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Beachfront Income-Generating House

$280,000

4 bed2 bath0.07 ac

Cash flow

What this might cost

Estimated monthly + upfront

3.5% down

≈ $2,094/mo

≈ $18,200 upfront

20% down

≈ $1,664/mo

≈ $64,400 upfront

Cash

≈ $233/mo

≈ $288,400 upfront

Adjust the math 6.6% · 30 years

Monthly estimates include principal and interest, a property-tax allowance, a homeowners-insurance allowance, and mortgage insurance for the 3.5% scenario. Cash includes tax and insurance only. HOA, maintenance, utilities, and tax effects are not included.

The 6.6% starting rate rounds Freddie Mac’s 6.58% average 30-year rate on July 23, 2026. The 3% closing-cost placeholder is within the CFPB’s typical 2%–5% range. Tax, insurance, and mortgage-insurance figures are adjustable planning allowances—not quotes.

Estimate only. Loan eligibility, appraisal, lender reserves, seller credits, and program limits are not checked.

70 min Miramar19 min Disc golf77 min SJU

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4-bedroom home with ocean view.

Listing detailsPrice, facts & description
LocationPlaya Villa Verde, Salinas
Asking price$280,000
Property4 bed, 2 bath; wooden beach house, move-in ready with short-term rental history; well-maintained.
Land0.07 acres
Bedrooms4
Property typeSingle Family Residence
Bathrooms2
Photos15 reported by Clasificados · 15 available here
Listing agent787-718-3943

Description from Clasificados

Source title: Casa de Playa Generando ingresos

We present this beautiful property in Barrio Playa, Sector Villa Verde, Salinas, Puerto Rico (asking $280,000). Beachfront wooden house comprising 4 bedrooms, 2 bathrooms, living room, dining room, kitchen, balcony, terrace with BBQ, carport for 2 vehicles, and approximately 302.38 m² of land. Property is currently used for short-term rental, generating consistent income for over 5 years with all maintenance and services up to date, municipal license, and clear title. Located 2 minutes from beaches, supermarkets, and restaurants (Ladi's, Polita, La Barkita, La Marina de Salinas), daycare, gas station, and more. Do not miss this opportunity! Video available below. Think different to get different results. Remember: 'At Propiedades Casa Bella we have one waiting for you.' Instagram: propiedades_casa_bella/ Facebook: Propiedades Casa Bella. Contact: Yared Rentals, Lic. V-3436, 787-718-3943.

Te Presentamos esta Bella propiedad Bo. Playa Sect. Villa Verde- Salinas PV $280,000 consta de Propiedad de Playa en madera con 4 Habitaciones , 2 Baños, Sala , Comedor, Cocina, Balcón, Terraza Con BBQ, Marquesina Para 2 Autos, y 302.38M2 de Terreno aproximadamente . Propiedad actualmente se Utiliza para Renta a Corto Plazo generando ingresos consistentes por más de 5 Años con todos sus mantenimientos y Servicios al día, Patenta Municipal y escrituras. A 2 minutos de Playas, Supermercados, Restaurantes como (Ladi’s, Polita, La Barkita y La Marina de Salinas) Guarderías, Gasolinera y más. No pierdas la oportunidad! Puede ver el video de la propiedad abajo de esta publicación donde dice ver video de este clasificado. Pensamos diferente para tener resultados diferente y Recuerda en “Propiedades Casa Bella Tenemos una esperando por ti” Instagram :propiedades_casa_bella/ Facebook: Propiedades Casa Be Yared Rentas Lic.V-3436 787-718-3943 Puerto Rico

Location & driveMap, terrain & destinations

Location, terrain & flood

⛰ 160 ft elevation 🌊 FEMA Zone X — minimal flood

Municipio-level only — no barrio resolved; verify the parcel location. Elevation: USGS. Flood zone: FEMA NFHL.

Drive times

Miramar Bar70 min50.4 mi
Playa Lucía Disc Golf59 min42.4 mi
Albergue Olímpico Disc Golf19 min4.5 mi
SJU Airport77 min49.1 mi
Costco (Caguas)49 min29.7 mi

Area notes

Salinas is a coastal municipality in south-central Puerto Rico, at sea level with no elevation gain. Barrio Playa is a dense, developed beach settlement with heavy seasonal tourism and short-term rental activity. The area is flat, warm, and humid with Atlantic exposure; flood and hurricane surge risk is moderate to high in beachfront lots. Distance to Humacao is ~25–30 km (45–50 min drive) and far from the Albergue Olímpico disc-golf course. Terrain is typical coastal lowland, not mountainous or rainforest.

CRIM & due diligenceParcel record & questions to verify

🏛️ CRIM property record

No parcel number is safely matched yet. The button opens the official map at the best listing location; confirm the parcel boundary before using its record.

A barrio or municipio pin is not precise enough to assign a CRIM record automatically.

Buildability

Lot is only 0.07 acres (302 m²) in a dense coastal settlement (Barrio Playa, Villa Verde). No room for expansion or new construction. Likely flood zone/coastal setback restrictions apply.

Questions to verify

  • Flood zone and FEMA mapping: confirm SFHA designation and flood insurance requirements; beachfront lots often carry high premiums.
  • Coastal setback and easement restrictions: Puerto Rico coastal law restricts building within setback zones; verify the property does not violate these.
  • Title and zoning: confirm municipal land-use zoning permits residential rental use and verify no encumbrances or HOA restrictions.
  • Road access and public vs. private: confirm year-round road access and whether any roads are private/maintained by residents.
  • Short-term rental compliance and local ordinances: verify the property conforms to any new local STR licensing or occupancy limits (Salinas STR rules may have changed).
  • Structural condition and hurricane preparedness: inspect wooden structure for salt-air damage, rot, and foundation; confirm storm shutters and reinforcements.
Research & sourcesPhotos, web findings & original listing

What the web found

The specific ClasificadosOnline listing (ID 4896225) did not appear in direct search results. However, Salinas is a vibrant coastal municipality on Puerto Rico's southern coast with a growing real estate market. Comparable properties in the region show prices trending upward, with Puerto Rico's housing market experiencing strong year-over-year appreciation and rental income potential being a key driver for coastal properties.

Also found online:

  • ClasificadosOnline.com — Puerto Rico's largest real estate platform; ID 4896225 not separately confirmed but similar coastal properties listed in Salinas
  • Houzeo — 2+ homes under $150K available in Salinas, PR
  • JamesEdition — Luxury beachfront homes and villas for sale in Salinas, PR
  • ExpRealty — 2 homes for sale in Salinas, PR with listing photos and details

Area intel: Salinas is an affordable coastal municipality compared to other PR locations, ideal for first-time buyers and investors. Median home value in Salinas is $93,200 (Niche 2024). Puerto Rico's housing market showed strong appreciation: 14.95% year-on-year in Q4 2025 with Q4 2025 showing 13.41% quarterly growth. At $280,000, this property is above the median but below premium beachfront zones like Dorado or Condado. Coastal hazards relevant to Salinas: 'Post-hurricane rezoning and repeated storm risk have pushed hurricane and property insurance premiums up noticeably in Puerto Rico, especially in exposed coastal areas.' The region's power infrastructure vulnerability was highlighted by Hurricane Maria. Building costs average $300/sq ft (40–50% increase over 4 years). Mortgage rates around 6.82% (Q1 2025). Coastal buildable land in PR requires careful due diligence on flood zones, zoning compliance, utility access, and environmental constraints.

Sources: [1] [2] [3] [4] [5] [6] [7]

What the sources contribute

Exact-property sources

  • ClasificadosOnline primary listing · Aug 3, 2026 · 13 observations retained
    $280,000 · 0.07 ac · 15 photos · 4 bed · 2 bath · 787-718-3943

Clasificados ID 4896225 · added 2026-07-24