3.5% down
≈ $1,608/mo
≈ $13,975 upfront
Land with Home in Mariana, Humacao
$215,000
3 bed1 bath
Cash flow
What this might cost
Estimated monthly + upfront
20% down
≈ $1,278/mo
≈ $49,450 upfront
Cash
≈ $179/mo
≈ $221,450 upfront
Adjust the math 6.6% · 30 years
Monthly estimates include principal and interest, a property-tax allowance, a homeowners-insurance allowance, and mortgage insurance for the 3.5% scenario. Cash includes tax and insurance only. HOA, maintenance, utilities, and tax effects are not included.
The 6.6% starting rate rounds Freddie Mac’s 6.58% average 30-year rate on July 23, 2026. The 3% closing-cost placeholder is within the CFPB’s typical 2%–5% range. Tax, insurance, and mortgage-insurance figures are adjustable planning allowances—not quotes.
Estimate only. Loan eligibility, appraisal, lender reserves, seller credits, and program limits are not checked.
13 min Miramar76 min Disc golf61 min SJU
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3-bedroom home worth a closer look.
Listing detailsPrice, facts & description
| Location | Mariana, Humacao |
|---|---|
| Asking price | $215,000 |
| Property | 3 bed, 1 bath; fully renovated single-family home (terrera), move-in ready. |
| Bedrooms | 3 |
| Property type | Single Family Residence |
| Bathrooms | 1 |
| Photos | 16 reported by Clasificados · 16 available here |
Description from Clasificados
Source title: Terreno en Mariana, Humacao
Welcome to this beautiful fully renovated single-family home in Barrio Mariana, Humacao! With 3 bedrooms and 1 bathroom, this move-in-ready property features a new kitchen, renovated bathroom, freshly painted interior and exterior, and roof treatment—all ready for you to enjoy without worry. Its functional design and modern finishes make it ideal for families or as an investment. Located with easy access to Humacao services and the PR-30 Expressway. At just $215,000, this opportunity won't last long!
¡Bienvenido a esta hermosa casa terrera completamente remodelada en el Barrio Mariana de Humacao! Con 3 habitaciones y 1 baño, esta propiedad lista para mudarse cuenta con cocina nueva, baño renovado, pintura interior y exterior recién aplicada, y tratamiento de techo — todo listo para que disfrutes sin preocupaciones. Su diseño funcional y acabados modernos la hacen ideal para familias o como inversión. Ubicada con fácil acceso a los servicios de Humacao y la Expreso PR-30. ¡A solo $215,000, esta oportunidad no durará mucho! Puerto Rico
Location & driveMap, terrain & destinations
Location, terrain & flood
📍 Open in Google Maps — 18.126161,-65.8527 👁 Street View 🛰 Satellite
⛰ 532 ft elevation 🌊 FEMA Zone X — minimal flood
Exact coordinates from web research. Elevation: USGS. Flood zone: FEMA NFHL.
Drive times
| Miramar Bar | 13 min | 6.3 mi |
|---|---|---|
| Playa Lucía Disc Golf | 17 min | 11.1 mi |
| Albergue Olímpico Disc Golf | 76 min | 51.8 mi |
| SJU Airport | 61 min | 34.3 mi |
| Costco (Caguas) | 32 min | 18.8 mi |
Area notes
Barrio Mariana is a working-class neighborhood in central Humacao, characterized by modest residential density and proximity to PR-30 highway infrastructure. It sits at or near sea level with minimal elevation gain; the area is flat coastal plain with no majestic vistas. Typical of inland Humacao, it lacks the dramatic topography, forest canopy, or views the couple seeks. Climate is tropical humid with moderate rainfall; the barrio is not known for privacy or seclusion.
CRIM & due diligenceParcel record & questions to verify
🏛️ CRIM property record
⚠️ Candidate parcel—not yet confirmed. The CRIM facts and sale history below belong to the parcel under the exact listing pin. Confirm the boundary before treating them as facts about this listing.
| CRIM parcel number | 304-000-007-80 |
|---|---|
| How it was matched | Parcel candidate from the exact listing pin and the February 2025 Planning Board parcel layer; verify in current CRIM |
| Address (CRIM) | BO MARIANA , SITIO EL CABRITO, PR, Puerto Rico, 00000 |
| Owner of record | CUADRADO LUGO CELESTINA |
| Recorded parcel size | 4.37 acres · 4.5 cuerdas · 17,686.76 m² |
| Last recorded sale | $450 on 1962-02-19 · seller Blas Cuadrado Almodóvar · buyer Celestina Cuadrado Lugo ⚠️ asking 477.8× the last sale |
| Registry | Finca 2361 · Tomo 73 · Folio 203 · Escritura 71 |
| Assessed value | $23,657 total (land $380 + structure $23,277) — CRIM tax basis, not market value |
| Taxable assessed value | $23,657 |
🏛️ Open official CRIM record Paste an MLS address or CRIM number
The public cadastre identifies the parcel and its assessed values. It does not certify that the account has no current or prior debt; request the seller's CRIM account statement and certification for closing.
Buildability
A finished home occupies the land; not applicable for new construction. Acreage unknown but typical for Barrio Mariana lots (small urban/suburban parcel).
Questions to verify
- Verify actual lot acreage and survey; confirm property lines and no easements or rights-of-way.
- Confirm flood zone status (FEMA) and any past flooding or drainage issues in Barrio Mariana.
- Inspect structural integrity post-renovation: review permits, contractor invoices, and third-party engineer walk-through of roof, foundation, plumbing, and electrical.
- Verify water/sewer service is municipal and active; confirm no septic/well dependency.
- Check zoning designation to ensure single-family residential use is permanent and no commercial/industrial encroachment is planned nearby.
- Confirm title is clear and no liens or mortgage holdbacks remain from previous renovations.
Research & sourcesPhotos, web findings & original listing
What the web found
Mariana is a barrio in Humacao with 545 ft elevation and ZIP 00791. Humacao has an active market with 47+ land/lot listings available, but this specific $215K property was not found on Realtor.com, Zillow, Point2, or major agent sites, suggesting it may be a direct-owner or local-market listing.
Area intel: Humacao median listing price ~$560K; single-family homes average ~$50K (FSBO data). The area faces significant natural hazards: flooding is the primary concern per municipal mitigation plans; hurricane exposure (June-November season) with recorded major storms (Hugo 1989, Georges 1998, Maria 2017 with 20+ inches rainfall in 24 hours); riverine erosion and coastal flooding risks; landslides during wet season (May-October, ~55 inches annual rain). At 545 ft elevation, Mariana is inland/higher terrain vs. coastal flood zones, potentially mitigating some coastal risk but not river/landslide/hurricane hazards.
What the sources contribute
Recorded sale history
- Feb 19, 1962 · $450 · seller Blas Cuadrado Almodóvar · buyer Celestina Cuadrado Lugo (ClasificadosOnline)
Exact-property sources
- ClasificadosOnline primary listing · Aug 3, 2026 · 5 observations retained
$215,000 · parcel 304-000-007-80 · 1 recorded sale · 16 photos · 3 bed · 1 bath - CRIM Catastro Digital public record · Jul 25, 2026 · 2 observations retained
parcel 304-000-007-80 · 1 recorded sale
Match: Official record returned for parcel 304-000-007-80.
Sources
Original listingGoogle itGoogle MapsStreet ViewSatellite viewRealtor.com compsPR flood map (FEMA)🏛️ Official CRIM record (304-000-007-80)Clasificados ID 4891144 · added 2026-07-24