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Cuidad Jardín de Gurabo Los Sueños, 4 Bedrooms, 3.5 Baths

$490,000

4 bed3 bath0.15 ac

Cash flow

What this might cost

Estimated monthly + upfront

3.5% down

≈ $3,665/mo

≈ $31,850 upfront

20% down

≈ $2,912/mo

≈ $112,700 upfront

Cash

≈ $408/mo

≈ $504,700 upfront

Adjust the math 6.6% · 30 years

Monthly estimates include principal and interest, a property-tax allowance, a homeowners-insurance allowance, and mortgage insurance for the 3.5% scenario. Cash includes tax and insurance only. HOA, maintenance, utilities, and tax effects are not included.

The 6.6% starting rate rounds Freddie Mac’s 6.58% average 30-year rate on July 23, 2026. The 3% closing-cost placeholder is within the CFPB’s typical 2%–5% range. Tax, insurance, and mortgage-insurance figures are adjustable planning allowances—not quotes.

Estimate only. Loan eligibility, appraisal, lender reserves, seller credits, and program limits are not checked.

27 min Miramar63 min Disc golf41 min SJU

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4-bedroom home worth a closer look.

Listing detailsPrice, facts & description
LocationCiudad Jardin, Gurabo
Asking price$490,000
Property4 bed, 3 bath; single-level, one-year-ready, remodeled kitchen, solar + Tesla, excellent systems.
Land0.15 acres
Bedrooms4
Property typeSingle Family Residence
Bathrooms3
Photos16 reported by Clasificados · 16 available here
Listing agent787-316-1721

Description from Clasificados

Source title: CIUDAD JARDÍN DE GURABO LOS SUEÑOS, 4HAB, 3.5B

Discover the privilege of living in Ciudad Jardín de Gurabo, one of the most exclusive and sought-after developments in the area, where tranquility, security, and nature combine to offer an exceptional lifestyle. This beautiful single-level residence has been designed to provide comfort, spaciousness, and functionality in every space with excellent natural lighting and a welcoming atmosphere. It features 4 bedrooms, 3 full baths and 1 half bath, living room, dining room, remodeled kitchen, family room, laundry room, terrace, and double carport on a comfortable 619.35 m² lot. Includes refrigerator, electric cooktop, oven set, 4 inverter A/C units, ceiling fans, 500-gallon cistern, point-of-use water heater, canvas curtains, 22 solar panels under contract, and two Tesla batteries. If you seek a residence where comfort, privacy, and quality of life are paramount, do not miss this opportunity. Experience Ciudad Jardín and enjoy modern recreational facilities: restaurant, ice cream shop, private school, activity center, beauty salon, pickleball, tennis and basketball courts, pool, gym, spa, and more with a monthly HOA fee of $175. Schedule your appointment and discover the home you have always dreamed of.

DESCUBRA EL PRIVILEGIO DE VIVIR EN CIUDAD JARDÍN DE GURABO, UNA DE LAS URBANIZACIONES MÁS EXCLUSIVAS Y COTIZADAS DE LA ZONA, DONDE LA TRANQUILIDAD, LA SEGURIDAD Y LA NATURALEZA SE UNEN PARA OFRECER UN ESTILO DE VIDA EXCEPCIONAL. ESTA HERMOSA RESIDENCIA DE UN NIVEL HA SIDO DISEÑADA PARA BRINDAR COMODIDAD, AMPLITUD Y FUNCIONALIDAD EN CADA UNO DE SUS ESPACIOS CON EXCELENTE ILUMINACIÓN NATURAL Y UN AMBIENTE ACOGEDOR. CUENTA CON 4 HABITACIONES, 3 BAÑOS Y MEDIO, SALA, COMEDOR, COCINA REMODELADA, FAMILY, LAUNDRY, TERRAZA Y MARQUESINA DOBLE EN UN CÓMODO SOLAR DE 619.35 M/C. INCLUYE NEVERA, TOPE DE ESTUFA ELÉCTRICA, SET DE HORNOS, 4 A/C INVERTER, ABANICOS DE TECHO, CISTERNA DE 500 GLS., CALENTADOR DE LÍNEA, CORTINAS DE LONA, 22 PLACAS SOLARES EN CONTRATO Y DOS BATERÍAS TESLA. SI BUSCA UNA RESIDENCIA DONDE EL CONFORT, LA PRIVACIDAD Y LA CALIDAD DE VIDA SEAN PROTAGONISTAS, NO DEJE PASAR ESTA OPORTUNIDAD. VIVA LA EXPERIENCIA DE CIUDAD JARDÍN Y DISFRUTE DE MODERNAS FACILIDADES RECREATIVAS, RESTAURANT, HELADERÍA, COLEGIO PRIVADO, CENTRO DE ACTIVIDADES, SALÓN DE BELLEZA, CANCHAS DE PICKLEBALL, TENNIS Y BALONCESTO, PISCINA, GIMASIO, SALÓN DE ESTÉTICA Y MÁS CON UN PAGO MENSUAL DE $175.00 DE MANTENIMIENTO. PROGRAME SU CITA Y DESCUBRA EL HOGAR QUE SIEMPRE HA SOÑADO. COORDINE SU CITA A TRAVÉS DEL 787-316-1721. Puerto Rico

Location & driveMap, terrain & destinations

Location, terrain & flood

⛰ 221 ft elevation 🌊 FEMA Zone X — minimal flood

Barrio-level pin (listings give barrio + municipio, not the exact lot) — verify the parcel location. Elevation: USGS. Flood zone: FEMA NFHL.

Drive times

Miramar Bar27 min15.5 mi
Playa Lucía Disc Golf31 min20.3 mi
Albergue Olímpico Disc Golf63 min36.1 mi
SJU Airport41 min22.1 mi
Costco (Caguas)17 min8.7 mi

Area notes

Gurabo is a central-interior municipality in the San Juan metro area, roughly 30–40 minutes south/southeast of Humacao depending on route. The terrain is gently rolling inland (not mountainous); elevation ranges 300–700 ft, offering modest relief but not the dramatic peaks or valley vistas of the interior highlands (Utuado, Jayuya). The municipality experiences typical tropical wet climate with afternoon showers. It is NOT in a high-flood zone but is suburban/urbanized rather than wild or rainforest-adjacent. City Jardín is a modern gated community built for convenience and amenities, not remoteness or nature immersion.

CRIM & due diligenceParcel record & questions to verify

🏛️ CRIM property record

No parcel number is safely matched yet. The button opens the official map at the best listing location; confirm the parcel boundary before using its record.

A barrio or municipio pin is not precise enough to assign a CRIM record automatically.

Buildability

Property is already fully developed and occupied; no buildable land.

Questions to verify

  • Request a survey and confirm exact property boundaries, flood zone (FEMA map), and deed restrictions—gated community bylaws may limit renovations or resale.
  • Verify the solar panel contract terms: are the 22 panels owned or leased, and what is the contract end date and buyout cost?
  • Inspect the Tesla battery bank condition, warranty, and maintenance protocol; confirm compatible inverter and electrical permits.
  • Request proof of HOA fee payment history and upcoming capital assessments; confirm $175/month is fixed or subject to increase.
  • Conduct a full structural and mechanical inspection (roof, A/C systems, cistern, plumbing, electrical) and obtain a professional termite/pest report.
  • Walk the neighborhood and verify proximity to their Humacao contacts; confirm drive time and commute feasibility before signing.
Research & sourcesPhotos, web findings & original listing

What the web found

Ciudad Jardín Los Sueños is a gated master-planned community in Gurabo featuring resort-style amenities. Web search found multiple similar 4-bedroom properties in the same development listed between $495,000–$550,000, with recent sales as low as $385,000 (Oct 2022 for a 4-bed/2.5-bath property). Gurabo itself is emerging as an affordable alternative to costlier San Juan metro areas, with recent market data showing single-family homes averaging $480,930 at $234/sqft.

Also found online:

  • Estately — 4 bed, 3 bath, 2,104 sqft at 26 Los Sueños De Ciudad Jardin—sold Oct 5, 2022 for $385,000; MLS# PR9096205
  • Realtor.com (via BHH Florida Properties) — 4 bed, 2.5 bath, 1,822 sqft at Calle Nube 102, Los Sueños—listed with TORRES AND ASSOCIATES (787-513-2591); 78 days on market
  • Coastal Properties Group — 4 bed, 2.5 bath at 11 Ensuenos Los Sueños Ciudad Jardin—features open concept, extended terrace, 2-car garage, cistern, solar/electric heating, private resort amenities
  • KW Puerto Rico — 4 bed, 3.5 bath at Urb. Los Sueños De Ciudad Jardin—957 sqm lot, terrera-style, tropical-modern architecture
  • FinditPR — 4 bed, 3.5 bath at Urb. Los Sueños—768 sqm, 2,767 sqft, in excellent condition

Area intel: Gurabo is emerging as an affordable suburban-commute alternative in Puerto Rico's eastern-central region with easy access to San Juan. Recent Gurabo single-family home sales averaged $480,930 at $234/sqft; homes average 60 days on market. The $490,000 listing is near or at recent market median for the area. City Jardín Los Sueños specifically offers gated security, resort-style community amenities (multiple pools, tennis, pickleball, basketball courts, activity rooms, restaurants, gym, and private school access), and is positioned as family-oriented. No specific terrain or flood hazards were identified in search results for this property, though general Puerto Rico land-purchase guidance recommends verifying zoning, access rights, utility availability, and environmental hazards before closing.

Sources: [1] [2] [3] [4] [5] [6] [7] [8] [9]

What the sources contribute

Exact-property sources

  • ClasificadosOnline primary listing · Aug 3, 2026 · 7 observations retained
    $490,000 · 0.15 ac · 16 photos · 4 bed · 3 bath · 787-316-1721

Clasificados ID 4899423 · added 2026-07-27