3.5% down
≈ $2,244/mo
≈ $19,500 upfront
Paseo de Santa Bárbara Urbanization, Home in Gurabo
$300,000
3 bed2 bath0.08 ac
Cash flow
What this might cost
Estimated monthly + upfront
20% down
≈ $1,783/mo
≈ $69,000 upfront
Cash
≈ $250/mo
≈ $309,000 upfront
Adjust the math 6.6% · 30 years
Monthly estimates include principal and interest, a property-tax allowance, a homeowners-insurance allowance, and mortgage insurance for the 3.5% scenario. Cash includes tax and insurance only. HOA, maintenance, utilities, and tax effects are not included.
The 6.6% starting rate rounds Freddie Mac’s 6.58% average 30-year rate on July 23, 2026. The 3% closing-cost placeholder is within the CFPB’s typical 2%–5% range. Tax, insurance, and mortgage-insurance figures are adjustable planning allowances—not quotes.
Estimate only. Loan eligibility, appraisal, lender reserves, seller credits, and program limits are not checked.
33 min Miramar52 min Disc golf37 min SJU
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3-bedroom home worth a closer look.
Listing detailsPrice, facts & description
| Location | Paseo Santa Barbara, Gurabo |
|---|---|
| Asking price | $300,000 |
| Property | 3 bed, 2 bath; well-maintained, move-in ready. |
| Listing address | Paseo de Santa Bárbara, Gurabo |
| Land | 0.08 acres |
| Bedrooms | 3 |
| Property type | Single Family Residence |
| Bathrooms | 2 |
| Listing status | for sale |
| Photos | 16 reported by Clasificados · 16 available here |
Description from Clasificados
Source title: URB. PASEO DE SANTA BARBARA, CASA EN GURABO
Beautiful residence located in the exclusive Paseo de Santa Bárbara urbanization in Gurabo. This property features 3 bedrooms, 2 bathrooms, double carport, laundry area, and a spacious patio, ideal for family enjoyment. Built on a lot of 334.64 square meters, it offers comfortable and functional spaces for daily living. The urbanization features controlled access and excellent amenities for residents, including tennis and pickleball courts, basketball court, outdoor gym, children's playground, gazebo for activities, and extensive green areas. An excellent opportunity to live in a safe, quiet community with easy access to shops, schools, and major transportation routes. Puerto Rico
Paseo de Santa Bárbara – Gurabo Hermosa residencia ubicada en la exclusiva urbanización Paseo de Santa Bárbara en Gurabo. Esta propiedad cuenta con 3 habitaciones, 2 baños, marquesina doble, área de laundry y un amplio patio, ideal para disfrutar en familia. Construida sobre un solar de 334.64 metros cuadrados, ofrece espacios cómodos y funcionales para el diario vivir. La urbanización cuenta con acceso controlado y excelentes amenidades para sus residentes, incluyendo canchas de tenis y pickleball, cancha de baloncesto, gimnasio al aire libre, parque infantil, gazebo para actividades y amplias áreas verdes. Una excelente oportunidad para vivir en una comunidad segura, tranquila y con fácil acceso a comercios, escuelas y principales vías de transporte. Puerto Rico
Location & driveMap, terrain & destinations
Location, terrain & flood
📍 Open in Google Maps — Paseo Santa Barbara, Gurabo, Puerto Rico 👁 Street View 🛰 Satellite
⛰ 188 ft elevation 🌊 FEMA Zone X — minimal flood
Barrio-level pin (listings give barrio + municipio, not the exact lot) — verify the parcel location. Elevation: USGS. Flood zone: FEMA NFHL.
Drive times
| Miramar Bar | 33 min | 20.5 mi |
|---|---|---|
| Playa Lucía Disc Golf | 37 min | 25.2 mi |
| Albergue Olímpico Disc Golf | 52 min | 29.7 mi |
| SJU Airport | 37 min | 23.1 mi |
| Costco (Caguas) | 7 min | 2.2 mi |
CRIM & due diligenceParcel record & questions to verify
🏛️ CRIM property record
No parcel number is safely matched yet. The button opens the official map at the best listing location; confirm the parcel boundary before using its record.
🏛️ Open CRIM map near this property Paste an MLS address or CRIM number
A barrio or municipio pin is not precise enough to assign a CRIM record automatically.
Buildability
0.08 acres in established urbanización; no buildable potential; lot is fully developed.
Questions to verify
- Verify HOA fees and what amenities/maintenance they cover; confirm property tax and annual assessments.
- Walk the perimeter to confirm lot lines, easements, and setback compliance.
- Inspect roof age, HVAC system serviceability, and any past flood or water intrusion history despite Zone X rating.
- Confirm title chain and absence of liens or restrictions on sale timing before December.
- Request utility cost history and confirm water/sewer adequacy for year-round occupancy.
Research & sourcesPhotos, web findings & original listing
What the photos show
Photos 1–4 show a modest single-story house in a planned urbanization with manicured grounds, standard suburban setting, no significant elevation change visible. Interior shots (4–13) reveal a well-maintained, move-in-ready home with ceramic tile floors, basic furnishings, functional kitchen and bathrooms, and ceiling fans throughout—no signs of water damage or major wear. Photos 14–16 show community amenities (playground, courts, sports field) confirming gated-community infrastructure. No ocean, mountain, river, or rainforest visible; no fruit trees evident; privacy is typical for a lot-line suburban home with neighboring properties close by. Flat topography, zero views, standard tropical suburban vernacular.
Scout-read from listing photos. Verify against the images.
What the web found
Web search confirms the listing exists on Encuentra24 with identical details (3 bedrooms, 158 m² lot = 0.08 acres, $300,000). Multiple comparable 3-bed homes in Paseo de Santa Bárbara and nearby Gurabo urbanizations range from $275,000–$390,000. The urbanization is gated with controlled access and amenities including sports courts and recreation areas.
Also found online:
- Encuentra24 — Exact match: same address, 3 bedrooms, 2 bathrooms, 158 m² (0.08 acres), $300,000 USD. Description includes double carport, laundry area, large patio.
Area intel: Paseo de Santa Bárbara is a gated, exclusive urbanization with controlled access and community amenities including tennis and pickleball courts, basketball court, outdoor gym, children's playground, and gazebo. Comparable homes in the same urbanization listed at Zillow, FindItPR, and other platforms: Urb Paseo De Santa Barbara #93 (3 bed/2 bath, 1,700 sq ft) listed at $390,000 (updated 29 days ago) and $275,000 (updated 106 days ago); another 3-bed/2-bath home built in 1999 (339.34 m² lot) at $275,000. A 2017 sale in the same urbanization recorded at $123,720. Other recent Gurabo homes range from $215,000 (2 bed/1 bath) to $550,000 (4 bed/3–4 bath).
What the sources contribute
Exact-property sources
- ClasificadosOnline primary listing · Aug 3, 2026 · 7 observations retained
$300,000 · 0.08 ac · 16 photos · 3 bed · 2 bath - Encuentra24 same-property listing · Jul 31, 2026
$300,000 · for sale · 3 bed · 2 bath · 0.08 ac · Paseo de Santa Bárbara, Gurabo
Match: Identical price ($300,000), bedroom count (3), lot size (158 m² = 0.08 acres), barrio (Paseo de Santa Bárbara, Gurabo). Description mentions double carport and laundry area matching original listing features.
Sources
Original listingEncuentra24 listingGoogle itGoogle MapsStreet ViewSatellite viewRealtor.com compsPR flood map (FEMA)🏛️ CRIM map near listing (verify parcel)Clasificados ID 4898428 · added 2026-07-31