3.5% down
≈ $1,339/mo
≈ $11,635 upfront
Villa Ana (4 bedrooms)
$179,000
4 bed2 bath968 sqft0.09 ac
Cash flow
What this might cost
Estimated monthly + upfront
20% down
≈ $1,064/mo
≈ $41,170 upfront
Cash
≈ $149/mo
≈ $184,370 upfront
Adjust the math 6.6% · 30 years
Monthly estimates include principal and interest, a property-tax allowance, a homeowners-insurance allowance, and mortgage insurance for the 3.5% scenario. Cash includes tax and insurance only. HOA, maintenance, utilities, and tax effects are not included.
The 6.6% starting rate rounds Freddie Mac’s 6.58% average 30-year rate on July 23, 2026. The 3% closing-cost placeholder is within the CFPB’s typical 2%–5% range. Tax, insurance, and mortgage-insurance figures are adjustable planning allowances—not quotes.
Estimate only. Loan eligibility, appraisal, lender reserves, seller credits, and program limits are not checked.
24 min Miramar60 min Disc golf42 min SJU
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Listing detailsPrice, facts & description
| Location | Villas Ana, Juncos |
|---|---|
| Asking price | $179,000 |
| Property | 4 bed, 2 bath; 968 sq ft, move-in ready with propane heat and solar. |
| Land | 0.09 acres |
| Bedrooms | 4 |
| Property type | Single Family Residence |
| Living area | 968 sqft |
| Bathrooms | 2 |
| Photos | 10 reported by Clasificados · 10 available here |
| Listing agent | 787-983-6187 |
Description from Clasificados
Source title: Villa Ana (4 habitaciones)
The property features 4 bedrooms, 2 bathrooms, a carport, a welcoming rear patio for family gathering, propane water heater, and solar panels on a 350-square-meter lot. The home has 968 square feet of construction and is ideal for those seeking comfort and excellent location. It is strategically situated near PR-30 with easy access to shopping centers, supermarkets, restaurants, pharmacies, factories, and essential services. In addition, it is minutes from Villa Ana Shopping Center, the urban area of Juncos, and sports facilities such as the Soccer Park, Colegio Corazón de María, and others, providing convenience and quality of life for the whole family. Do not miss this excellent investment or home-purchase opportunity! To schedule a visit or receive personalized guidance, contact Eli Samuel at 787-983-6187 / 787-242-1249 or visit www.prestigerealtypr.com.
La propiedad cuenta con 4 habitaciones, 2 baños, marquesina, una acogedora terraza en la parte posterior para compartir en familia, calentador de gas propano y solar de 350 metros cuadrados. La vivienda tiene 968 pies cuadrados de construcción, ideal para quienes buscan comodidad y excelente ubicación. Se encuentra estratégicamente localizada cerca de la PR-30, con fácil acceso a centros comerciales, supermercados, restaurantes, farmacias, fábricas y servicios esenciales. Además, está a minutos del Centro Comercial Villa Ana, del área urbana de Juncos y de instalaciones deportivas como el Parque de Fútbol, Colegio Corazón de María, entre otros brindando conveniencia y calidad de vida para toda la familia. ¡No pierdas esta excelente oportunidad de inversión o de adquirir tu próximo hogar! Para coordinar una cita o recibir orientación personalizada, comunícate con Eli Samuel al 787-983-6187 / 787-242-1249 o visita www.prestigerealtypr.com. Puerto Rico
Location & driveMap, terrain & destinations
Location, terrain & flood
📍 Open in Google Maps — parcel 227-032-110-84-001 👁 Street View 🛰 Satellite
⛰ 204 ft elevation 🌊 FEMA Zone X — minimal flood
Exact parcel boundary + centroid from the CRIM government cadastre. Elevation: USGS. Flood zone: FEMA NFHL.
Drive times
| Miramar Bar | 24 min | 14.3 mi |
|---|---|---|
| Playa Lucía Disc Golf | 28 min | 19 mi |
| Albergue Olímpico Disc Golf | 60 min | 34.9 mi |
| SJU Airport | 42 min | 22.6 mi |
| Costco (Caguas) | 14 min | 7.5 mi |
Area notes
Juncos is a municipio in the central eastern region of Puerto Rico, characterized by rolling mid-elevation terrain (roughly 600–1,000 ft) but not mountainous. The town center is moderately urbanized and lies inland from Humacao, approximately 15–20 minutes by car. The area is not near El Yunque; it sits in the transition zone between coastal lowlands and the interior highlands, with typical tropical climate and moderate rainfall. The immediate vicinity of PR-30 and Villa Ana Shopping Center is suburban and commercial, lacking the rural privacy or dramatic vistas the couple desires.
CRIM & due diligenceParcel record & questions to verify
🏛️ CRIM property record
| CRIM parcel number | 227-032-110-84-001 |
|---|---|
| How it was matched | Parcel number reported by another exact-property listing source |
| Address (CRIM) | VILLA ANA , CALLE 1 BLQ A 20, PR, Puerto Rico, 00777 |
| Owner of record | FLORES CORTES YAMILETZY |
| Recorded parcel size | 0.1 acres · 0.1 cuerdas · 398.71 m² |
| Last recorded sale | $135,000 on 2024-06-27 · seller RYNAN, INC. · buyer YAMILETZY FLORES CORTES |
| Registry | Finca 3343 · Tomo 100 · Folio 100 · Escritura 8 |
| Assessed value | $9,039 total (land $1,994 + structure $7,045) — CRIM tax basis, not market value |
| Taxable assessed value | $9,039 |
🏛️ Open official CRIM record Paste an MLS address or CRIM number
The public cadastre identifies the parcel and its assessed values. It does not certify that the account has no current or prior debt; request the seller's CRIM account statement and certification for closing.
Buildability
Lot is 0.09 acres (350 m²)—far too small for expansion or additional building; zoned residential but densely suburban.
Questions to verify
- Confirm lot survey and boundary lines; 0.09 acres is very tight and may have easement or access restrictions.
- Verify flood zone designation and storm-water management for this elevation and proximity to drainage corridors.
- Request full structural inspection, roof condition, and age of major systems (HVAC, water heater, electrical panel).
- Confirm property tax and HOA or municipal assessment history, and whether any pending liens or code violations exist.
- Walk the lot in person to assess noise, light, and privacy relative to neighboring commercial/residential density.
- Clarify zoning restrictions: confirm single-family residential use is permanent and not subject to variance or rezoning pressure.
Research & sourcesPhotos, web findings & original listing
What the web found
Web search found related Villa Ana properties in Juncos and comparable homes in the area ranging from $88,000 to $360,000+, but did not locate the specific listing ID 4900009 on Realtor.com, Zillow, Point2, or other major portals. Market data shows modest activity in Juncos' single-family home segment.
Also found online:
- GVC Real Estate Inc — Property in Villa Ana, Juncos with 4 bedrooms, 1 bathroom, listed construction details and CRIM number that may relate to the same urbanization.
Seller / agent: 787-983-6187
Area intel: Juncos is located in the eastern-central region of Puerto Rico with 10 barrios and a population of approximately 37,000. Web searches showed comparable 4-bedroom homes in Juncos ranging from approximately $230,000 to $375,000 for fully improved houses, and several 3-bedroom homes priced between $154,000 and $360,000. The $179,000 asking price for a 4-bedroom on 0.09 acres appears relatively positioned in the lower range, though comparable sales data from public records was not accessed.
What the sources contribute
Recorded sale history
- Jun 27, 2024 · $135,000 · seller RYNAN, INC. · buyer YAMILETZY FLORES CORTES (CRIM Catastro Digital)
Source differences to verify
- bathrooms: 2 from ClasificadosOnline; 1 from GVC Real Estate Inc
- living area: 968 from ClasificadosOnline; 987 from GVC Real Estate Inc
- lot size: 0.09 from ClasificadosOnline; 0.091 from GVC Real Estate Inc
- location barrio: Villas Ana from ClasificadosOnline; Villa Ana from GVC Real Estate Inc
Exact-property sources
- ClasificadosOnline primary listing · Aug 3, 2026
$179,000 · 4 bed · 2 bath · 968 sqft · 0.09 ac · 787-983-6187 · 10 photos - GVC Real Estate Inc same-property listing · Aug 3, 2026
4 bed · 1 bath · 987 sqft · 0.091 ac · parcel 227-032-110-84-001
Match: Same urbanization (Urb. Villa Ana, Juncos), 4 bedrooms listed, CRIM# 227-032-110-84-001 for the parcel, but property identifier differs from the ClasificadosOnline listing. - CRIM Catastro Digital public record · Aug 3, 2026
parcel 227-032-110-84 · 1 recorded sale
Match: Official record returned for parcel 227-032-110-84.
Sources
Original listingGVC Real Estate Inc listingGoogle itGoogle MapsStreet ViewSatellite viewRealtor.com compsPR flood map (FEMA)🏛️ Official CRIM record (227-032-110-84-001)Clasificados ID 4900009 · added 2026-08-03