zillow — Same listing ID 461989196; property details for land with development potential
- eXp Realty — Lists ~4.86 acres with paved access, hacienda-style entrance, existing structure for renovation
- Clear Ocean Group — MLS PR9120876; lists $395,000 matching original Trulia price
- Century21 — Same property listing with full details on development potential
- 3dteamrealty.com — MLS PR9120876 listing with full remarks on views, gated entrance, and renovation potential
- Highrises.com — Lists property at $445,000 with lot size shown as 9,651 acre (appears to be data error; 5 cuerdas ≈ 4.86 acres)
Seller / agent: Michelle Vazquez Vazquez (List Agent) | Phone: 787-314-7711 | Email: [email protected] | MLS ID: 743511691
Area intel: Gurabo is one of Puerto Rico's fastest-growing municipalities (45,000+ residents vs ~18,000 in 1980s), located 25 minutes from San Juan. The area has mountainous terrain with rivers and creeks; historical flooding occurred during Hurricane Cristina (1973) and Hurricane Maria (2018) affected infrastructure with landslides and road flooding. Comparable buildable land in Gurabo: ~0.96 acres at $180,000 (Carr 941); ~2.69 acres at $195,000 (Bo. Jaguas). Single-family homes in the area average $214,113–$480,930. The property's ~4.86-acre parcel with existing structure and 'exceptional development potential' commands premium relative to smaller land parcels but is positioned below luxury multi-acre holdings ($3.5M for 150 acres in Arr 942 Jaguas). No recent specific comps for 4–5 acre mixed-use/renovation properties were found. Gurabo terrain includes steep slopes and river valleys; Hurricane Maria recovery efforts included FEMA funding for elevated roadways to mitigate flood risk.
Sources: [1] [2] [3] [4] [5] [6] [7] [8] [9] [10] [11] [12] [13] [14]
What the sources contribute
Exact-property sources
- Trulia primary listing · Jul 26, 2026 · 3 observations retained
$395,000 · Active · Loma Del Viento Bo Masas, Gurabo, PR 00778 · Michelle Vazquez Vazquez · 20 photos · 4.86 ac
Sources
Original listingGoogle itGoogle MapsStreet ViewSatellite viewRealtor.com compsPR flood map (FEMA)🏛️ CRIM map near listing (verify parcel)Trulia ID 461989196 · added 2026-07-26