Excellent Turnkey Opportunity in Cayey

Location, terrain & flood

📍 Open in Google Maps — Barrio Pueblo (Downtown Cayey), Cayey 👁 Street View 🛰 Satellite

⛰ 1,401 ft elevation 🌊 FEMA Zone A — flood risk

Municipio-level only — no barrio resolved; verify the parcel location. Elevation: USGS. Flood zone: FEMA NFHL.

Drive times

Area notes

Cayey is an interior highland municipio in central Puerto Rico, well-elevated (1,500–2,500 ft in parts) with cooler mountain climate and lush terrain; it sits roughly 30–40 km west of Humacao, making it a reasonable but not immediate drive to their Humacao friends. The town center is commercial and residential, lacking the dramatic oceanside or rainforest immersion the couple seeks. Flood risk is moderate to low due to elevation, but the area is primarily urban/suburban rather than secluded or scenic.

Buildability

Property is zoned Commercial-Intermediate (C-I) with an active commercial tenant on first level. Not suitable for single-family dream-home development; any future build would face zoning restrictions and commercial use obligations.

Questions to verify

• Confirm zoning restrictions: C-I commercial zoning may prohibit or severely limit conversion to single-family residential; verify if the residential unit can legally exist independently or if commercial use is perpetual.
• Inspect structural integrity and verify that the 'fully remodeled' claim includes all systems (electrical, plumbing, HVAC, roof); obtain recent engineer's report.
• Verify flood insurance requirements and actual flood zone status (FEMA); interior highlands are safer, but confirm no historical water issues.
• Review both tenant leases: What are the terms, expiration dates, and renewal likelihood? Commercial tenant changes could affect cash flow and property character.
• Assess elevation and views in person: The listing claims 'heart of Cayey' but does not specify street-level elevation or sight lines to mountains or valleys; visit to confirm if genuine majestic views exist.
• Confirm water and electrical utility access and separate metering; ensure residential unit is fully independent from commercial operations for future flexibility.

What the web found

The web search identified this $290,000 listing as a mixed-use commercial-residential property at 152 C. Núñez Romero in Downtown Cayey, not a move-in-ready house. The property is actually a 0-bedroom walk-up unit with a ground-floor accounting office (956 SF) and second-floor residential space (939 SF, 4 bedrooms, 2 bathrooms) and does not qualify for the house track per user criteria. Recent Cayey market data shows average single-family home sales at $293,299 and active single-family homes averaging $691,528.

Also found online:

• eXp Realty — Lists same property with identical price and bedroom/bathroom counts.
• Flourish — Same property listing with MLS ID PR9122438.
• Corcoran — Lists same property with MLS ID PR9122438 and $290,000 price.

Seller / agent: Tracy Realty LLC (identified as listing brokerage)

Area intel: Cayey is a mountain town and municipality in central Puerto Rico located on the Sierra de Cayey within the Central Mountain range. Cayey has evolved into a bedroom community with gated housing developments, located just 30 minutes from San Juan and 45 minutes away from Ponce, with pleasant weather and good private schools. The average sales price of single-family homes sold in Cayey is $293,299, significantly below the $691,528 average asking price for active single-family homes. Hurricane Maria on September 20, 2017, triggered numerous landslides in Cayey and destroyed 3,000 homes, a hazard consideration for mountain properties in the area.

Sources: [1] [2] [3] [4] [5] [6]