Casa Scout

Home · Naguabo

Carr 927 Sector Brazo Sec #KH76

$475,000

6 bed5 bath3,000 sqft0.55 ac

Cash flow

What this might cost

Estimated monthly + upfront

3.5% down

≈ $3,552/mo

≈ $30,875 upfront

20% down

≈ $2,823/mo

≈ $109,250 upfront

Cash

≈ $396/mo

≈ $489,250 upfront

Adjust the math 6.6% · 30 years

Monthly estimates include principal and interest, a property-tax allowance, a homeowners-insurance allowance, and mortgage insurance for the 3.5% scenario. Cash includes tax and insurance only. HOA, maintenance, utilities, and tax effects are not included.

The 6.6% starting rate rounds Freddie Mac’s 6.58% average 30-year rate on July 23, 2026. The 3% closing-cost placeholder is within the CFPB’s typical 2%–5% range. Tax, insurance, and mortgage-insurance figures are adjustable planning allowances—not quotes.

Estimate only. Loan eligibility, appraisal, lender reserves, seller credits, and program limits are not checked.

20 min Miramar83 min Disc golf68 min SJU

Your take

Notes

No notes yet.

Scout suggestion

6-bedroom home with private, views and mountain setting.

Listing detailsPrice, facts & description
LocationSector Brazo Seco, Naguabo
Asking price$475,000
Property6 bed, 5 bath; two furnished residences (main + casita), pool, solar system, excellent condition.
Listing addressCarr 927 Sector Brazo Sec #KH76, Naguabo, PR 00718
ListedJan 28, 2026
Land0.55 acres
Bedrooms6
Property typeSingle Family Residence
Living area3,000 sqft
Bathrooms5
Listing statusUNDER CONTRACT
Photos20 reported by Trulia · 20 available here
Listing agentSandra Ramos-Flores · (787) 422-7700

Description from Trulia

Under contract—accepting backup offers. Casa Encanto captures the beautiful Naguabo countryside with majestic views of El Yunque National Park in an unparalleled rural setting. Located on the border between Naguabo and Humacao with multiple access roads. Two ready-to-move-in residences: Main House (custom designed): Cathedral ceiling in foyer, natural light throughout. First level: entrance hall, formal living room, dining room, family room, kitchen, office/convertible room, bathroom with shower, rear balcony, 2 storage rooms, cistern, heated jacuzzi/pool. Second level: 4 bedrooms, 2 bathrooms, laundry room, panoramic El Yunque view from hallway window. Guest Casita (traditional design): Living room, dining room, kitchen, 2 bedrooms, 1 bathroom, laundry connection, 2 A/C inverters. Wooden roof reinforced with aluminum; kitchen and bathroom in cement. Separate water system, plates, and individual well. All furniture, appliances, A/C units, and photovoltaic solar system included. Land available for planting fruit trees, green meditation areas, outdoor gathering spaces. Each residence has its own deed. Approximately 8 miles from Walmart/Home Depot in Humacao; 5 miles from Naguabo Boardwalk. Can serve as primary residence or income-generating investment.

Under contract-accepting backup offers. Capturing the views of this beautiful Naguabo countryside is Casa Encanto. This panorama frames the majestic mountains of our El Yunque National Park in an unparalleled rural setting where your new awakening awaits you. Located on the border between the towns of Naguabo and Humacao, providing several access roads to the property. Both residences are ready to move in and start enjoying. All furniture, appliances, equipment, A/C units, and photovoltaic system (panels) are included. It doesn't matter if it's from: •The Impresive Main House = Custom designed, it welcomes you with a cathedral ceiling in the foyer & natural light flowing throughout the space. It is distributed over two levels: entrance hall-formal living room-dining room-family room-kitchen-office <convertible room> -bathroom with shower on the 1st level, rear balcony-2 storage rooms-cistern-jacuzzi with heater/pool, Second Level: 4 bedrooms, 2 bathrooms, laundry room, and an impressive view of El Yunque from its panoramic window in the second-floor hallway. ~ or ~ •The Iconic Guest Casita= Its design and layout evoke memories of times gone by. It consists of living room-dining room-kitchen-2 bedrooms/1 bathroom-laundry connection-2 A/C inverters-furnished and equipped. Wooden roof reinforced with aluminum, kitchen and bathroom areas in cement. Water system, plates, and individual well, separate from the main house. Each space at Casa Ensueño is intentionally designed to maximize the environment and reconnect with nature. In addition to its two residences, it also provides land for planting, green areas for grounding and meditation, outdoor recreational areas for parties and gatherings, and land ideal for planting fruit or whatever your creativity allows. Approximately 8 miles from Walmart, Home Depot, and others in Humacao, and 5 miles from the Naguabo Boardwalk. It can serve as a primary residence or investment. Currently generating income, each residence has its own deed. Here, the key to something new and very special awaits you. Peace and serenity await you.

Location & driveMap, terrain & destinations

Location, terrain & flood

⛰ 94 ft elevation 🌊 FEMA Zone X — minimal flood

Exact coordinates supplied in the listing; confirm them against the parcel boundary. Elevation: USGS. Flood zone: FEMA NFHL.

Drive times

Miramar Bar20 min11.4 mi
Playa Lucía Disc Golf24 min16.2 mi
Albergue Olímpico Disc Golf83 min56.9 mi
SJU Airport68 min44.4 mi
Costco (Caguas)41 min24.8 mi
CRIM & due diligenceParcel record & questions to verify

🏛️ CRIM property record

No parcel number is safely matched yet. The button opens the official map at the best listing location; confirm the parcel boundary before using its record.

A barrio or municipio pin is not precise enough to assign a CRIM record automatically.

Buildability

Only 0.55 acres; below the 5-acre threshold for a land-build scenario. Not suitable for expansion or additional structures without zoning variance.

Questions to verify

  • Verify each residence has valid separate deed and title; confirm no encumbrances or easements affect either unit.
  • Inspect water systems (individual well for casita, main cistern) for capacity, quality, and maintenance history; confirm compliance with Puerto Rico water regulations.
  • Review photovoltaic system specifications, warranty, and grid-tie or battery-backup status; confirm interconnection and net-metering eligibility.
  • Survey property boundary and confirm 0.55 acreage is accurate; check if future land-clearing or expansion is feasible.
  • Obtain flood certification for FEMA Zone X and confirm no special hazard disclosures (landslide, hurricane exposure).
  • Verify rental history and income if income-producing use is intended; confirm local licensing and HOA/municipal restrictions on short-term rentals.
Research & sourcesPhotos, web findings & original listing

What the photos show

Photos 1–5 and 11 show a striking yellow main house on elevated terrain with mature landscaping, green lawn, and clear sightlines to distant mountains (El Yunque visible in photo 2). Photos 3 and 4 reveal a guest casita also on the property. Photos 6–10 and 12–15 display a functional pool, deck spaces, lush tropical vegetation including banana plants and flowering shrubs, and good road access. Photos 16–20 show interior living areas, covered pavilion/hammock space, a propane BBQ, and outdoor dining—all well-maintained and furnished. The property sits on a gentle slope with mature trees providing privacy; no river or ocean is visible in any photo, but the vegetation density and fruit-tree plantings (banana, tropical plants evident) are clear.

Scout-read from listing photos. Verify against the images.

What the web found

The property is marketed as a fully-built, move-in-ready compound called 'Casa Encanto' with 6 bedrooms, 5 bathrooms, and 3,000 sqft on 0.55 acres—exceeding the 3+ bedroom requirement. It appears on multiple broker sites (Royal Shell, Coastal Properties, Findit) at prices ranging from $475,000 (Trulia) to $515,000 (Royal Shell), suggesting either an older price list or different property bundle. The area is noted for landslide hazard risk and hurricane/flood exposure.

Also found online:

  • Royal Shell Real Estate — Same property listed as 'Casa Encanto' with 6 beds, 5 baths, 3,000 sqft; describes two residences (main house + guest structure), furnished, with photovoltaic system, near El Yunque views, between Naguabo and Humacao. Price listed as $515,000 (vs. Trulia $475,000).
  • Coastal Properties Group — Identical property details and marketing copy as Royal Shell listing.
  • Findit PR — Listed as Carr#927 Sector Brazo Sec, KH7.6 with 6 beds, 5 baths, 3,000 sqft (last updated 36 days ago).
  • Zillow — Search result confirms listing ID 460011031 (matching your source ID) but detailed content not accessible in search.

Seller / agent: ENTER REAL ESTATE NETWORK, 787-422-7700 (from Coastal Properties listing). Royal Shell listing also indicates ENTER REAL ESTATE NETWORK as broker.

Area intel: Naguabo has documented landslide hazard risk; in 2022, Hurricane Fiona triggered hillside collapse in the mountain community. The area is monitored by a USGS-supported landslide forecasting network. Historically, the municipality experienced significant storm surge (6–9 feet above ground near Naguabo during Hurricane Maria in 2017) and flooding near coastal areas like CambLabora Street. The property's inland, elevated location may mitigate coastal flood risk but is in a region with steep terrain susceptible to landslides during heavy rainfall. Comparable sales data for similar-sized rural properties (3–7 bed houses on under 2 acres in Naguabo) range from ~$165,000–$1,650,000 depending on location, amenities, and coastal proximity; your property at $475,000 falls in the mid-to-upper range for inland rural properties in the municipality.

Sources: [1] [2] [3] [4] [5] [6] [7]

What the sources contribute

Exact-property sources

  • Trulia primary listing · Jul 26, 2026 · 3 observations retained
    $475,000 · UNDER CONTRACT · 6 bed · 5 bath · 3,000 sqft · 0.55 ac · 18.201311111450195, -65.76139831542969 · Carr 927 Sector Brazo Sec #KH76, Naguabo, PR 00718 · Sandra Ramos-Flores · 20 photos

Trulia ID 460011031 · added 2026-07-26