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38 Colinas de Cubuy – Riverfront Property Adjacent to El Yunque

$375,000

3 bed4 bath1,400 sqft5.2296 ac

Cash flow

What this might cost

Estimated monthly + upfront

3.5% down

≈ $2,805/mo

≈ $24,375 upfront

20% down

≈ $2,228/mo

≈ $86,250 upfront

Cash

≈ $313/mo

≈ $386,250 upfront

Adjust the math 6.6% · 30 years

Monthly estimates include principal and interest, a property-tax allowance, a homeowners-insurance allowance, and mortgage insurance for the 3.5% scenario. Cash includes tax and insurance only. HOA, maintenance, utilities, and tax effects are not included.

The 6.6% starting rate rounds Freddie Mac’s 6.58% average 30-year rate on July 23, 2026. The 3% closing-cost placeholder is within the CFPB’s typical 2%–5% range. Tax, insurance, and mortgage-insurance figures are adjustable planning allowances—not quotes.

Estimate only. Loan eligibility, appraisal, lender reserves, seller credits, and program limits are not checked.

41 min Miramar80 min Disc golf42 min SJU

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3-bedroom home with private, nature / trees and views.

Listing detailsPrice, facts & description
LocationColinas de Cubuy, Canovanas
Asking price$375,000
Property3 bed, 4 bath; across two levels; recent A/C, tile, window upgrades; move-in ready.
Listing address38 Colinas De Cubuy, Canovanas, PR 00729
ListedJan 2, 2026
Land5.2296 acres
Bedrooms3
Property typeSingle Family Residence
Living area1,400 sqft
Bathrooms4
Year built2000
Listing statusActive
MLS numberPR9118296
Photos23 reported by Trulia · 20 available here

Description from Trulia

Source title: 38 Colinas De Cubuy

Discover a rare opportunity to own a unique riverfront property located in the Colinas de Cubuy neighborhood of Canóvanas, Puerto Rico, directly adjacent to El Yunque National Rainforest. This expansive property encompasses approximately five cuerdas of lush tropical land and is bisected by the Cubuy River, creating a private natural sanctuary with waterfalls, natural pools, and dramatic boulder-lined riverbanks. The land is rich with mature vegetation, fruit trees, and flowering plants, offering privacy, shade, and a true connection to the surrounding rainforest environment. Cool mountain breezes, the sound of flowing water, and the proximity to El Yunque's trails and natural features make this property especially appealing for those seeking a peaceful lifestyle immersed in nature. The residence offers a flexible two-level layout that may function as a single large home or two units. The upper level includes approximately 800 sq ft of interior space, featuring a kitchen, living area, two bedrooms, and two bathrooms (one en suite). A large covered balcony expands the living space to over 1,500 sq ft, complete with a fireplace and river views. The lower level offers approximately 600 sq ft of interior space with two rooms, two bathrooms, a laundry area, and an open-air kitchen. With outdoor areas included, this level expands to over 1,700 sq ft and may be enclosed if desired. Each bedroom is equipped with air conditioning, though the property benefits naturally from cooler temperatures due to its elevation and proximity to the rainforest. Recent improvements include updated windows, tile work, and A/C units. Additional features include a separate storage building, a large cistern, a stable/horse area, and fenced land on the north side of the river. The expansive acreage and dual-unit configuration provide potential for multi-generational living, rental income, or a combination of personal use and investment. Located in Canóvanas, this property offers convenient access to San Juan and the northeast coast while maintaining a distinctly rural, tranquil setting. Properties of this size with river frontage and direct access to El Yunque are increasingly rare. This is a move-in ready opportunity for buyers seeking privacy, natural beauty, and versatility in one of Puerto Rico's most unique settings.

Riverfront Property Adjacent to El Yunque – Colinas de Cubuy, Canóvanas, PR Discover a rare opportunity to own a unique riverfront property located in the Colinas de Cubuy neighborhood of Canóvanas, Puerto Rico, directly adjacent to El Yunque National Rainforest. This expansive property encompasses approximately five cuerdas of lush tropical land and is bisected by the Cubuy River, creating a private natural sanctuary with waterfalls, natural pools, and dramatic boulder-lined riverbanks. The land is rich with mature vegetation, fruit trees, and flowering plants, offering privacy, shade, and a true connection to the surrounding rainforest environment. Cool mountain breezes, the sound of flowing water, and the proximity to El Yunque’s trails and natural features make this property especially appealing for those seeking a peaceful lifestyle immersed in nature. The residence offers a flexible two-level layout that may function as a single large home or two units. • The upper level includes approximately 800 sq ft of interior space, featuring a kitchen, living area, two bedrooms, and two bathrooms (one en suite). A large covered balcony expands the living space to over 1,500 sq ft, complete with a fireplace and river views. • The lower level offers approximately 600 sq ft of interior space with two rooms, two bathrooms, a laundry area, and an open-air kitchen. With outdoor areas included, this level expands to over 1,700 sq ft and may be enclosed if desired. Each bedroom is equipped with air conditioning, though the property benefits naturally from cooler temperatures due to its elevation and proximity to the rainforest. Recent improvements include updated windows, tile work, and A/C units. Additional features include a separate storage building, a large cistern, a stable/horse area, and fenced land on the north side of the river. The expansive acreage and dual-unit configuration provide potential for multi-generational living, rental income, or a combination of personal use and investment. Located in Canóvanas, this property offers convenient access to San Juan and the northeast coast while maintaining a distinctly rural, tranquil setting. Properties of this size with river frontage and direct access to El Yunque are increasingly rare. This is a move-in ready opportunity for buyers seeking privacy, natural beauty, and versatility in one of Puerto Rico’s most unique settings.

Location & driveMap, terrain & destinations

Location, terrain & flood

⛰ 1,458 ft elevation 🌊 FEMA Zone X — minimal flood

Exact parcel boundary + centroid from the CRIM government cadastre. Elevation: USGS. Flood zone: FEMA NFHL.

Drive times

Miramar Bar41 min18.2 mi
Playa Lucía Disc Golf44 min23 mi
Albergue Olímpico Disc Golf80 min43.9 mi
SJU Airport42 min20.6 mi
Costco (Caguas)34 min16.5 mi
CRIM & due diligenceParcel record & questions to verify

🏛️ CRIM property record

CRIM parcel number20200000649000
How it was matchedParcel number reported in the listing details
Address (CRIM)URB COLINAS DE CUBUY , SOLAR 38, PR, Puerto Rico, 00000
Owner of recordBROWN NIKKI
Recorded parcel size4.93 acres · 5.08 cuerdas · 19,966.38 m²
Last recorded sale$18,000 on 2021-10-16 · seller PARIGUS II, INC. · buyer NIKKI W BROWN ⚠️ asking 20.8× the last sale
RegistryFinca 2571 · Tomo 40 · Folio 58 · Escritura 11
Assessed value$22,545 total (land $3,190 + structure $19,355) — CRIM tax basis, not market value
Taxable assessed value$22,545

The public cadastre identifies the parcel and its assessed values. It does not certify that the account has no current or prior debt; request the seller's CRIM account statement and certification for closing.

Buildability

5.2 acres is ample for single-family expansion or modification. River frontage and El Yunque adjacency may carry environmental restrictions; verify flood zone status (Cubuy River flooding history), easements, and whether modifications to dual-unit layout require zoning variance.

Questions to verify

  • Independent appraisal: verify $375K valuation against recent comps and the extreme 20.8× markup from last sale.
  • Title and lien search: confirm NIKKI W BROWN's ownership and absence of back taxes or encumbrances (especially after 3+ years).
  • River easements and flooding: despite 'X' FEMA zone, obtain detailed drainage plan; riverfront property in rainforest can experience seasonal flooding—engineer inspection required.
  • Dual-unit legal status: clarify whether the two-level layout is legally registered as one home or two units, and confirm zoning permits rental/multi-generational use.
  • Utilities and infrastructure: verify septic, cistern capacity, water access, and road maintenance responsibility (private vs. municipal).
  • El Yunque proximity: confirm no land-use restrictions or conservation easements apply given adjacency to protected rainforest.
Research & sourcesPhotos, web findings & original listing

What the photos show

Photos 1–5 show a two-story residence with green exterior walls, set on sloped, heavily vegetated terrain with dense tropical growth surrounding the property. Photos 6–8 reveal the riverfront asset: a substantial river with visible water flow, boulders, and lush canopy overhead—the Cubuy River bisecting the land as claimed. Photos 9–15 document interior spaces (bedrooms, living areas, kitchen, covered porches) in move-in-ready condition with tile, wood finishes, and functional A/C units; the upper-level balcony (photo 9) framed by river views. Photos 16–20 show additional bedrooms and bathrooms, laundry, and a shower/toilet area—confirming a multi-unit or flexible layout. Road access appears via a driveway visible in photo 2. Vegetation is dense and mature throughout; fruit trees are not explicitly identifiable in the photos, though tropical plantings are abundant.

Scout-read from listing photos. Verify against the images.

What the web found

The property is listed on Compass, Zillow, Homes.com, RE/MAX, and Paraiso Realty, confirming a 3-bed/4-bath main structure built in 2000 with a dual-unit layout and recent improvements. Listing agent Bob Gevinski of Paraiso Realty is the primary contact; comparable nearby properties in Cubuy range from $110,000–$500,000 for land and homes depending on acreage and improvements.

Also found online:

  • Compass — MLS #PR9118296, listed January 2, 2026 by Paraiso Realty; includes dual-unit detail and full amenity list
  • Zillow — 23 photos, same MLS, details on expandable lower level (~1,700 sqft with outdoor areas)
  • Homes.com — 3D tour available, built 2000, same MLS and price
  • RE/MAX — Video tour available, same listing details
  • Smith & Associates — Puerto Rico real estate portal, MLS #PR9118296 with full amenity breakdown
  • Puerto Rico Real Estate for Sale — Detailed directions and dual-unit configuration notes

Seller / agent: Bob Gevinski, Paraiso Realty; (787)-900-8909 (phone/cell); bgevinski@gmail.com

Area intel: Colinas de Cubuy is adjacent to El Yunque National Rainforest with mountain elevation and cooler breezes. Recent local sales show land prices from ~$110K–$250K for 4–5 acre parcels and homes $215K–$800K depending on bedrooms and condition. A nearby farm property (186 Anoranzas de Cubuy, 4.85 acres) listed at $485K; a house at Carr 186 Km 9.7 (6 bed/3 bath) at $399K. The area is rural, requiring car travel; flooding hazards not explicitly mentioned but rainforest proximity and river bisection warrant building/drainage assessment.

Sources: [1] [2] [3] [4] [5] [6] [7] [8]

What the sources contribute

Recorded sale history

  • Oct 16, 2021 · $18,000 · seller PARIGUS II, INC. · buyer NIKKI W BROWN (CRIM Catastro Digital)

Exact-property sources

  • Trulia primary listing · Jul 25, 2026 · 2 observations retained
    $375,000 · Active · MLS PR9118296 · 3 bed · 4 bath · 1,400 sqft · 5.2296 ac · built 2000 · 18.260963439941406, -65.86283111572266 · parcel 20200000649000 · 38 Colinas De Cubuy, Canovanas, PR 00729 · 20 photos
  • CRIM Catastro Digital public record · Jul 25, 2026 · 2 observations retained
    parcel 202-000-006-49 · 1 recorded sale
    Match: Official record returned for parcel 202-000-006-49.

Trulia ID 442029639 · MLS PR9118296 · added 2026-07-25