3.5% down
≈ $3,440/mo
≈ $29,900 upfront
Mansiones de Monte Verde, Corner Unit — Urb. Cayey
$460,000
4 bed2 bath0.16 ac
Cash flow
What this might cost
Estimated monthly + upfront
20% down
≈ $2,734/mo
≈ $105,800 upfront
Cash
≈ $383/mo
≈ $473,800 upfront
Adjust the math 6.6% · 30 years
Monthly estimates include principal and interest, a property-tax allowance, a homeowners-insurance allowance, and mortgage insurance for the 3.5% scenario. Cash includes tax and insurance only. HOA, maintenance, utilities, and tax effects are not included.
The 6.6% starting rate rounds Freddie Mac’s 6.58% average 30-year rate on July 23, 2026. The 3% closing-cost placeholder is within the CFPB’s typical 2%–5% range. Tax, insurance, and mortgage-insurance figures are adjustable planning allowances—not quotes.
Estimate only. Loan eligibility, appraisal, lender reserves, seller credits, and program limits are not checked.
58 min Miramar34 min Disc golf56 min SJU
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4-bedroom home with mountain setting.
Listing detailsPrice, facts & description
| Location | Mansiones De Monte Verde, Cayey |
|---|---|
| Asking price | $460,000 |
| Property | 4 bed, 2 bath; 2 full bath + 2 half bath, modern corner unit, ready to occupy. |
| Land | 0.16 acres |
| Bedrooms | 4 |
| Property type | Single Family Residence |
| Bathrooms | 2 |
| Photos | 3 reported by Clasificados · 3 available here |
| Listing agent | 787.473.7235 |
Description from Clasificados
Source title: Urb Mansiones de Monte Verde, Esquina
Discover this spectacular two-level corner residence located in one of Cayey's most exclusive and complete communities. With 2,553 sq ft on a 634 m² lot, this property offers spaciousness, comfort, and an ideal lifestyle for the whole family. The residence features 4 bedrooms, 2 full bathrooms, a spacious master bedroom with walk-in closet, living room, dining room, kitchen, laundry room, a wide concrete terrace, a generous patio, and 2 half-bathrooms in the terrace area—perfect for enjoying family gatherings and outdoor activities. The urbanización offers excellent amenities, including pools, tennis courts, basketball courts, recreational areas, and a passive children's park, plus 24-hour gated access and security, providing peace of mind and quality of life for residents. Its privileged location, just beside Hospital Menonita de Cayey, offers immediate access to UPR Cayey, private schools, public schools, supermarkets, pharmacies, restaurants, and major access roads. The property is not subject to appraisal, representing an excellent opportunity for buyers with FHA, VA (Veterans), conventional, or cash financing. To schedule a visit, a current pre-approval or pre-qualification letter, or proof of funds for cash purchases, is required. HOA fee: $135/month. Contact Ada Alvarado at 787-473-7235 for more information and to schedule your visit.
Descubre esta espectacular residencia de dos niveles ESQUINA, ubicada en una de las comunidades más exclusivas y completas de Cayey. Con 2,553 p.c. sobre un solar de 634 metros cuadrados, esta propiedad ofrece amplitud, comodidad y un estilo de vida ideal para toda la familia. La residencia cuenta con 4 habitaciones, 2 baños completos, una espaciosa habitación principal con walk-in closet, sala, comedor, cocina, laundry room, una amplia terraza en concreto, un generoso patio y 2 baños medios en el área de la terraza, perfectos para disfrutar de reuniones familiares y actividades al aire libre. La urbanización tiene excelentes amenidades, incluyendo piscinas, canchas de tenis, canchas de baloncesto, áreas recreativas y parque pasivo para niños, además de control de acceso y seguridad las 24 horas, brindando tranquilidad y calidad de vida a sus residentes. Su ubicación privilegiada, justo al lado del Hospital Menonita de Cayey, ofrece acceso inmediato a la UPR en Cayey, colegios privados, escuelas, supermercados, farmacias, restaurantes y las principales vías de acceso. La propiedad no está sujeta a tasación, representando una excelente oportunidad para compradores con financiamiento FHA, VA (Veteranos), convencional o compra en efectivo. Para coordinar una cita, se requiere una carta de preaprobación o precualificación vigente, o evidencia de fondos si la compra es en efectivo. Cuota HOA: $135.00 mensuales. Contáctenos hoy para más información y coordinar su visita. Ada Alvarado 787.473.7235 Puerto Rico
Location & driveMap, terrain & destinations
Location, terrain & flood
📍 Open in Google Maps — Mansiones de Monte Verde, Cayey, Cayey, Puerto Rico 👁 Street View 🛰 Satellite
⛰ 1,398 ft elevation 🌊 FEMA Zone X — minimal flood
Barrio-level pin (listings give barrio + municipio, not the exact lot) — verify the parcel location. Elevation: USGS. Flood zone: FEMA NFHL.
Drive times
| Miramar Bar | 58 min | 35.2 mi |
|---|---|---|
| Playa Lucía Disc Golf | 62 min | 40 mi |
| Albergue Olímpico Disc Golf | 34 min | 16.8 mi |
| SJU Airport | 56 min | 34.9 mi |
| Costco (Caguas) | 28 min | 15.5 mi |
CRIM & due diligenceParcel record & questions to verify
🏛️ CRIM property record
No parcel number is safely matched yet. The button opens the official map at the best listing location; confirm the parcel boundary before using its record.
🏛️ Open CRIM map near this property Paste an MLS address or CRIM number
A barrio or municipio pin is not precise enough to assign a CRIM record automatically.
Buildability
0.16 acres in a developed urbanización; no buildable land component.
Questions to verify
- Verify HOA $135/month fee covers all amenities (pools, courts, security) and confirm no additional special assessments.
- Inspect the two half-bathrooms on the terrace; confirm they are fully functional, not outdoor toilets only.
- Walk the lot boundary and verify the 0.16-acre (634 m²) measurement; confirm corner-unit status and any shared easements.
- Request 24-month HOA payment and meeting minutes to assess community financial health and any pending infrastructure work.
- Tour during heavy rain to check drainage around the patio and terrace areas.
- Confirm that the property meets FHA/VA appraisal standards (title, no lien issues, no flood mitigation requirements).
Research & sourcesPhotos, web findings & original listing
What the photos show
Photos 1–3 show a modern two-level corner residence in an urbanización with manicured grounds, palm trees, and paved streets. The home is elevated on a sloped lot; elevation feel is modest but present (confirmed 1,398 ft USGS). No ocean, river, or forest views are visible—the setting is suburban residential with maintained landscaping and palm ornamentals, not fruit trees. Home condition appears move-in ready: clean façade, functioning garage, well-kept perimeter. Privacy is moderate: corner unit with gated community security, but surrounded by similar residences typical of a planned development. No rainforest, waterfront, or mountain vistas are evident.
Scout-read from listing photos. Verify against the images.
What the web found
Mansiones de Monte Verde is a gated residential community in Cayey featuring multiple units with amenities. However, the 'Corner Unit' designation and 0.16-acre lot size indicate this is likely not a standalone house but rather a townhouse, condo, or attached unit that does not meet the house-track criteria (apartments, condos, walk-ups are excluded).
Area intel: Cayey single-family home market shows recent sales averaging $293,299 with per-sqft rates around $143–$197. Properties in Mansiones de Monte Verde have been advertised with 3–4 bedrooms and full amenities (pool, fitness center, courts). Community is near Hospital Menonita and has highway access to San Juan and surrounding areas.
What the sources contribute
Exact-property sources
- ClasificadosOnline primary listing · Aug 3, 2026 · 8 observations retained
$460,000 · 0.16 ac · 3 photos · 4 bed · 2 bath · 787.473.7235
Sources
Original listingGoogle itGoogle MapsStreet ViewSatellite viewRealtor.com compsPR flood map (FEMA)🏛️ CRIM map near listing (verify parcel)Clasificados ID 4898027 · added 2026-07-29