3.5% down
≈ $1,264/mo
≈ $10,985 upfront
3BR/1BA Remodeled | 2 min to PR-30 - Juncos
$169,000
3 bed1 bath
Down $6,000 from the original $175,000 · last drop Aug 2, 2026
Cash flow
What this might cost
Estimated monthly + upfront
20% down
≈ $1,004/mo
≈ $38,870 upfront
Cash
≈ $141/mo
≈ $174,070 upfront
Adjust the math 6.6% · 30 years
Monthly estimates include principal and interest, a property-tax allowance, a homeowners-insurance allowance, and mortgage insurance for the 3.5% scenario. Cash includes tax and insurance only. HOA, maintenance, utilities, and tax effects are not included.
The 6.6% starting rate rounds Freddie Mac’s 6.58% average 30-year rate on July 23, 2026. The 3% closing-cost placeholder is within the CFPB’s typical 2%–5% range. Tax, insurance, and mortgage-insurance figures are adjustable planning allowances—not quotes.
Estimate only. Loan eligibility, appraisal, lender reserves, seller credits, and program limits are not checked.
25 min Miramar58 min Disc golf43 min SJU
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3-bedroom home with rural setting.
Listing detailsPrice, facts & description
| Location | Canta Gallo, Juncos |
|---|---|
| Asking price | $169,000 |
| Property | 3 bed, 1 bath; 3BR/1BA, single-story terraced house, recently remodeled, move-in ready. |
| Bedrooms | 3 |
| Property type | Single Family Residence |
| Bathrooms | 1 |
| Photos | 16 reported by Clasificados · 16 available here |
Description from Clasificados
Source title: 3H/1B Remodelada | A 2 min PR-30 - Juncos
NEW LISTING - (Government assistance not accepted) - ASK FOR THE PROPERTY VIDEO. Remodeled single-story house for sale located on PR-189, Canta Gallo Community, Juncos. Excellent location with access to PR-30 expressway in approximately 2 minutes, enabling quick travel to Caguas, Humacao, and San Juan. The property is very close to the border zone between Juncos and Gurabo, with easy access to shops, supermarkets, pharmacies, restaurants, schools, and essential services. The residence has 3 bedrooms, 1 bathroom, living room, kitchen, dining room, balcony, laundry area, and carport for one vehicle. It features concrete slab floors, closets with mirror doors, security grilles, and recent roof treatment. Sold ready to occupy. Its location is also ideal for people who work in the Juncos industrial zone and surrounding areas, including major pharmaceutical and manufacturing companies such as Amgen, Medtronic, Becton Dickinson, and Galephar. Additionally, it is just minutes from Juncos Plaza Shopping Center, Galería Juncos, and Hospital Municipal Dr. César A. Collazo. Important: The property fronts PR-189 road (it is not located within a gated urbanization). Does not qualify for FHA financing. Note: Government assistance for purchase is not accepted; conventional, rural, or cash financing offers will be considered.
NUEVO LISTADO - (NO se aceptan las ayudas del gobierno) - PREGUNTE POR EL VIDEO de la Propiedad. Se vende casa terrera remodelada ubicada en la PR-189, Comunidad Canta Gallo, Juncos. Excelente ubicación con acceso en aproximadamente 2 minutos al Expreso PR-30, lo que permite llegar rápidamente a Caguas, Humacao y San Juan. La propiedad se encuentra muy cerca de la zona limítrofe entre Juncos y Gurabo, con fácil acceso a comercios, supermercados, farmacias, restaurantes, escuelas y servicios esenciales. La residencia cuenta con 3 habitaciones, 1 baño, sala, cocina, comedor, balcón, área de laundry y marquesina para un vehículo. Tiene pisos en losa, closets con puertas de espejo, rejas y tratamiento reciente de techo. Se vende lista para ocupar. Su ubicación también resulta ideal para personas que trabajan en la zona industrial de Juncos y sus alrededores, incluyendo importantes compañías farmacéuticas y de manufactura como Amgen, Medtronic, Becton Dickinson y Galephar. Además, se encuentra a pocos minutos de Juncos Plaza Shopping Center, Galería Juncos y del Hospital Municipal Dr. César A. Collazo. Importante: La propiedad se encuentra frente a la carretera PR-189 (no está ubicada dentro de una urbanización cerrada). Puerto Rico
Location & driveMap, terrain & destinations
Location, terrain & flood
📍 Open in Google Maps — Canta Gallo, Juncos, Puerto Rico 👁 Street View 🛰 Satellite
⛰ 351 ft elevation 🌊 FEMA Zone X — minimal flood
Barrio-level pin (listings give barrio + municipio, not the exact lot) — verify the parcel location. Elevation: USGS. Flood zone: FEMA NFHL.
Drive times
| Miramar Bar | 25 min | 15 mi |
|---|---|---|
| Playa Lucía Disc Golf | 29 min | 19.8 mi |
| Albergue Olímpico Disc Golf | 58 min | 33.7 mi |
| SJU Airport | 43 min | 27.1 mi |
| Costco (Caguas) | 12 min | 6.3 mi |
Area notes
Juncos is a mid-elevation central mountainous municipality (ca. 800–1,200 ft) with significant industrial/pharmaceutical presence but modest scenic value compared to western interior or eastern highlands. The Canta Gallo barrio sits near the Juncos–Gurabo border in a transitional zone—closer to urban services than remote mountain areas. Elevation is moderate; the area receives typical central-island rainfall but is not rainforest. Distance to Humacao is ~20–25 km northeast (routed ~30–40 min). Not near El Yunque or coast.
CRIM & due diligenceParcel record & questions to verify
🏛️ CRIM property record
No parcel number is safely matched yet. The button opens the official map at the best listing location; confirm the parcel boundary before using its record.
🏛️ Open CRIM map near this property Paste an MLS address or CRIM number
A barrio or municipio pin is not precise enough to assign a CRIM record automatically.
Buildability
Property is an existing occupied home on a main road frontage; not suitable for development. Street-facing location on PR-189 limits expansion or subdivision.
Questions to verify
- Confirm the property is NOT in a FEMA flood zone (PR-189 corridor in Juncos can have drainage issues).
- Verify title, survey, and setback compliance—fronting a main road may impose easement or expansion restrictions.
- Inspect roof, plumbing, electrical, and foundation condition in detail despite 'recently remodeled' claim; confirm permits for remodel work exist.
- Clarify financing restrictions: listing states 'no government assistance' and 'no FHA'—confirm what conventional or rural loan products the seller/title will accept.
- Assess noise and traffic exposure from PR-189 proximity and lack of buffer; visit at different times of day.
- Confirm utilities (water pressure, reliability) and septic/municipal sewer system details.
Research & sourcesPhotos, web findings & original listing
Other things spotted in the photos
AI-read from the listing photos — unverified, eyeball against the actual photo before relying on it.
- Address:
PR-189— Road signage visible in photo 16
What the web found
The property is in Juncos, a municipio in eastern Puerto Rico accessible via PR-30 (Expreso Cruz Ortiz Stella). Web searches reveal Juncos has comparable 3-bedroom homes in the $90–360K range. The area faces significant flood risk, with high urban flood hazard classification and recent flash flood warnings.
Area intel: Comparable 3-bedroom homes in Juncos range from approximately $93,400 to $360,000, with several near the $175,000 price point. A foreclosure listing shows a 3BR/2BA at $148,000. Juncos has high urban flood hazard exposure—potentially damaging and life-threatening urban floods are expected at least once in the next 10 years. Recent flash flood warnings (April 2026) affected the area, highlighting risks in low-lying and poor-drainage areas. PR-30 itself has safety concerns, turning slippery when wet.
What the sources contribute
Listing price history
- Aug 2, 2026 · Previously observed · $175,000 (ClasificadosOnline)
- Aug 2, 2026 · Price drop · $169,000 (ClasificadosOnline)
Source differences to verify
- asking price: 169,000 from ClasificadosOnline; 175,000 from ClasificadosOnline
Exact-property sources
- ClasificadosOnline primary listing · Aug 3, 2026 · 6 observations retained
$175,000 · 16 photos · 3 bed · 1 bath · $169,000 · 2 price events
Sources
Original listingGoogle itGoogle MapsStreet ViewSatellite viewRealtor.com compsPR flood map (FEMA)🏛️ CRIM map near listing (verify parcel)Clasificados ID 4899572 · added 2026-07-29