3.5% down
≈ $1,342/mo
≈ $11,668 upfront
House, Jardines de Gurabo, 3 bedrooms 1 bathroom
$179,500
3 bed1 bath
Cash flow
What this might cost
Estimated monthly + upfront
20% down
≈ $1,067/mo
≈ $41,285 upfront
Cash
≈ $150/mo
≈ $184,885 upfront
Adjust the math 6.6% · 30 years
Monthly estimates include principal and interest, a property-tax allowance, a homeowners-insurance allowance, and mortgage insurance for the 3.5% scenario. Cash includes tax and insurance only. HOA, maintenance, utilities, and tax effects are not included.
The 6.6% starting rate rounds Freddie Mac’s 6.58% average 30-year rate on July 23, 2026. The 3% closing-cost placeholder is within the CFPB’s typical 2%–5% range. Tax, insurance, and mortgage-insurance figures are adjustable planning allowances—not quotes.
Estimate only. Loan eligibility, appraisal, lender reserves, seller credits, and program limits are not checked.
30 min Miramar55 min Disc golf40 min SJU
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Scout suggestion
3-bedroom home worth a closer look.
Check first
- FEMA Zone AE needs closer review.
Listing detailsPrice, facts & description
| Location | Jardines De Gurabo, Gurabo |
|---|---|
| Asking price | $179,500 |
| Property | 3 bed, 1 bath; kitchen and bathroom recently remodeled, ready to occupy. |
| Bedrooms | 3 |
| Property type | Single Family Residence |
| Bathrooms | 1 |
| Photos | 4 reported by Clasificados · 4 available here |
Description from Clasificados
Source title: Casa, Jardines de Gurabo, 3 cuartos 1 baño
House located in Jardines de Gurabo, $179,500 USD for 3 bedrooms and 1 bathroom with extended carport; bathroom and kitchen completely remodeled. Puerto Rico.
Casa localizada en Jardines de Gurabo, $179,500 de 3 cuartos y 1 baño con marquesina extendida; baño y cocina totalmente remodelado. Puerto Rico
Location & driveMap, terrain & destinations
Location, terrain & flood
📍 Open in Google Maps — Jardines de Gurabo or Ciudad Jardín de Gurabo area (residential urbanization in Gurabo municipality), Gurabo 👁 Street View 🛰 Satellite
⛰ 160 ft elevation 🌊 FEMA Zone AE — flood risk
Municipio-level only — no barrio resolved; verify the parcel location. Elevation: USGS. Flood zone: FEMA NFHL.
Drive times
| Miramar Bar | 30 min | 18.1 mi |
|---|---|---|
| Playa Lucía Disc Golf | 33 min | 22.8 mi |
| Albergue Olímpico Disc Golf | 55 min | 31.7 mi |
| SJU Airport | 40 min | 25.1 mi |
| Costco (Caguas) | 9 min | 4.2 mi |
CRIM & due diligenceParcel record & questions to verify
🏛️ CRIM property record
No parcel number is safely matched yet. The button opens the official map at the best listing location; confirm the parcel boundary before using its record.
🏛️ Open CRIM map near this property Paste an MLS address or CRIM number
A barrio or municipio pin is not precise enough to assign a CRIM record automatically.
Buildability
Existing home on lot; not suitable for land development option.
Questions to verify
- Confirm exact parcel size and cadastral boundaries (listing does not state acreage).
- Verify flood insurance requirements and premiums given FEMA Zone AE designation.
- Inspect roof, foundation, and structural integrity for flood vulnerability at 160 ft elevation in high-risk zone.
- Walk the property to assess actual privacy, vegetation, and any hidden views or water features not visible in contact-sheet angles.
- Confirm utilities (water, sewer, electric) are functioning and properly permitted.
- Obtain last-sale price and date to assess fair value at $179,500.
Research & sourcesPhotos, web findings & original listing
What the photos show
Photo 1 shows a modest single-story house with a covered porch and metal railing, set back from the road with moderate setback; overcast sky, no obvious views visible from exterior angle. Photo 2 reveals a newly remodeled bathroom with tile surround and modern fixtures in good condition. Photo 3 displays a compact kitchen with white cabinetry and tile backsplash, paired with an open living area; finishes appear fresh and well-maintained. Photo 4 shows an interior hallway/living space with clean white walls and carpet; overall interior condition is move-in ready. No elevation gain, water features, fruit trees, ocean views, or rainforest vegetation are evident in any image. Road access appears straightforward; surroundings appear residential suburban, not remote or private.
Scout-read from listing photos. Verify against the images.
What the web found
Web search found comparable 3+ bedroom homes in Gurabo ranging from $215,000 to $550,000, with market data indicating average home sales near $214,000. Gurabo shows moderate to low disaster vulnerability but experienced significant flooding and landslides during Hurricane Maria in 2017. The area's hilly terrain and proximity to water bodies are relevant for property assessment.
Area intel: Recent sales data shows that home sales in Gurabo have an average sale price of $214,113 and an average cost per square foot of $121. Areas such as Gurabo show moderate to low vulnerability in many neighborhoods compared to other Puerto Rico municipalities. However, in September 2017, Hurricane Maria brought a lot of rain to Gurabo, causing many landslides and floods. Gurabo's hilly terrain is characterized by steep streets and stairways.
What the sources contribute
Exact-property sources
- ClasificadosOnline primary listing · Aug 3, 2026 · 8 observations retained
$179,500 · 4 photos · 3 bed · 1 bath
Sources
Original listingGoogle itGoogle MapsStreet ViewSatellite viewRealtor.com compsPR flood map (FEMA)🏛️ CRIM map near listing (verify parcel)Clasificados ID 4899665 · added 2026-07-29