Casa Scout

Home · Gurabo

Praderas de Navarro, 4 rooms, 2.5 baths

$390,000

4 bed2.5 bath1,871 sqft0.01 ac

Cash flow

What this might cost

Estimated monthly + upfront

3.5% down

≈ $2,917/mo

≈ $25,350 upfront

20% down

≈ $2,318/mo

≈ $89,700 upfront

Cash

≈ $325/mo

≈ $401,700 upfront

Adjust the math 6.6% · 30 years

Monthly estimates include principal and interest, a property-tax allowance, a homeowners-insurance allowance, and mortgage insurance for the 3.5% scenario. Cash includes tax and insurance only. HOA, maintenance, utilities, and tax effects are not included.

The 6.6% starting rate rounds Freddie Mac’s 6.58% average 30-year rate on July 23, 2026. The 3% closing-cost placeholder is within the CFPB’s typical 2%–5% range. Tax, insurance, and mortgage-insurance figures are adjustable planning allowances—not quotes.

Estimate only. Loan eligibility, appraisal, lender reserves, seller credits, and program limits are not checked.

36 min Miramar57 min Disc golf42 min SJU

Your take

Notes

No notes yet.

Scout suggestion

4-bedroom home worth a closer look.

Check first
  • FEMA Zone AE needs closer review.
Listing detailsPrice, facts & description
LocationPraderas De Navarro, Gurabo
Asking price$390,000
Property4 bed, 2.5 bath; 13-foot ceilings, full appliances and systems; move-in ready.
Listing addressA3 Praderas De Navarro, Calle Aguamarina, Gurabo, PR 00778
Land0.01 acres
Bedrooms4
Property typeSingle Family Residence
Living area1,871 sqft
Bathrooms2.5
Year built2004
Listing statusActive
MLS numberPR9113192
Photos4 reported by Clasificados · 4 available here
Listing agentARK Real Estate · ARK Real Estate · 787-382-3720

Description from Clasificados

Source title: Praderas de Navarro, 4 cuartos, 2.5 baños

Single-story house with 3 bedrooms, 1 additional bedroom convertible to a room or family room, 2.5 bathrooms, 13-foot ceilings, garage door and closets, small cement house in the yard, cement fence, 5 a/c units with maintenance up to date. Appliances: Stove, Refrigerator, Washer, Dryer. Cistern with automatic connection, line heater, Solar heater, Gas generator and 4 tanks, Storm shutters. Urbanization with recreational areas with pools and tennis and basketball courts. 24-hour security. HOA $125 monthly. ***OPEN HOUSE*** Friday August 7 10am - 1pm Prior Appointment Proof of funds or bank letter required to view the property. Reserve your space today! Puerto Rico

Casa terrera de 3 cuartos, 1 cuarto adicional convertible a habitación o family, 2.5 baños, techos de 13 pies, Puerta de garage y closets, casita en cemento en el patio, Verja en cemento, 5 a/c con mantenimientos al día. Enseres: Estufa, Nevera, Lavadora, secadora. Cisterna con conexión automática, calentador de línea, Calentador solar, Generador de gas y 4 tanques, Tormenteras. Urbanización con areas recreativas con piscinas y canchas de tennis y baloncesto. Seguridad 24 horas. HOA $125 mensual. ***OPEN HOUSE*** Viernes 7 de agosto 10am - 1pm Cita Previa Se requiere evidencia de fondos o carta bancaria para ver la propiedad. Separa tu espacio hoy! Puerto Rico

Location & driveMap, terrain & destinations

Location, terrain & flood

⛰ 197 ft elevation 🌊 FEMA Zone AE — flood risk

Exact coordinates supplied in the listing; confirm them against the parcel boundary. Elevation: USGS. Flood zone: FEMA NFHL.

Drive times

Miramar Bar36 min20.5 mi
Playa Lucía Disc Golf39 min25.3 mi
Albergue Olímpico Disc Golf57 min31.4 mi
SJU Airport42 min24.7 mi
Costco (Caguas)12 min3.9 mi

Area notes

Gurabo sits in the interior foothills north of Humacao, roughly 20–25 minutes inland from the coast—good for avoiding oceanside humidity and hurricane surge, but this particular urbanización is suburban and fairly flat. The area itself has modest rolling terrain and is not in a high-elevation zone; El Yunque is 30+ miles northwest. Summers are warm and humid; moderate rainfall but not in a marked flood plain.

CRIM & due diligenceParcel record & questions to verify

🏛️ CRIM property record

No parcel number is safely matched yet. The button opens the official map at the best listing location; confirm the parcel boundary before using its record.

A barrio or municipio pin is not precise enough to assign a CRIM record automatically.

Buildability

This is an existing home on developed urbanización lot; not applicable for land/build track.

Questions to verify

  • Confirm FEMA flood zone and whether the property or community has any flood history or drainage issues.
  • Verify the exact lot size and any easements or restrictions imposed by the urbanización covenant and HOA bylaws.
  • Request a recent structural inspection and confirm the status of the air conditioning, solar heater, generator, and cistern system.
  • Review the HOA budget and whether special assessments are planned for gate, pool, or security upgrades.
  • Confirm driveway and road access, especially during heavy rain, and whether the casita in the yard is permitted or titled as an accessory dwelling.
  • Clarify whether the '4 cuartos' in the title is a translation discrepancy—verify the exact bedroom count and the status of the 'convertible' room.
Research & sourcesPhotos, web findings & original listing

What the web found

Web search found multiple 4-bed, 2.5-bath homes in Praderas de Navarro, Gurabo (a gated community with 24/7 security and resort amenities), but the exact original listing could not be accessed or verified on other platforms. Comparable properties in the same development show living areas from 1,871–2,034 sqft, lot sizes 0.01–0.09 acres, and prices ranging from $390,000+. Gurabo market data shows recent average home sales of $214,113–$285,099 with cost per sqft of $121–$160.

Also found online:

  • Zillow — 4-bed, 2.5-bath, 2,034 sqft home in Praderas de Navarro gated community; coordinates and property details provided.
  • reservepr.com — 4-bed, 3-bath, 2,034 sqft home in Praderas de Navarro; similar specifications but lists 3 total bathrooms rather than 2.5.
  • ARK Real Estate — 4-bed, 2.5-bath home at Calle Aguamarina in Praderas de Navarro; 1,871 sqft, built 2004; $1,277 semiannual CRIM tax.

Seller / agent: Not found in search results; contact ARK Real Estate at 787-382-3720 for Praderas de Navarro properties.

Area intel: Praderas de Navarro is a gated urbanization in the Navarro barrio (ZIP 00778) with controlled 24/7 security, resort-style amenities (two pools, tennis courts, basketball/racquetball courts, gym, activity room, playgrounds), and convenient access to Praderas Mall and shopping. Gurabo market averages $214,113 recent home sales price ($121–$160 per sqft); homes typically spend 60 days on market. Area provides 15 minutes to Plaza Centro Caguas and private schools. Tax example: CRIM $1,277 semiannually reported on one comparable property.

Sources: [1] [2] [3] [4] [5]

What the sources contribute

Source differences to verify

  • MLS number: PR9113192 from ARK Real Estate; PR9099402 from reservepr.com
  • bathrooms: 2.5 from ClasificadosOnline; 3 from reservepr.com
  • living area: 1,871 from ARK Real Estate; 2,034 from reservepr.com
  • lot size: 0.01 from ARK Real Estate; 0.09 from reservepr.com
  • address: A3 Praderas De Navarro, Calle Aguamarina, Gurabo, PR 00778 from ARK Real Estate; Serpetina AA3 Praderas De Navarro, Gurabo, PR 00778 from reservepr.com; Sepertina Aa3 Praderas De Navarro, Gurabo, PR 00778 from Zillow
  • location barrio: Praderas De Navarro from ClasificadosOnline; Navarro from ARK Real Estate

Exact-property sources

  • ClasificadosOnline primary listing · Aug 3, 2026
    $390,000 · 4 bed · 2.5 bath · 4 photos
  • Zillow same-property listing · Aug 3, 2026
    Active · 4 bed · 2.5 bath · 2,034 sqft · 0.09 ac · Sepertina Aa3 Praderas De Navarro, Gurabo, PR 00778 · 18.2255, -66.0078
    Match: Same barrio/subdivision (Praderas de Navarro), same bedroom/bathroom count (4/2.5), same location (Gurabo, PR 00778), similar construction details (split units, cistern, gated community amenities) but lot size and price not confirmed as identical.
  • reservepr.com same-property listing · Aug 3, 2026
    MLS PR9099402 · 4 bed · 3 bath · 2,034 sqft · 0.09 ac · built 2004 · Serpetina AA3 Praderas De Navarro, Gurabo, PR 00778
    Match: Same subdivision (Praderas de Navarro), Gurabo, PR 00778; 4 bedrooms, 2,034 sqft, built 2004; 0.09-acre lot size; MLS PR9099402; 2-car garage and similar amenities.
  • ARK Real Estate same-property listing · Aug 3, 2026
    MLS PR9113192 · 4 bed · 2.5 bath · 1,871 sqft · 0.01 ac · built 2004 · A3 Praderas De Navarro, Calle Aguamarina, Gurabo, PR 00778 · ARK Real Estate
    Match: Praderas de Navarro subdivision, Gurabo; 4 bedrooms, 2.5 bathrooms; MLS PR9113192; similar amenities (gated, 24/7 security, split units, terrace); different street address and smaller lot (0.01 acres vs. reference property).

Clasificados ID 4900043 · MLS PR9113192 · added 2026-08-03