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Promised Land Urbanización Property, Naguabo

$289,000

4 bed2.5 bath

Cash flow

What this might cost

Estimated monthly + upfront

3.5% down

≈ $2,161/mo

≈ $18,785 upfront

20% down

≈ $1,717/mo

≈ $66,470 upfront

Cash

≈ $241/mo

≈ $297,670 upfront

Adjust the math 6.6% · 30 years

Monthly estimates include principal and interest, a property-tax allowance, a homeowners-insurance allowance, and mortgage insurance for the 3.5% scenario. Cash includes tax and insurance only. HOA, maintenance, utilities, and tax effects are not included.

The 6.6% starting rate rounds Freddie Mac’s 6.58% average 30-year rate on July 23, 2026. The 3% closing-cost placeholder is within the CFPB’s typical 2%–5% range. Tax, insurance, and mortgage-insurance figures are adjustable planning allowances—not quotes.

Estimate only. Loan eligibility, appraisal, lender reserves, seller credits, and program limits are not checked.

19 min Miramar82 min Disc golf65 min SJU

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4-bedroom home worth a closer look.

Listing detailsPrice, facts & description
LocationPromised Land, Naguabo
Asking price$289,000
Property4 bed, 2.5 bath; clean interior, ready to occupy
Bedrooms4
Property typeSingle Family Residence
Bathrooms2.5
Photos1 reported by Clasificados · 4 available here
Listing agent787) 702-8848

Description from Clasificados

Source title: PROPIEDAD URB. PROMISED LAND, NAGUABO

Discover this excellent opportunity to acquire a residence in the Promised Land urbanización, Naguabo. This property features: ✔️ 4 bedrooms ✔️ 2.5 bathrooms ✔️ Lot of 494 m² (approx. 0.12 acres), offering comfortable and functional spaces for the whole family. Located in a quiet gated community with access control, this residence combines comfort, security, and excellent amenities to enjoy as a family. ✨ Urbanización amenities: ✔️ Swimming pool ✔️ Gym ✔️ Clubhouse ✔️ Gazebo ✔️ Basketball and volleyball court ✔️ Tennis and pickleball court ✔️ Access control. Sale price: $289,000. HOA: $82.50/month. Contact: Magda Calderón Vélez, RE/MAX Paradise Island, Lic. C-24626, (787) 702-8848.

Promised Land, Naguabo Descubre esta excelente oportunidad de adquirir una residencia en la urbanización Promised Land, Naguabo. Esta propiedad cuenta con; ?? 4 habitaciones ??2.5 baños ?? ?Solar de 494 m², ofreciendo espacios cómodos y funcionales para toda la familia. Ubicada en una comunidad tranquila con control de acceso, esta residencia combina comodidad, seguridad y excelentes amenidades para disfrutar en familia. ? Amenidades de la urbanización: ?? Piscina ?? Gimnasio ?? Casa club ?? Gazebo ?? Cancha de baloncesto y voleibol ?? Cancha de tenis y pickleball ?? Control de acceso Precio de venta: $289,000 HOA: $82.50 Para información adicional o agendar una cita, comuníquese con: MAGDA CALDERÓN VÉLEZ RE/MAX PARADISE ISLAND LIC. C-24626 ??( 787) 702-8848 Puerto Rico

Location & driveMap, terrain & destinations

Location, terrain & flood

📍 Open in Google Maps — Promised Land Urbanización, Naguabo 👁 Street View 🛰 Satellite

⛰ 195 ft elevation 🌊 FEMA Zone X — minimal flood

Municipio-level only — no barrio resolved; verify the parcel location. Elevation: USGS. Flood zone: FEMA NFHL.

Drive times

Miramar Bar19 min12.6 mi
Playa Lucía Disc Golf23 min17.4 mi
Albergue Olímpico Disc Golf82 min58.1 mi
SJU Airport65 min35.8 mi
Costco (Caguas)38 min21.2 mi
CRIM & due diligenceParcel record & questions to verify

🏛️ CRIM property record

No parcel number is safely matched yet. The button opens the official map at the best listing location; confirm the parcel boundary before using its record.

🏛️ Open CRIM map near this property Paste an MLS address or CRIM number

A barrio or municipio pin is not precise enough to assign a CRIM record automatically.

Buildability

This is an existing finished home in a gated community, not developable land; no build option available.

Questions to verify

  • Confirm that the advertised home is the property at the Promised Land Urbanización address; verify ownership and that sale includes the exact unit shown in photos
  • Verify HOA rules, restrictions, and any capital assessments beyond the stated $82.50/month
  • Walk the lot in person to confirm condition, access, utilities, and any easements or shared driveways
  • Check current property tax and CRIM record against the $289k asking price; confirm no liens or pending foreclosure
  • Evaluate if the gated community amenities (pool, gym, courts) align with their lifestyle, given the lack of natural outdoor character
Research & sourcesPhotos, web findings & original listing

What the photos show

Photos 1–2 show a modest 2-story concrete home in a flat, paved urbanización setting with minimal natural surroundings—no views, no water features, and no visible fruit trees or forest. The lot is clearly small and treeless, with manicured grass/dirt common areas; no elevation or topographic relief. Photo 3 shows a clean interior stairwell and living space; Photo 4 shows a bright bedroom with sliding glass doors and simple finishes. Overall condition appears move-in ready, but the setting is purely suburban/developed community with no scenic or natural amenities.

Scout-read from listing photos. Verify against the images.

What the web found

Web search found no other listings for this specific property (ID 4898405), though comparable homes within Promised Land Urbanización are documented on Estately, Zillow, and broker sites. Area comps show Promised Land homes typically range from $215,000–$310,000. Naguabo has known flood hazard history and landslide concerns in steep terrain.

Area intel: Comparable recent sale in Promised Land: 23 Calle Belén, 3 bed/2 bath 1,217 sqft sold March 2024 for $215,000 (Estately, MLS PR9104093). Current listings in Naguabo range from $165,000–$1.6M depending on size/condition. Market data shows average single-family home sales in Naguabo at approximately $167,995–$327,542. Hazard notes: Naguabo is in a flood-prone area with documented tropical storm and hurricane damage history; Hurricane Maria (2017) caused 6–9 feet inundation near Naguabo. USGS operates a landslide monitoring station in Naguabo due to steep, mountainous terrain.

Sources: [1] [2] [3] [4] [5] [6]

What the sources contribute

Exact-property sources

  • ClasificadosOnline primary listing · Aug 3, 2026 · 13 observations retained
    $289,000 · 4 photos · 4 bed · 2.5 bath · 787) 702-8848 · 1 photo

Sources

Original listingGoogle itGoogle MapsStreet ViewSatellite viewRealtor.com compsPR flood map (FEMA)🏛️ CRIM map near listing (verify parcel)

Clasificados ID 4898405 · added 2026-07-25