3.5% down
≈ $3,066/mo
≈ $26,650 upfront
Spacious with Views — 1 House or Multifamily
$410,000
3 bed2 bath
Cash flow
What this might cost
Estimated monthly + upfront
20% down
≈ $2,436/mo
≈ $94,300 upfront
Cash
≈ $342/mo
≈ $422,300 upfront
Adjust the math 6.6% · 30 years
Monthly estimates include principal and interest, a property-tax allowance, a homeowners-insurance allowance, and mortgage insurance for the 3.5% scenario. Cash includes tax and insurance only. HOA, maintenance, utilities, and tax effects are not included.
The 6.6% starting rate rounds Freddie Mac’s 6.58% average 30-year rate on July 23, 2026. The 3% closing-cost placeholder is within the CFPB’s typical 2%–5% range. Tax, insurance, and mortgage-insurance figures are adjustable planning allowances—not quotes.
Estimate only. Loan eligibility, appraisal, lender reserves, seller credits, and program limits are not checked.
80 min Miramar43 min Disc golf79 min SJU
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3-bedroom home with private, views and mountain setting.
Listing detailsPrice, facts & description
| Location | Llanos, Aibonito |
|---|---|
| Asking price | $410,000 |
| Property | 3 bed, 2 bath; total (3 upper + 3 lower, each level); appears well-maintained with recent solar installation. |
| Bedrooms | 3 |
| Property type | Single Family Residence |
| Bathrooms | 2 |
| Photos | 1 reported by Clasificados · 1 available here |
| Listing agent | +1 (939) 499-8654 |
Description from Clasificados
Source title: Amplia y con vistas, 1 casa O multifamiliar
Bursting with sunlight, comfort, and security. Upper level: 3 bedrooms and 2 bathrooms. Lower level: 3 bedrooms and 2 bathrooms. Can operate as single-family or multifamily. Generous patios and multiple balconies perfect for enjoying the breeze. Solar water heater installed. Surrounded by nature, quiet and private, yet only 5 minutes from shopping, hospital, restaurants, and downtown Aibonito. Enjoy the birds and beautiful views of the mountains and trees. For information, call or text +1 (939) 499-8654 or email karinamey15@gmail.com Puerto Rico.
Bursting with sunlight, comfort, and security. 3 bedrooms and 2 bathrooms on the upper level, 3 bedrooms and 2 bathrooms on the lower level. Single or multi family. Generous patios, and multiple balconies perfect for enjoying the breeze. With a solar water heater. Surrounded by nature, quiet and private, but just 5 minutes from shopping, hospital, restaurants and downtown Aibonito. Enjoy the birds and the beautiful views of the mountains and trees. If interested, please call or text me. +1 (939) 499-8654 and you can also reach me by email karinamey15@gmail.com Puerto Rico
Location & driveMap, terrain & destinations
Location, terrain & flood
📍 Open in Google Maps — Llanos, Aibonito, Puerto Rico 👁 Street View 🛰 Satellite
⛰ 1,868 ft elevation 🌊 FEMA Zone X — minimal flood
Barrio-level pin (listings give barrio + municipio, not the exact lot) — verify the parcel location. Elevation: USGS. Flood zone: FEMA NFHL.
Drive times
| Miramar Bar | 80 min | 46.6 mi |
|---|---|---|
| Playa Lucía Disc Golf | 81 min | 52.2 mi |
| Albergue Olímpico Disc Golf | 43 min | 14.7 mi |
| SJU Airport | 79 min | 46.3 mi |
| Costco (Caguas) | 50 min | 26.5 mi |
CRIM & due diligenceParcel record & questions to verify
🏛️ CRIM property record
No parcel number is safely matched yet. The button opens the official map at the best listing location; confirm the parcel boundary before using its record.
🏛️ Open CRIM map near this property Paste an MLS address or CRIM number
A barrio or municipio pin is not precise enough to assign a CRIM record automatically.
Buildability
Already constructed; no buildable land noted or priced separately.
Questions to verify
- Confirm exact parcel size and lot boundaries; listing does not state acreage.
- Verify title, deed, and any lien history; confirm CRIM cadastral record matches this address.
- Clarify zoning approval and legal standing for multifamily use—confirm whether both units can be separately rented or owner-occupied.
- Inspect solar water heater warranty, age, and condition; confirm all utilities (water, electric, internet) service both levels independently if multifamily operation is planned.
- Walk the property to confirm no riverfront, stream, or significant water feature; verify orientation and actual mountain/view exposure from patios and balconies.
- Obtain recent (last 3 years) property tax record and any engineering/structural reports; confirm no flood insurance requirement or history despite Zone X designation.
Research & sourcesPhotos, web findings & original listing
What the photos show
The photo shows a two-story concrete residential structure with a modern design, painted in light green and white, set back from the road with mature vegetation including at least one tall palm tree. The property sits on a slope with visible elevation gain; the building appears to be on a hillside with natural tree cover and shrubs surrounding it, indicating some topography. Sky is clear and blue with fair-weather clouds. The road surface is paved but modest. No ocean, river, or stream is visible in the frame. The home appears structurally sound with intact walls, windows, and patios visible; solar water heater is evident on the roof. The surrounding greenery and distant trees suggest a semi-rural, quiet setting consistent with the listing's claim of privacy and mountain views, though specific mountain vistas are not prominently framed in this contact photo.
Scout-read from listing photos. Verify against the images.
What the web found
Web search could not locate this specific ClasificadosOnline listing (ID 4899714) on other major platforms (Realtor.com, Zillow, Point2, encuentra24) or identify the listing agent. General Aibonito market shows single-family homes averaging $231,000; comparable recent listings include 4-bedroom houses from $225,000–$695,000. Aibonito is a mountain municipality at 2,398 ft elevation with cooler climate; area has experienced significant flooding historically (notably December 2009).
Area intel: Aibonito is a mountain municipality located in the Sierra de Cayey range at 2,398 feet elevation with cooler climate year-round (winter lows in low 40s °F). Recent single-family home sales in the area range from $75,000 to $1,350,000, with average active inventory around $231,000. Comparable 3–4 bedroom houses on the market: $89,500–$695,000 (Zillow, Trulia). Aibonito has experienced significant flooding, including a major flood event in December 2009; the area is susceptible to vaguada systems (tropical moisture convergence) producing heavy rains, particularly in winter. The municipality spans 31.5 sq mi across 9 barrios with ZIP codes 00705 and 00786.
What the sources contribute
Exact-property sources
- ClasificadosOnline primary listing · Aug 3, 2026 · 11 observations retained
$410,000 · 1 photo · 3 bed · 2 bath · +1 (939) 499-8654
Sources
Original listingGoogle itGoogle MapsStreet ViewSatellite viewRealtor.com compsPR flood map (FEMA)🏛️ CRIM map near listing (verify parcel)Clasificados ID 4899714 · added 2026-07-30