3.5% down
≈ $2,805/mo
≈ $24,375 upfront
$375,000
3 bed4 bath1,400 sqft5.2296 ac
Cash flow
Estimated monthly + upfront
3.5% down
≈ $2,805/mo
≈ $24,375 upfront
20% down
≈ $2,228/mo
≈ $86,250 upfront
Cash
≈ $313/mo
≈ $386,250 upfront
Monthly estimates include principal and interest, a property-tax allowance, a homeowners-insurance allowance, and mortgage insurance for the 3.5% scenario. Cash includes tax and insurance only. HOA, maintenance, utilities, and tax effects are not included.
The 6.6% starting rate rounds Freddie Mac’s 6.58% average 30-year rate on July 23, 2026. The 3% closing-cost placeholder is within the CFPB’s typical 2%–5% range. Tax, insurance, and mortgage-insurance figures are adjustable planning allowances—not quotes.
Estimate only. Loan eligibility, appraisal, lender reserves, seller credits, and program limits are not checked.
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3-bedroom home with private, nature / trees and views.
| Location | Colinas de Cubuy, Canovanas |
|---|---|
| Asking price | $375,000 |
| Property | 3 bed, 4 bath; across two levels; recent A/C, tile, window upgrades; move-in ready. |
| Listing address | 38 Colinas De Cubuy, Canovanas, PR 00729 |
| Listed | Jan 2, 2026 |
| Land | 5.2296 acres |
| Bedrooms | 3 |
| Property type | Single Family Residence |
| Living area | 1,400 sqft |
| Bathrooms | 4 |
| Year built | 2000 |
| Listing status | Active |
| MLS number | PR9118296 |
| Photos | 23 reported by Trulia · 20 available here |
Source title: 38 Colinas De Cubuy
Discover a rare opportunity to own a unique riverfront property located in the Colinas de Cubuy neighborhood of Canóvanas, Puerto Rico, directly adjacent to El Yunque National Rainforest. This expansive property encompasses approximately five cuerdas of lush tropical land and is bisected by the Cubuy River, creating a private natural sanctuary with waterfalls, natural pools, and dramatic boulder-lined riverbanks. The land is rich with mature vegetation, fruit trees, and flowering plants, offering privacy, shade, and a true connection to the surrounding rainforest environment. Cool mountain breezes, the sound of flowing water, and the proximity to El Yunque's trails and natural features make this property especially appealing for those seeking a peaceful lifestyle immersed in nature. The residence offers a flexible two-level layout that may function as a single large home or two units. The upper level includes approximately 800 sq ft of interior space, featuring a kitchen, living area, two bedrooms, and two bathrooms (one en suite). A large covered balcony expands the living space to over 1,500 sq ft, complete with a fireplace and river views. The lower level offers approximately 600 sq ft of interior space with two rooms, two bathrooms, a laundry area, and an open-air kitchen. With outdoor areas included, this level expands to over 1,700 sq ft and may be enclosed if desired. Each bedroom is equipped with air conditioning, though the property benefits naturally from cooler temperatures due to its elevation and proximity to the rainforest. Recent improvements include updated windows, tile work, and A/C units. Additional features include a separate storage building, a large cistern, a stable/horse area, and fenced land on the north side of the river. The expansive acreage and dual-unit configuration provide potential for multi-generational living, rental income, or a combination of personal use and investment. Located in Canóvanas, this property offers convenient access to San Juan and the northeast coast while maintaining a distinctly rural, tranquil setting. Properties of this size with river frontage and direct access to El Yunque are increasingly rare. This is a move-in ready opportunity for buyers seeking privacy, natural beauty, and versatility in one of Puerto Rico's most unique settings.
Riverfront Property Adjacent to El Yunque – Colinas de Cubuy, Canóvanas, PR Discover a rare opportunity to own a unique riverfront property located in the Colinas de Cubuy neighborhood of Canóvanas, Puerto Rico, directly adjacent to El Yunque National Rainforest. This expansive property encompasses approximately five cuerdas of lush tropical land and is bisected by the Cubuy River, creating a private natural sanctuary with waterfalls, natural pools, and dramatic boulder-lined riverbanks. The land is rich with mature vegetation, fruit trees, and flowering plants, offering privacy, shade, and a true connection to the surrounding rainforest environment. Cool mountain breezes, the sound of flowing water, and the proximity to El Yunque’s trails and natural features make this property especially appealing for those seeking a peaceful lifestyle immersed in nature. The residence offers a flexible two-level layout that may function as a single large home or two units. • The upper level includes approximately 800 sq ft of interior space, featuring a kitchen, living area, two bedrooms, and two bathrooms (one en suite). A large covered balcony expands the living space to over 1,500 sq ft, complete with a fireplace and river views. • The lower level offers approximately 600 sq ft of interior space with two rooms, two bathrooms, a laundry area, and an open-air kitchen. With outdoor areas included, this level expands to over 1,700 sq ft and may be enclosed if desired. Each bedroom is equipped with air conditioning, though the property benefits naturally from cooler temperatures due to its elevation and proximity to the rainforest. Recent improvements include updated windows, tile work, and A/C units. Additional features include a separate storage building, a large cistern, a stable/horse area, and fenced land on the north side of the river. The expansive acreage and dual-unit configuration provide potential for multi-generational living, rental income, or a combination of personal use and investment. Located in Canóvanas, this property offers convenient access to San Juan and the northeast coast while maintaining a distinctly rural, tranquil setting. Properties of this size with river frontage and direct access to El Yunque are increasingly rare. This is a move-in ready opportunity for buyers seeking privacy, natural beauty, and versatility in one of Puerto Rico’s most unique settings.
📍 Open in Google Maps — parcel 20200000649000 👁 Street View 🛰 Satellite
⛰ 1,458 ft elevation 🌊 FEMA Zone X — minimal flood
Exact parcel boundary + centroid from the CRIM government cadastre. Elevation: USGS. Flood zone: FEMA NFHL.
| Miramar Bar | 41 min | 18.2 mi |
|---|---|---|
| Playa Lucía Disc Golf | 44 min | 23 mi |
| Albergue Olímpico Disc Golf | 80 min | 43.9 mi |
| SJU Airport | 42 min | 20.6 mi |
| Costco (Caguas) | 34 min | 16.5 mi |
| CRIM parcel number | 20200000649000 |
|---|---|
| How it was matched | Parcel number reported in the listing details |
| Address (CRIM) | URB COLINAS DE CUBUY , SOLAR 38, PR, Puerto Rico, 00000 |
| Owner of record | BROWN NIKKI |
| Recorded parcel size | 4.93 acres · 5.08 cuerdas · 19,966.38 m² |
| Last recorded sale | $18,000 on 2021-10-16 · seller PARIGUS II, INC. · buyer NIKKI W BROWN ⚠️ asking 20.8× the last sale |
| Registry | Finca 2571 · Tomo 40 · Folio 58 · Escritura 11 |
| Assessed value | $22,545 total (land $3,190 + structure $19,355) — CRIM tax basis, not market value |
| Taxable assessed value | $22,545 |
🏛️ Open official CRIM record Paste an MLS address or CRIM number
The public cadastre identifies the parcel and its assessed values. It does not certify that the account has no current or prior debt; request the seller's CRIM account statement and certification for closing.
5.2 acres is ample for single-family expansion or modification. River frontage and El Yunque adjacency may carry environmental restrictions; verify flood zone status (Cubuy River flooding history), easements, and whether modifications to dual-unit layout require zoning variance.
Photos 1–5 show a two-story residence with green exterior walls, set on sloped, heavily vegetated terrain with dense tropical growth surrounding the property. Photos 6–8 reveal the riverfront asset: a substantial river with visible water flow, boulders, and lush canopy overhead—the Cubuy River bisecting the land as claimed. Photos 9–15 document interior spaces (bedrooms, living areas, kitchen, covered porches) in move-in-ready condition with tile, wood finishes, and functional A/C units; the upper-level balcony (photo 9) framed by river views. Photos 16–20 show additional bedrooms and bathrooms, laundry, and a shower/toilet area—confirming a multi-unit or flexible layout. Road access appears via a driveway visible in photo 2. Vegetation is dense and mature throughout; fruit trees are not explicitly identifiable in the photos, though tropical plantings are abundant.
Scout-read from listing photos. Verify against the images.
The property is listed on Compass, Zillow, Homes.com, RE/MAX, and Paraiso Realty, confirming a 3-bed/4-bath main structure built in 2000 with a dual-unit layout and recent improvements. Listing agent Bob Gevinski of Paraiso Realty is the primary contact; comparable nearby properties in Cubuy range from $110,000–$500,000 for land and homes depending on acreage and improvements.
Also found online:
Seller / agent: Bob Gevinski, Paraiso Realty; (787)-900-8909 (phone/cell); bgevinski@gmail.com
Area intel: Colinas de Cubuy is adjacent to El Yunque National Rainforest with mountain elevation and cooler breezes. Recent local sales show land prices from ~$110K–$250K for 4–5 acre parcels and homes $215K–$800K depending on bedrooms and condition. A nearby farm property (186 Anoranzas de Cubuy, 4.85 acres) listed at $485K; a house at Carr 186 Km 9.7 (6 bed/3 bath) at $399K. The area is rural, requiring car travel; flooding hazards not explicitly mentioned but rainforest proximity and river bisection warrant building/drainage assessment.
Trulia ID 442029639 · MLS PR9118296 · added 2026-07-25