3.5% down
≈ $2,243/mo
≈ $19,494 upfront
House, 3 Bedrooms, 2 Bathrooms, Dual Carports, Corner Lot, Exclusive Area
$299,900
3 bed0.19 ac
Cash flow
What this might cost
Estimated monthly + upfront
20% down
≈ $1,782/mo
≈ $68,977 upfront
Cash
≈ $250/mo
≈ $308,897 upfront
Adjust the math 6.6% · 30 years
Monthly estimates include principal and interest, a property-tax allowance, a homeowners-insurance allowance, and mortgage insurance for the 3.5% scenario. Cash includes tax and insurance only. HOA, maintenance, utilities, and tax effects are not included.
The 6.6% starting rate rounds Freddie Mac’s 6.58% average 30-year rate on July 23, 2026. The 3% closing-cost placeholder is within the CFPB’s typical 2%–5% range. Tax, insurance, and mortgage-insurance figures are adjustable planning allowances—not quotes.
Estimate only. Loan eligibility, appraisal, lender reserves, seller credits, and program limits are not checked.
19 min Miramar83 min Disc golf68 min SJU
Your take
What do you like?
Scout suggestions are outlined. Your choices are filled.
Notes
No notes yet.
Scout suggestion
3-bedroom home worth a closer look.
Listing detailsPrice, facts & description
| Location | Santa Rosa, Humacao |
|---|---|
| Asking price | $299,900 |
| Property | dual carports, clean and occupied; move-in ready. |
| Land | 0.19 acres |
| Bedrooms | 3 |
| Property type | Single Family Residence |
| Photos | 9 reported by Clasificados · 9 available here |
Description from Clasificados
Source title: Casa, 3C, 2B, Doble Marq., Esquina, Area Exc
Ground-level single-family home, 3 bedrooms, 2 bathrooms, dual carports, corner lot, exclusive residential area, 3 minutes from the highway, 750 m² lot. Puerto Rico.
Casa Terrera, 3C, 2B, Doble Marquesina, Esquina, Area Exclusiva a 3min. de Autopista, solar 750mts. Puerto Rico
Location & driveMap, terrain & destinations
Location, terrain & flood
📍 Open in Google Maps — Santa Rosa, Humacao 👁 Street View 🛰 Satellite
⛰ 183 ft elevation 🌊 FEMA Zone X — minimal flood
Municipio-level only — no barrio resolved; verify the parcel location. Elevation: USGS. Flood zone: FEMA NFHL.
Drive times
| Miramar Bar | 19 min | 6 mi |
|---|---|---|
| Playa Lucía Disc Golf | 23 min | 11 mi |
| Albergue Olímpico Disc Golf | 83 min | 51.7 mi |
| SJU Airport | 68 min | 34.3 mi |
| Costco (Caguas) | 39 min | 18.8 mi |
CRIM & due diligenceParcel record & questions to verify
🏛️ CRIM property record
No parcel number is safely matched yet. The button opens the official map at the best listing location; confirm the parcel boundary before using its record.
🏛️ Open CRIM map near this property Paste an MLS address or CRIM number
A barrio or municipio pin is not precise enough to assign a CRIM record automatically.
Buildability
At 0.19 acres (750 m²), this is a developed residential lot with an existing home; no meaningful expansion or second structure feasible under typical PR zoning for single-family residential.
Questions to verify
- Verify that the third bedroom is a genuine bedroom (closet, window, egress) and not a converted den or office.
- Confirm property lines and surveyed acreage match the listing's 0.19 acres (750 m²).
- Review HOA/community fees, deed restrictions, and any special assessments for the exclusive area.
- Inspect foundation, roof, and structural integrity to ensure no hidden water damage or settlement issues.
- Verify potable water, septic, and utility servicing; confirm no encroachments on the corner lot.
Research & sourcesPhotos, web findings & original listing
What the photos show
Photos 1–3 show a modest single-story home with turquoise/blue trim on a flat, grassy corner lot with minimal elevation change; the property appears well-maintained but offers no views—trees and vegetation are sparse and ordinary, with no visible fruit trees or rainforest character. Interior shots (4–8) reveal clean, functional rooms with tile floors, a kitchen, two bedrooms visible, one bathroom, and a living/TV room; furnishings and condition suggest the home is occupied and move-in-ready, though modest. Photo 9 (aerial/context) confirms the property sits in a flat residential development with uniform small houses and no topographic relief, water features, or privacy screening.
Scout-read from listing photos. Verify against the images.
What the web found
Web searches confirm Humacao is an emerging real estate market with strong appreciation potential, but the exact property (ID 4895070) could not be verified on Realtor.com, Zillow, Point2, or other portals. Comparable 3-bedroom houses in Humacao range from $70,000–$550,000 depending on condition and location; the $299,900 price point falls mid-range for the area.
Area intel: Humacao is identified as an emerging market with strong appreciation potential as resort and infrastructure projects develop. Comparable 3-bedroom house sales in recent listings on Zillow range from $70,000 to $550,000 depending on condition and lot size; the $299,900 asking price is within the mid-range. Humacao is located on the southeast coast near Palmas del Mar resort.
What the sources contribute
Exact-property sources
- ClasificadosOnline primary listing · Aug 3, 2026 · 4 observations retained
$299,900 · 0.19 ac · 9 photos
Sources
Original listingGoogle itGoogle MapsStreet ViewSatellite viewRealtor.com compsPR flood map (FEMA)🏛️ CRIM map near listing (verify parcel)Clasificados ID 4895070 · added 2026-07-29