3.5% down
≈ $4,480/mo
≈ $38,935 upfront
Casa Mar at El Cocal Country Club, Barrio Camino Nuevo #2, Yabucoa, PR 00767
$599,000
3 bed3 bath3,340 sqft0.0179 ac
Cash flow
What this might cost
Estimated monthly + upfront
20% down
≈ $3,560/mo
≈ $137,770 upfront
Cash
≈ $499/mo
≈ $616,970 upfront
Adjust the math 6.6% · 30 years
Monthly estimates include principal and interest, a property-tax allowance, a homeowners-insurance allowance, and mortgage insurance for the 3.5% scenario. Cash includes tax and insurance only. HOA, maintenance, utilities, and tax effects are not included.
The 6.6% starting rate rounds Freddie Mac’s 6.58% average 30-year rate on July 23, 2026. The 3% closing-cost placeholder is within the CFPB’s typical 2%–5% range. Tax, insurance, and mortgage-insurance figures are adjustable planning allowances—not quotes.
Estimate only. Loan eligibility, appraisal, lender reserves, seller credits, and program limits are not checked.
14 min Miramar59 min Disc golf69 min SJU
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3-bedroom home with private, views and mountain setting.
Listing detailsPrice, facts & description
| Location | El Cocal, Yabucoa |
|---|---|
| Asking price | $599,000 |
| Property | 3 bed, 3 bath; built 2017, modern finishes, bright interiors, move-in ready. |
| Listing address | El Cocal Country Club BO. CAMINO NUEVO #2 |
| Listed | Mar 13, 2026 |
| Land | 0.0179 acres |
| Bedrooms | 3 |
| Property type | Single Family Residence |
| Living area | 3,340 sqft |
| Bathrooms | 3 |
| Year built | 2017 |
| Listing status | Active |
| MLS number | PR9119895 |
| Photos | 26 reported by Trulia · 3 available here |
| Listing agent | Esteban Sarmiento · Puerto Rico Real Estate · 787-598-4024 |
Description from Trulia
Source title: El Cocal Country Club BO. CAMINO NUEVO #2, Yabucoa, PR 00767
Casa Mar is an ocean-view residence near El Cocal beach in Yabucoa. The listing describes two separate units, each with 3 bedrooms, 3 bathrooms, and a full kitchen, with income potential and broad Caribbean views. The property has expansive indoor and outdoor spaces, two garages, two carports, balconies, fruit trees, private sewer, and no HOA. Built in 2017.
Location & driveMap, terrain & destinations
Location, terrain & flood
📍 Open in Google Maps — parcel 40102501112000 👁 Street View 🛰 Satellite
⛰ 302 ft elevation
Exact parcel boundary + centroid from the CRIM government cadastre. Elevation: USGS. Flood zone: FEMA NFHL.
Drive times
| Miramar Bar | 14 min | 10.2 mi |
|---|---|---|
| Playa Lucía Disc Golf | 3 min | 2.2 mi |
| Albergue Olímpico Disc Golf | 59 min | 39.3 mi |
| SJU Airport | 69 min | 43 mi |
| Costco (Caguas) | 40 min | 27.5 mi |
CRIM & due diligenceParcel record & questions to verify
🏛️ CRIM property record
| CRIM parcel number | 40102501112000 |
|---|---|
| How it was matched | Parcel number reported in the listing details |
| Address (CRIM) | BO CAMINO NUEVO , PR, Puerto Rico, 00767 |
| Owner of record | MILLAN RODRIGUEZ DENNYS |
| Recorded parcel size | 0.19 acres · 0.2 cuerdas · 780.42 m² |
| Assessed value | $12,854 total (land $625 + structure $12,229) — CRIM tax basis, not market value |
| Taxable assessed value | $12,854 |
🏛️ Open official CRIM record Paste an MLS address or CRIM number
The public cadastre identifies the parcel and its assessed values. It does not certify that the account has no current or prior debt; request the seller's CRIM account statement and certification for closing.
Buildability
Property is already fully developed as a dual-unit residential structure with no land available for additional building. Yabucoa coastal zone carries standard flood/hurricane exposure.
Questions to verify
- Verify dual-unit legality and zoning: are both units separately permitted and rentable, or is the second 'unit' marketing hyperbole?
- Confirm whether the 'two garages, two carports' and other amenities mentioned in the listing are actually on-site or belong to the CC; clarify any HOA or CC membership fees despite 'no HOA' claim.
- Inspect fruit tree count and species in person; listing claims them but photos do not show them prominently.
- Verify sewer system (private sewer mentioned) is functional and up to code; obtain maintenance records.
- Survey the actual 0.19 acres boundary on-site to confirm no encroachments; cadastre size (0.19 ac) contradicts listing size (0.0179 ac)—use 0.19 ac going forward.
- Title and deed review to confirm no liens, CC restrictions, or prior rental disputes given the dual-unit setup.
Research & sourcesPhotos, web findings & original listing
What the photos show
Photo 1 shows a modern white two-story home on elevated terrain with expansive ocean/coastal views stretching to the horizon; the property sits on a well-maintained grassy slope with clear sightlines. Photo 2 captures a bright, recently updated interior with burgundy furnishings, polished tile floors, ceiling fan, and multiple windows with shutters—clean, move-in condition. Photo 3 shows an empty, finished bedroom or living space with glazed tile flooring, louvered door/window, and a ceiling fan—consistent with the 'two separate units' claim. The hillside elevation and manicured grounds project good drainage and privacy; no fruit trees are visibly prominent, but lush tropical vegetation surrounds the property, and the 302 ft elevation commands strong views.
Scout-read from listing photos. Verify against the images.
What the web found
Casa Mar is a dual-unit oceanview property in the gated El Cocal Country Club community, not a qualifying single-family house. Web sources confirm its two-unit structure, 3,340 sq ft total, and year built 2017. GPS coordinates and Esteban Sarmiento's verified contact info were recovered.
Also found online:
- Winslow Homes (MLS Syndication) — Confirms MLS ID PR9119895, unit count, square footage, and contact details for this exact property.
- Homar Real Estate / Puerto Rico Real Estate For Sale — MLS data confirms coordinates, dual-unit structure, year built, and property classification.
Seller / agent: Esteban Sarmiento · 787-598-4024 · Puerto Rico Real Estate
Area intel: El Cocal Country Club is a gated coastal community in Yabucoa with beach access. Comparable properties in Barrio Camino Nuevo and nearby El Cocal include: a 5-bed/2-bath house at Carr 3 R901 K97 ($450,000, 0.35 acres); multi-unit offerings from $400,000–$3.5M; and raw land from $155,000–$900,000+ (17.48 acres). El Cocal beaches are noted for tranquility and soft sands within a hillside residential setting near Palmas del Mar resort.
What the sources contribute
Listing price history
- Mar 13, 2026 · Listed for sale · $549,000 (Trulia)
- Mar 17, 2026 · Price change · $649,000 (Trulia)
- Jun 19, 2026 · Price change · $599,000 (Trulia)
Source differences to verify
- property type: Single Family Residence from Trulia; Multi-Unit from Homar Real Estate / Puerto Rico Real Estate For Sale
- bedrooms: 3 from Trulia; 6 from Homar Real Estate / Puerto Rico Real Estate For Sale
- bathrooms: 3 from Trulia; 6 from Homar Real Estate / Puerto Rico Real Estate For Sale
- address: El Cocal Country Club BO. CAMINO NUEVO #2 from Trulia; El Cocal Country Club, Barrio Camino Nuevo #2, Yabucoa, PR 00767 from Homar Real Estate / Puerto Rico Real Estate For Sale; El Cocal Country Club, Camino Nuevo #2, Yabucoa, PR 00767 from Winslow Homes (MLS Syndication)
- location barrio: El Cocal from Trulia; Camino Nuevo from Homar Real Estate / Puerto Rico Real Estate For Sale
- coordinates: 18.02165412902832, -65.84398651123047 from Trulia; 18.02165415, -65.84399004 from Homar Real Estate / Puerto Rico Real Estate For Sale
Exact-property sources
- Trulia primary listing · Jul 31, 2026 · 2 observations retained
$599,000 · Active · MLS PR9119895 · 3 bed · 3 bath · 3,340 sqft · built 2017 · El Cocal Country Club BO. CAMINO NUEVO #2 · 18.02165412902832, -65.84398651123047 · parcel 40102501112000 · Esteban Sarmiento · 3 photos - Trulia same-property listing · Jul 31, 2026
$599,000 · Active · MLS PR9119895 · 3 bed · 3 bath · 3,340 sqft · 0.0179 ac · built 2017 · El Cocal Country Club BO. CAMINO NUEVO #2, Yabucoa, PR 00767 · 18.02165412902832, -65.84398651123047 · parcel 40102501112000 · Esteban Sarmiento · 3 price events
Match: The source record is the exact Trulia page supplied for El Cocal Country Club BO. CAMINO NUEVO #2 and carries the same MLS ID, parcel number, address, price, and coordinates as the imported listing. - Winslow Homes (MLS Syndication) same-property listing · Jul 31, 2026
$599,000 · Active · MLS PR9119895 · 6 bed · 6 bath · 3,340 sqft · El Cocal Country Club, Camino Nuevo #2, Yabucoa, PR 00767 · Esteban Sarmiento
Match: Matching address, MLS ID PR9119895, 3,340 sq ft, 3 beds/3 baths, listed by Puerto Rico Real Estate 787-598-4024 - Homar Real Estate / Puerto Rico Real Estate For Sale same-property listing · Jul 31, 2026
$599,000 · MLS PR9119895 · 6 bed · 6 bath · 3,340 sqft · 0.0179 ac · built 2017 · El Cocal Country Club, Barrio Camino Nuevo #2, Yabucoa, PR 00767 · 18.02165415, -65.84399004 · Esteban Sarmiento
Match: MLS ID PR9119895, address El Cocal Country Club Camino Nuevo #2, price $599,000, coordinates 18.02165415 / -65.84399004, year built 2017 - CRIM Catastro Digital public record · Jul 31, 2026 · 2 observations retained
parcel 401-025-011-12
Match: Official record returned for parcel 401-025-011-12.
Sources
Original listingWinslow Homes (MLS Syndication) listingHomar Real Estate / Puerto Rico Real Estate For Sale listingGoogle itGoogle MapsStreet ViewSatellite viewRealtor.com compsPR flood map (FEMA)🏛️ Official CRIM record (40102501112000)Trulia ID 461094278 · MLS PR9119895 · added 2026-07-31