3.5% down
≈ $1,683/mo
≈ $14,625 upfront
PR-814 Km. 4.0, Barrio Anones, Sector La Maya—Mountain Retreat with River & Ocean Views
$225,000
5 bed2 bath1,800 sqft2.91 ac
Cash flow
What this might cost
Estimated monthly + upfront
20% down
≈ $1,337/mo
≈ $51,750 upfront
Cash
≈ $188/mo
≈ $231,750 upfront
Adjust the math 6.6% · 30 years
Monthly estimates include principal and interest, a property-tax allowance, a homeowners-insurance allowance, and mortgage insurance for the 3.5% scenario. Cash includes tax and insurance only. HOA, maintenance, utilities, and tax effects are not included.
The 6.6% starting rate rounds Freddie Mac’s 6.58% average 30-year rate on July 23, 2026. The 3% closing-cost placeholder is within the CFPB’s typical 2%–5% range. Tax, insurance, and mortgage-insurance figures are adjustable planning allowances—not quotes.
Estimate only. Loan eligibility, appraisal, lender reserves, seller credits, and program limits are not checked.
77 min Miramar68 min Disc golf58 min SJU
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5-bedroom home with private, nature / trees and mountain setting.
Listing detailsPrice, facts & description
| Location | Anones, Sector La Maya, Naranjito |
|---|---|
| Asking price | $225,000 |
| Property | 5 bed, 2 bath; 1800 SF; interior dated but functional; no visible water damage or structural ruin, but condition concerns noted publicly. |
| Land | 2.91 acres |
| Bedrooms | 5 |
| Property type | House |
| Living area | 1,800 sqft |
| Bathrooms | 2 |
| Year built | 2000 |
| Listing status | For Sale |
| MLS number | PR9122981 |
| Photos | 26 reported by Facebook · 26 available here |
Description from Facebook
Source title: Carr. 814 Km. 4.0, Bo. Anones, Sector La Maya
New on the market. Located on PR Highway 814 Km. 4.0, Barrio Anones, Sector La Maya, Naranjito, Puerto Rico, this concrete residence offers mountain tranquility in a unique natural setting. Surrounded by a ravine, the property comprises approximately 2.91 acres, mature fruit trees, a path leading to a nearby river and waterfalls, and gentle ocean views from its elevated position. The home's functional layout includes a kitchen with breakfast bar, integrated carport, and balcony. The listing notes 5 bedrooms, 2 bathrooms, 1,800 square feet of construction, mature fruit trees, river access, nearby waterfalls, gentle ocean views, and a kitchen with breakfast bar. Price: $225,000. Important: the listing states that images were virtually enhanced.
New on the market. Located on Carr. 814 Km. 4.0, Bo. Anones, Sector La Maya, Naranjito, Puerto Rico, this concrete residence offers the tranquility of the mountains with a unique natural environment. Surrounded by a ravine, the property has approximately 2.91 acres of land, mature fruit trees, a path leading to the river and nearby waterfalls, as well as a gentle view of the sea from its elevated position. Its functional layout includes a kitchen with a breakfast bar, an integrated carport, and a balcony. The post lists 5 bedrooms, 2 bathrooms, 1,800 square feet of construction, 2.91 acres, mature fruit trees, a path with access to the river and nearby waterfalls, a gentle ocean view, and a kitchen with breakfast bar. Price: $225,000. The post states that the images were virtually enhanced.
Location & driveMap, terrain & destinations
Location, terrain & flood
📍 Open in Google Maps — listing coordinates 👁 Street View 🛰 Satellite
⛰ 1,766 ft elevation
Exact coordinates supplied in the listing; confirm them against the parcel boundary. Elevation: USGS. Flood zone: FEMA NFHL.
Drive times
| Miramar Bar | 77 min | 42.7 mi |
|---|---|---|
| Playa Lucía Disc Golf | 80 min | 47.4 mi |
| Albergue Olímpico Disc Golf | 68 min | 35 mi |
| SJU Airport | 58 min | 33.1 mi |
| Costco (Caguas) | 44 min | 21.9 mi |
CRIM & due diligenceParcel record & questions to verify
🏛️ CRIM property record
No parcel number is safely matched yet. The button opens the official map at the best listing location; confirm the parcel boundary before using its record.
🏛️ Open CRIM map near this property Paste an MLS address or CRIM number
A barrio or municipio pin is not precise enough to assign a CRIM record automatically.
Buildability
2.91 acres is buildable but subminimal for the land-track threshold (5+ acres). Ravine setting and river access suggest drainage/flood exposure; access via Carr. 814 is adequate but road condition unknown.
Questions to verify
- Walk the property to confirm river/waterfall access and fruit-tree species; verify 2.91-acre boundary and slope stability (ravine terrain may pose drainage/foundation risk).
- Physical inspection of interior: roof, plumbing, electrical, AC/HVAC age; assess true cost of updates to meet modern living standards.
- Verify 'gentle ocean views' claim on-site; if not visible, confirm what the listing marketing meant (or correct the record).
- Confirm road maintenance responsibility (PR 814 highway frontage) and driveway/carport durability on steep terrain.
- Title search and CRIM parcel confirmation; check for any easements related to river/waterfall access or neighboring ravine drainage.
- Hydrology and flood/mudslide risk assessment specific to elevation 1766 ft on ravine property during hurricane season.
Research & sourcesPhotos, web findings & original listing
What the photos show
Photos 1–2 show a concrete single-story residence with carport and modest front yard; exterior is plain and aging. Photos 3–5 are aerial/drone shots revealing dense hillside terrain with significant elevation change; the property sits elevated on what appears to be a ridge or slope overlooking valleys. Photos 6 shows a waterfall/stream cutting through forested ravine on or adjacent to the land. Interior photos (8–20) reveal functional but dated kitchen, living areas, and bedrooms with terracotta tile throughout; no visible water damage but finishes and fixtures are older. Photos show five distinct rooms that could be bedrooms. The setting is clearly tropical and forested with visible canopy; no ocean views are actually visible in the photos despite the listing claim—views are of interior land/valleys only. Road access appears via paved highway.
Scout-read from listing photos. Verify against the images.
What the web found
Web search confirmed Barrio Anones, Sector La Maya in Naranjito, with PR-814 as the road. Naranjito is a central Puerto Rico municipality in a mountainous region with documented landslide and flooding hazards; one recent market report showed average single-home sales at $168,500. No other listing platforms found for this specific property, agent contact, or true comparable sales.
Area intel: Naranjito is located in Puerto Rico's central mountains and has experienced documented landslide and debris-flow hazards, particularly in response to heavy rainfall and hurricanes. Recent land sales market data for Naranjito is limited; one source reported average single-family home sales of approximately $168,500. The municipality contains several barrios and is part of a region with Cretaceous volcaniclastic bedrock geology. Rural roads in the area face challenges including narrow widths and vulnerability to weather-related disruptions and periodic flood advisories.
What the sources contribute
Exact-property sources
- Facebook primary listing · Jul 28, 2026 · 3 observations retained
$225,000 · For Sale · MLS PR9122981 · 5 bed · 2 bath · 1,800 sqft · 2.91 ac · built 2000 · 18.26092884, -66.25246915 - One Sixteen Group / eXp Realty same-property listing · Jul 28, 2026
$225,000 · Active · MLS PR9122981 · 5 bed · 2 bath · 1,800 sqft · 2.91 ac · built 2000 · 18.26092884, -66.25246915 · 26 photos
Match: Capture records this broker page as the listing linked from the Facebook post.
Sources
Original Facebook postLinked One Sixteen Group / eXp Realty listingGoogle itGoogle MapsStreet ViewSatellite viewRealtor.com compsPR flood map (FEMA)🏛️ CRIM map near listing (verify parcel)Facebook ID 1709474033695411 · MLS PR9122981 · added 2026-07-28
Useful details from public comments
Comment-sourced leads and observations—not verified listing facts. Confirm anything important with the broker, inspector, or official record.