3.5% down
≈ $2,767/mo
≈ $24,050 upfront
0 Mar, Yabucoa, PR 00767
$370,000
3 bed2.5 bath1,734 sqft0.174151 ac
Down $43,000 from the original $413,000 · last drop Apr 24, 2026
Cash flow
What this might cost
Estimated monthly + upfront
20% down
≈ $2,199/mo
≈ $85,100 upfront
Cash
≈ $308/mo
≈ $381,100 upfront
Adjust the math 6.6% · 30 years
Monthly estimates include principal and interest, a property-tax allowance, a homeowners-insurance allowance, and mortgage insurance for the 3.5% scenario. Cash includes tax and insurance only. HOA, maintenance, utilities, and tax effects are not included.
The 6.6% starting rate rounds Freddie Mac’s 6.58% average 30-year rate on July 23, 2026. The 3% closing-cost placeholder is within the CFPB’s typical 2%–5% range. Tax, insurance, and mortgage-insurance figures are adjustable planning allowances—not quotes.
Estimate only. Loan eligibility, appraisal, lender reserves, seller credits, and program limits are not checked.
1 min Miramar74 min Disc golf65 min SJU
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Listing detailsPrice, facts & description
| Location | Guayanes, Yabucoa |
|---|---|
| Asking price | $370,000 |
| Property | 3 bed, 2.5 bath; fully renovated, modern finishes, move-in-ready. |
| Listing address | 0 Mar |
| Listed | Feb 14, 2026 |
| Land | 0.174151 acres |
| Bedrooms | 3 |
| Property type | Single Family Residence |
| Living area | 1,734 sqft |
| Bathrooms | 2.5 |
| Year built | 1975 |
| Listing status | For sale |
| MLS number | 63702 |
| Photos | 15 reported by Trulia · 15 available here |
| Listing agent | Orlando Vazquez · 787-496-9000 |
Description from Trulia
Fully remodeled coastal residence near the Humacao–Yabucoa border, less than five minutes from Palmas del Mar and offered without HOA fees. The home has partial ocean views toward Vieques and Palmas del Mar, 3 bedrooms, 2.5 bathrooms, and approximately 1,734 square feet on a 704.77-square-meter lot. The listing states that the renovation was completed less than a year ago and the home has not been occupied since. It describes a new kitchen, bedroom, bathroom, and appliance finishes; PVC kitchen cabinetry, quartz counters, GE Profile appliances, an LG refrigerator, modern tiled bathrooms, bedroom air conditioners, a 600-gallon cistern, solar water heater, and gas, smoke, and oxygen sensors. The ground level has parking, a tool room, and a utility-ready area for a second kitchen. FHA and conventional financing are offered, and some listing photos use virtual staging.
Fully remodeled coastal residence near the Humacao-Yabucoa border, less than five minutes from Palmas del Mar and offered without HOA fees. The home has partial ocean views toward Vieques and Palmas del Mar, 3 bedrooms, 2.5 bathrooms, and about 1,734 square feet on a 704.77-square-meter lot. The listing states that the renovation was completed less than a year ago and that the home has not been occupied since. It describes new kitchen, bedroom, bathroom, and appliance finishes; PVC kitchen cabinetry, quartz counters, GE Profile appliances, an LG refrigerator, modern tiled bathrooms, bedroom air conditioners, a 600-gallon cistern, solar water heater, and gas, smoke, and oxygen sensors. The ground level has parking, a tool room, and a utility-ready area for a second kitchen. FHA and conventional financing are offered, and some listing photos use virtual staging.
Location & driveMap, terrain & destinations
Location, terrain & flood
📍 Open in Google Maps — listing coordinates 👁 Street View 🛰 Satellite
⛰ 242 ft elevation 🌊 FEMA Zone X — minimal flood
Exact coordinates supplied in the listing; confirm them against the parcel boundary. Elevation: USGS. Flood zone: FEMA NFHL.
Drive times
| Miramar Bar | 1 min | 0.4 mi |
|---|---|---|
| Playa Lucía Disc Golf | 15 min | 9.3 mi |
| Albergue Olímpico Disc Golf | 74 min | 50 mi |
| SJU Airport | 65 min | 36.8 mi |
| Costco (Caguas) | 36 min | 21.3 mi |
CRIM & due diligenceParcel record & questions to verify
🏛️ CRIM property record
⚠️ Candidate parcel—not yet confirmed. The CRIM facts and sale history below belong to the parcel under the exact listing pin. Confirm the boundary before treating them as facts about this listing.
| CRIM parcel number | 353-040-604-02 |
|---|---|
| How it was matched | Parcel candidate from the exact listing pin and the February 2025 Planning Board parcel layer; verify in current CRIM |
| Address (CRIM) | COMM PLAYA, LOTE 7, PR, 00767 |
| Owner of record | COLON NAZARIO RICARDO |
| Recorded parcel size | 0.17 acres · 0.18 cuerdas · 699.99 m² |
| Last recorded sale | $300,000 on 2024-10-31 · seller JONES ROBERT WILLIAM · buyer RICARDO COLON NAZARIO |
| Registry | Finca 0 · Tomo 0 · Folio 0 · Escritura 169 |
| Assessed value | $14,807 total (land $363 + structure $14,444) — CRIM tax basis, not market value |
| Taxable assessed value | $0 · exoneration $14,807 |
🏛️ Open official CRIM record Paste an MLS address or CRIM number
The public cadastre identifies the parcel and its assessed values. It does not certify that the account has no current or prior debt; request the seller's CRIM account statement and certification for closing.
Buildability
Existing occupied residence; not buildable land.
Questions to verify
- Verify actual ocean views toward Vieques from the home and outdoor spaces; interior photos do not confirm the claimed partial views.
- Confirm lot size and boundaries; listing states 704.77 m² (0.174 acres) but deed or surveyed parcel should be validated.
- Inspect cistern, solar water heater, and utility infrastructure (gas, sensors) for proper function and maintenance history.
- Clarify occupancy and financing timeline—listing notes home has not been occupied since renovation; confirm readiness for December move-in.
- Assess flood insurance requirements and costs, despite FEMA Zone X minimal flood risk, given coastal proximity and elevation.
- Review HOA-free claim and any community/municipal fees or restrictions on the property.
Research & sourcesPhotos, web findings & original listing
What the photos show
Photos 1 and 15 show a modern, elevated coastal home on pilings with clean lines and light-colored exterior, sitting on a compact lot with manicured grass and minimal vegetation. Interior shots (2–14) reveal a fully renovated, move-in-ready layout: open-plan living/kitchen with modern finishes, quartz counters, stainless appliances, neutral tile and painted walls, three distinct bedrooms, and 2.5 bathrooms in good condition. Photo 1 suggests partial elevation and coastal proximity, but the lot is very small (0.17 acres) with no visible fruit trees, rainforest, or mature landscaping. No river or stream is evident. Ocean views are claimed but not prominently visible in these interior/ground-level shots.
Scout-read from listing photos. Verify against the images.
What the web found
The listing MLS #63702 appears to be a residential unit or condo rather than a standalone house, which disqualifies it from the house track per your criteria. Web search found the same property listed on Homes.com at a higher price ($413,000 vs $370,000) and described as a unit, and on Zillow with house features but unit designation. This requires clarification from the agent before proceeding.
Also found online:
- Homes.com — Lists same MLS #63702 at higher price with unit designation; describes as 3-bed, 2.5-bath home on 704.77 sq m lot.
Seller / agent: Orlando Vazquez · 787-496-9000
Area intel: Yabucoa is located in the eastern humid coastal plains region of Puerto Rico. Area hazards include medium coastal flood risk (>20% chance of potentially-damaging coastal flood waves in next 10 years per Think Hazard assessment). The municipality has experienced disaster declarations for flooding, mudslides, and landslides (2011). Comparable residential sales in Yabucoa range from $100,000 to $400,000+ for 3–5 bedroom houses, with average sold prices around $440,038/home. Regional topography features short distances to sea with quick freshwater runoff characteristic of eastern Puerto Rico.
What the sources contribute
Listing price history
- Feb 14, 2026 · Listed for sale · $413,000 (Zillow)
- Apr 24, 2026 · Price change · $370,000 (Zillow)
Recorded sale history
- Oct 31, 2024 · $300,000 · seller JONES ROBERT WILLIAM · buyer RICARDO COLON NAZARIO (CRIM Catastro Digital)
Source differences to verify
- asking price: 370,000 from Trulia; 413,000 from Homes.com
- property type: Single Family Residence from Trulia; Unit (Condo/Townhouse) from Homes.com
- address: 0 Mar from Trulia; 0 Vista Mar Unit 63702, Yabucoa, PR 00767 from Homes.com; 0 Mar, Yabucoa, PR 00767 from Zillow
Exact-property sources
- Trulia primary listing · Jul 31, 2026 · 2 observations retained
$370,000 · For sale · MLS 63702 · 3 bed · 2.5 bath · 1,734 sqft · built 1975 · 0 Mar · 18.08091163635254, -65.8142318725586 · Orlando Vazquez · 15 photos - Zillow same-property listing · Jul 31, 2026
$370,000 · For sale · MLS 63702 · 3 bed · 2.5 bath · 1,734 sqft · 0.174151 ac · built 1975 · 0 Mar, Yabucoa, PR 00767 · 18.08091163635254, -65.8142318725586 · Orlando Vazquez · 2 price events
Match: The Zillow and Trulia URLs share property ID 460500445 and show the same 0 Mar address, $370,000 price, 3-bedroom, 2.5-bathroom, 1,734-square-foot home, MLS 63702, coordinates, and photo set. - Homes.com same-property listing · Jul 31, 2026
$413,000 · For Sale · MLS 63702 · 3 bed · 2.5 bath · 1,734 sqft · 0.174151 ac · built 1975 · 0 Vista Mar Unit 63702, Yabucoa, PR 00767
Match: MLS #63702 matches; same address format (0 Vista Mar); price $413,000; 3 bedrooms, 2.5 bathrooms; 1,734 sq ft; built 1975 - CRIM Catastro Digital public record · Jul 31, 2026 · 2 observations retained
parcel 353-040-604-02 · 1 recorded sale
Match: Official record returned for parcel 353-040-604-02.
Sources
Original listingZillow listingHomes.com listingGoogle itGoogle MapsStreet ViewSatellite viewRealtor.com compsPR flood map (FEMA)🏛️ Official CRIM record (353-040-604-02)Trulia ID 460500445 · MLS 63702 · added 2026-07-31