3.5% down
≈ $2,692/mo
≈ $23,400 upfront
Miradero (Remodeled Terrera)
$360,000
4 bed5 bath
Cash flow
What this might cost
Estimated monthly + upfront
20% down
≈ $2,139/mo
≈ $82,800 upfront
Cash
≈ $300/mo
≈ $370,800 upfront
Adjust the math 6.6% · 30 years
Monthly estimates include principal and interest, a property-tax allowance, a homeowners-insurance allowance, and mortgage insurance for the 3.5% scenario. Cash includes tax and insurance only. HOA, maintenance, utilities, and tax effects are not included.
The 6.6% starting rate rounds Freddie Mac’s 6.58% average 30-year rate on July 23, 2026. The 3% closing-cost placeholder is within the CFPB’s typical 2%–5% range. Tax, insurance, and mortgage-insurance figures are adjustable planning allowances—not quotes.
Estimate only. Loan eligibility, appraisal, lender reserves, seller credits, and program limits are not checked.
8 min Miramar72 min Disc golf60 min SJU
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4-bedroom home worth a closer look.
Listing detailsPrice, facts & description
| Location | Miradero, Humacao |
|---|---|
| Asking price | $360,000 |
| Property | 4 bed, 5 bath; fully remodeled, move-in-ready. |
| Bedrooms | 4 |
| Bathrooms | 5 |
| Photos | 8 reported by Clasificados · 8 available here |
| Listing agent | 787-478-1634 |
Description from Clasificados
Source title: Miradero ( Terrera ,remodelada )
Terrera. Remodeled and equipped. Comfortable property distributed across 4 bedrooms, 2.5 bathrooms. Concrete terrace. Completely remodeled property—flooring, kitchen, bathrooms, air-conditioning units, and furnished with appliances. Closed urbanization with controlled access, 24-hour security, and recreational facilities. Contact: Zoraida Mestré Realtor, 787-478-1634, Prestige Realty Puerto Rico.
Terrera. Remodelada y Equipada. Comoda propiedad distribuida en 4 habitaciones, 2 .5 baños. Terraza en cemento . Propiedad completamente remodelada. Piso, Cocina , banos. aires y equipada con los enseres. Urbanizacion cerrada con control de acceso, guardia24y facilidades recreativas. www.zoraidamestrerealtor.com 787-478-1634 Prestige Realty Puerto Rico
Location & driveMap, terrain & destinations
Location, terrain & flood
📍 Open in Google Maps — Miradero, Humacao, Puerto Rico 👁 Street View 🛰 Satellite
⛰ 155 ft elevation 🌊 FEMA Zone X — minimal flood
Barrio-level pin (listings give barrio + municipio, not the exact lot) — verify the parcel location. Elevation: USGS. Flood zone: FEMA NFHL.
Drive times
| Miramar Bar | 8 min | 3.4 mi |
|---|---|---|
| Playa Lucía Disc Golf | 12 min | 8.4 mi |
| Albergue Olímpico Disc Golf | 72 min | 49.1 mi |
| SJU Airport | 60 min | 33.8 mi |
| Costco (Caguas) | 31 min | 18.3 mi |
CRIM & due diligenceParcel record & questions to verify
🏛️ CRIM property record
No parcel number is safely matched yet. The button opens the official map at the best listing location; confirm the parcel boundary before using its record.
🏛️ Open CRIM map near this property Paste an MLS address or CRIM number
A barrio or municipio pin is not precise enough to assign a CRIM record automatically.
Buildability
Property is an existing home in a closed urbanization; not suitable for new construction. No land acreage stated.
Questions to verify
- Confirm exact parcel size and cadastral boundaries (listing size unknown).
- Verify HOA fees, amenities, and 24-hour security costs in the urbanization.
- Inspect concrete foundation and roof for any moisture or settlement issues typical of terrera in tropical climate.
- Confirm appliance and A/C unit warranty/age and service records.
- Verify property taxes and any pending assessments on the listing's CRIM record.
Research & sourcesPhotos, web findings & original listing
What the photos show
Photos 1–2 show a modern, single-story concrete house in a gated urbanization with manicured lawn, palm trees, and paved driveway—no meaningful elevation or terrain variation visible. Photos 3–6 reveal a bright, fully remodeled interior: polished concrete/aggregate flooring throughout, white cabinetry, black subway-tile backsplash, gas cooktop, stainless hood, recessed lighting, plantation shutters, and new air-conditioning units. Photo 7 displays a modern tiled bathroom with glass shower enclosure. Photo 8 shows another living space with plantation shutters and glossy flooring. No views (mountain, ocean, or otherwise), no water features, no fruit trees, and no vegetation beyond ornamental landscaping are visible. The property sits in a developed, fenced community with controlled access—privacy is enforced by walls and gates rather than natural separation. Home condition is excellent and move-in-ready.
Scout-read from listing photos. Verify against the images.
What the web found
Web search could not independently verify or locate the specific Miradero (Remodeled Terrera) listing ID 4897507 on other major real estate platforms or identify the listing agent. Comparable Miradero properties in Humacao range from $235,000 to $395,000 with 3–4 bedrooms. The property's lot size remains unconfirmed from available sources.
Area intel: Miradero is an established residential urbanization in Humacao's southeastern location. General Humacao market data shows wide price variance; comparable houses in the area sell in the $70,000–$400,000+ range depending on size and condition. Recent sales include properties at $235,000–$395,000 for 3–4 bedroom houses. The municipality has received infrastructure investments improving connectivity to San Juan and regional areas.
What the sources contribute
Exact-property sources
- ClasificadosOnline primary listing · Aug 3, 2026 · 6 observations retained
$360,000 · 8 photos · 4 bed · 5 bath · 787-478-1634
Sources
Original listingGoogle itGoogle MapsStreet ViewSatellite viewRealtor.com compsPR flood map (FEMA)🏛️ CRIM map near listing (verify parcel)Clasificados ID 4897507 · added 2026-07-31