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Home · Gurabo

Los Flamboyanes Urbanization

$239,900

3 bed2.5 bath0.101 ac

Cash flow

What this might cost

Estimated monthly + upfront

3.5% down

≈ $1,794/mo

≈ $15,594 upfront

20% down

≈ $1,426/mo

≈ $55,177 upfront

Cash

≈ $200/mo

≈ $247,097 upfront

Adjust the math 6.6% · 30 years

Monthly estimates include principal and interest, a property-tax allowance, a homeowners-insurance allowance, and mortgage insurance for the 3.5% scenario. Cash includes tax and insurance only. HOA, maintenance, utilities, and tax effects are not included.

The 6.6% starting rate rounds Freddie Mac’s 6.58% average 30-year rate on July 23, 2026. The 3% closing-cost placeholder is within the CFPB’s typical 2%–5% range. Tax, insurance, and mortgage-insurance figures are adjustable planning allowances—not quotes.

Estimate only. Loan eligibility, appraisal, lender reserves, seller credits, and program limits are not checked.

31 min Miramar57 min Disc golf40 min SJU

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3-bedroom home worth a closer look.

Listing detailsPrice, facts & description
LocationLos Flamboyanes, Gurabo
Asking price$239,900
Property3 bed, 2.5 bath; townhouse in gated community, move-in condition implied by standard listing format; no major defects mentioned.
Land0.101 acres
Bedrooms3
Property typeHouse
Bathrooms2.5
Photos1 reported by Clasificados · 1 available here

Description from Clasificados

Source title: Urbanización Los Flamboyanes

The property features 3 bedrooms, 2.5 bathrooms, living room, dining room, kitchen, concrete terrace, carport for 3 cars, and controlled-access gated community entry. For appointments, a letter of pre-qualification or proof of funds is required. IMPORTANT: This property does NOT qualify for financing with government housing assistance programs. Agent: Fernando Rodríguez, License C12982, Puerto Rico.

La propiedad cuenta con 3 habitaciones, 2.5 baños, sala, comedor, cocina, terraza en cemento, marquesina para 3 autos y acceso controlado. Para citas se requiere carta de precualificación o certificación de fondos. IMPORTANTE: NO CUALIFICA PARA FINANCIAMIENTO CON AYUDAS DEL GOBIERNO. Sr. Fernando Rodríguez Lic C12982 Puerto Rico

Location & driveMap, terrain & destinations

Location, terrain & flood

⛰ 177 ft elevation 🌊 FEMA Zone X — minimal flood

Barrio-level pin (listings give barrio + municipio, not the exact lot) — verify the parcel location. Elevation: USGS. Flood zone: FEMA NFHL.

Drive times

Miramar Bar31 min18.3 mi
Playa Lucía Disc Golf34 min23.1 mi
Albergue Olímpico Disc Golf57 min32.6 mi
SJU Airport40 min21 mi
Costco (Caguas)11 min5.1 mi

Area notes

Gurabo is a central-interior municipality in the northeastern foothills, roughly 15–20 minutes southwest of Humacao by car. The terrain is gently rolling but lacks significant elevation; the barrio sits at modest altitude without the dramatic highlands the couple desires. Gurabo experiences typical tropical humidity and moderate rainfall, with some flood-prone areas in lower valleys. The region is suburban and agricultural in character, with limited oceanfront or rainforest proximity; it is well inland from coastal breezes and the El Yunque massif.

CRIM & due diligenceParcel record & questions to verify

🏛️ CRIM property record

No parcel number is safely matched yet. The button opens the official map at the best listing location; confirm the parcel boundary before using its record.

A barrio or municipio pin is not precise enough to assign a CRIM record automatically.

Buildability

Urbanización lot with existing structure; no land for future building. Single-family custom construction not possible here.

Questions to verify

  • Verify exact lot size and whether any expansion or second structure is permitted under urbanización covenants and municipal zoning.
  • Confirm FEMA flood zone status and any flood history for this specific address, as lowland Gurabo can experience drainage issues.
  • Review HOA fees (not mentioned) and any restrictions on renovations, additions, or modification of exterior appearance.
  • Inspect the property in person to confirm move-in readiness, roof condition, and structural integrity; request a recent property inspection report.
  • Clarify why the listing emphasizes 'does NOT qualify for government financing'—investigate any title, lien, or structural issues that might disqualify conventional mortgage programs.
  • Confirm water supply and sewage hookup status; verify utilities are active and no outstanding municipal liens exist.
Research & sourcesPhotos, web findings & original listing

What the web found

Web search identified Los Flamboyanes as a gated residential urbanization in Gurabo with controlled access and amenities. Multiple 3-bedroom properties are listed in the area, though the exact property matching listing ID 4899894 could not be retrieved. Gurabo has a recent average home sales price around $214,113 and area market data suggests homes spend ~60 days on market. The region has documented flood hazard history along the Gurabo watershed.

Also found online:

  • Prestige Realty — 3-bedroom, 2-bath ground-level property in gated urbanization with 411 square meters of land.
  • Prestige Realty — Modern 3-bedroom, 3-bath house in gated urbanization with extended carport and laundry area.

Area intel: Los Flamboyanes is a gated residential community with controlled access and security personnel. Recent Gurabo market data shows average home sales price of $214,113 with typical market time of 60 days. Comparable 3-bedroom homes in Gurabo are listed at $275,000–$390,000 depending on condition and size. Gurabo lies in a historically flood-prone watershed; heavy rainfall events affecting the Gurabo river have caused significant flash flooding in the region. The municipality is located between the central mountains and coast, with access to major highways.

Sources: [1] [2] [3] [4] [5] [6]

What the sources contribute

Source differences to verify

  • bathrooms: 2.5 from ClasificadosOnline; 3 from Prestige Realty; 2 from Prestige Realty

Exact-property sources

  • ClasificadosOnline primary listing · Aug 3, 2026
    $239,900 · 3 bed · 2.5 bath · 1 photo
  • Prestige Realty same-property listing · Aug 1, 2026
    3 bed · 2 bath · 0.101 ac
    Match: Los Flamboyanes, Gurabo; 3 bedrooms, 2 bathrooms, ground-floor property in same urbanization and search track
  • Prestige Realty same-property listing · Aug 1, 2026
    3 bed · 3 bath
    Match: Los Flamboyanes, Gurabo; 3 bedrooms, 3 bathrooms, ground-floor property in same urbanization and search track

Clasificados ID 4899894 · added 2026-08-01