3.5% down
≈ $4,106/mo
≈ $35,685 upfront
1 Calle 9973, Naguabo, PR 00718
$549,000
4 bed3.5 bath3,000 sqft1.9422 ac
Cash flow
What this might cost
Estimated monthly + upfront
20% down
≈ $3,262/mo
≈ $126,270 upfront
Cash
≈ $458/mo
≈ $565,470 upfront
Adjust the math 6.6% · 30 years
Monthly estimates include principal and interest, a property-tax allowance, a homeowners-insurance allowance, and mortgage insurance for the 3.5% scenario. Cash includes tax and insurance only. HOA, maintenance, utilities, and tax effects are not included.
The 6.6% starting rate rounds Freddie Mac’s 6.58% average 30-year rate on July 23, 2026. The 3% closing-cost placeholder is within the CFPB’s typical 2%–5% range. Tax, insurance, and mortgage-insurance figures are adjustable planning allowances—not quotes.
Estimate only. Loan eligibility, appraisal, lender reserves, seller credits, and program limits are not checked.
24 min Miramar88 min Disc golf67 min SJU
Your take
What do you like?
Scout suggestions are outlined. Your choices are filled.
Notes
No notes yet.
Scout suggestion
4-bedroom home with private, views and mountain setting.
Listing detailsPrice, facts & description
| Location | Mariana, Naguabo |
|---|---|
| Asking price | $549,000 |
| Property | 4 bed, 3.5 bath; modern two-story, fully move-in-ready, excellent condition. |
| Listing address | 1 Calle 9973 |
| Land | 1.9422 acres |
| Bedrooms | 4 |
| Property type | Single Family Residence |
| Living area | 3,000 sqft |
| Bathrooms | 3.5 |
| Year built | 1980 |
| Listing status | Active |
| MLS number | 63792 |
| Photos | 35 reported by Trulia · 35 available here |
Description from Trulia
Exclusive mountaintop residence in Mariana, Naguabo, with 360° panoramic ocean and mountain views. The 2-acre property is located on a cul-de-sac, offering complete privacy. It features 4 spacious bedrooms, 3 full bathrooms and 1 half bathroom, plus a 2-car garage and generous areas for enjoying time with family and friends. A spacious, unique, and private home, ideal for creating unforgettable memories.
Location & driveMap, terrain & destinations
Location, terrain & flood
📍 Open in Google Maps — 1 Calle 9973, Mariana, Naguabo, PR 00718, Naguabo, Puerto Rico 👁 Street View 🛰 Satellite
⛰ 166 ft elevation 🌊 FEMA Zone X — minimal flood
Located from an address / road-km marker — close to the parcel. Elevation: USGS. Flood zone: FEMA NFHL.
Drive times
| Miramar Bar | 24 min | 15.3 mi |
|---|---|---|
| Playa Lucía Disc Golf | 28 min | 20.1 mi |
| Albergue Olímpico Disc Golf | 88 min | 60.8 mi |
| SJU Airport | 67 min | 42 mi |
| Costco (Caguas) | 44 min | 23.9 mi |
CRIM & due diligenceParcel record & questions to verify
🏛️ CRIM property record
No parcel number is safely matched yet. The button opens the official map at the best listing location; confirm the parcel boundary before using its record.
🏛️ Open CRIM map near this property Paste an MLS address or CRIM number
A barrio or municipio pin is not precise enough to assign a CRIM record automatically.
Buildability
Property is already developed as a residence; not suitable for new construction dreaming.
Questions to verify
- Confirm lot acreage and parcel boundaries via CRIM title search; verify cul-de-sac lot exclusivity and any shared easements.
- Inspect drainage and septic/municipal sewer system given sloped terrain.
- Verify property access rights and driveway maintenance responsibility.
- Request utility service confirmation (water, electric, internet availability).
- Survey recent sale comparables to validate $549k asking price for the Mariana submarket.
- Walk the full 1.94 acres to assess drainage, fencing, and any boundary disputes or encroachments.
Research & sourcesPhotos, web findings & original listing
What the photos show
Photos 1–5 show a modern white two-story home sited on sloping, well-maintained green lawn with distant mountain views in the background; terrain clearly rises toward the property, confirming elevation. Photos 6–8 reveal manicured grounds, driveway access, and the home's front and side elevations set well above surrounding land. Interior shots (9–20) display spacious, move-in-ready rooms: large open-plan living/dining area with polished concrete flooring, 4 distinct bedrooms including a master suite, 3.5 bathrooms with modern fixtures, and a kitchen with island seating. The home condition is clean, well-maintained, and fully furnished or staged. No river, stream, or ocean water visible in any photo; no fruit trees evident; vegetation is manicured lawn and background treeline, not rainforest character. Privacy appears strong due to elevation, siting on cul-de-sac, and absence of visible neighbors.
Scout-read from listing photos. Verify against the images.
What the web found
Web search confirms the property is listed on multiple sites (Zillow, Homes.com, El Listing) showing it as a 4-bedroom, 3.5-bath, 3,000 sq ft house on ~2 acres in the Mariana barrio, offering panoramic mountain and ocean views on a cul-de-sac. The listing agent is Mario Arrue of RE/MAX Paradise Island. Area research reveals Naguabo has moderate flood risk history and mountainous northern terrain with landslide monitoring stations.
Also found online:
- Zillow — Listed as 4 bd, 4 ba, 3,000 sqft house at $549,000 with price cut of $49,000 on 6/25
- Homes.com — Described as exclusive mountaintop residence with 360° panoramic ocean and mountain views, 2-acre cul-de-sac property, 4 bedrooms, 3.5 baths, 2-car garage
- El Listing (Encuentras24-related) — Listed as Mariana barrio property, 3.5 bathrooms, 3,000 sqft, shown at $599,000 with 35 photos available
Seller / agent: Mario Arrue, RE/MAX Paradise Island
Area intel: Naguabo is on Puerto Rico's east coast with mountainous northern terrain including the Luquillo range. The area has documented flood risk: Tropical Depression Erika (2009) brought 7.92 inches of rain to Naguabo; Hurricane Maria (2017) caused 6–9 feet of inundation in southeastern municipalities including Naguabo; landslide monitoring stations in the region indicate steep slopes in some areas. Comparable Naguabo homes in the house track range from $98,000–$1.65M; similar 4-bed houses are listed at $529,000–$540,000; land-only parcels range $45,000–$195,000 for smaller lots. Median Naguabo home value is approximately $175,000.
What the sources contribute
Exact-property sources
- Trulia primary listing · Jul 25, 2026 · 2 observations retained
$549,000 · Active · MLS 63792 · 4 bed · 3.5 bath · 3,000 sqft · 1.9422 ac · built 1980 · 1 Calle 9973 · 35 photos
Sources
Original listingGoogle itGoogle MapsStreet ViewSatellite viewRealtor.com compsPR flood map (FEMA)🏛️ CRIM map near listing (verify parcel)Trulia ID 460611454 · MLS 63792 · added 2026-07-25