3.5% down
≈ $2,618/mo
≈ $22,750 upfront
Bo. Rincon, Cidra
$350,000
3 bed2 bath
Cash flow
What this might cost
Estimated monthly + upfront
20% down
≈ $2,080/mo
≈ $80,500 upfront
Cash
≈ $292/mo
≈ $360,500 upfront
Adjust the math 6.6% · 30 years
Monthly estimates include principal and interest, a property-tax allowance, a homeowners-insurance allowance, and mortgage insurance for the 3.5% scenario. Cash includes tax and insurance only. HOA, maintenance, utilities, and tax effects are not included.
The 6.6% starting rate rounds Freddie Mac’s 6.58% average 30-year rate on July 23, 2026. The 3% closing-cost placeholder is within the CFPB’s typical 2%–5% range. Tax, insurance, and mortgage-insurance figures are adjustable planning allowances—not quotes.
Estimate only. Loan eligibility, appraisal, lender reserves, seller credits, and program limits are not checked.
58 min Miramar36 min Disc golf56 min SJU
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3-bedroom home with private, views and mountain setting.
Listing detailsPrice, facts & description
| Location | Rincon, Cidra |
|---|---|
| Asking price | $350,000 |
| Property | 3 bed, 2 bath; (2 full + 2 half), occupied and move-in-ready condition. |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Photos | 16 reported by Clasificados · 16 available here |
Description from Clasificados
Welcome to your Caribbean dream retreat, a remarkable two-story home perched on a scenic hilltop, offering breathtaking mountain views and a refreshing breeze. This expansive property features a generous layout with 3 bedrooms, 2 full bathrooms, and 2 half bathrooms, perfectly designed for both comfortable living and entertaining. Step outside to discover an impressive outdoor space with bar, ideal for relaxation or hosting gatherings. The expansive property lot provides endless possibilities for landscaping, gardening, or even future expansion. Located in a serene setting, this home offers the privacy and tranquility of country living while being conveniently accessible to nearby amenities.
Welcome to your Caribbean dream retreat, a remarkable two-story home perched on a scenic hilltop, offering breathtaking mountain views and a refreshing breeze. This expansive property features a generous layout with 3 bedrooms 2 full bathrooms 2 half bathrooms perfectly designed for both comfortable living and entertaining. Step outside to discover an impressive outdoor space with bar, ideal for relaxation or hosting gatherings. The expansive property lot provides endless possibilities for landscaping, gardening, or even future expansion. Located in a serene setting, this home offers the privacy and tranquility of country living while being conveniently accessible to nearby amenities. Puerto Rico
Location & driveMap, terrain & destinations
Location, terrain & flood
📍 Open in Google Maps — Rincon, Cidra, Puerto Rico 👁 Street View 🛰 Satellite
⛰ 1,316 ft elevation 🌊 FEMA Zone X — minimal flood
Barrio-level pin (listings give barrio + municipio, not the exact lot) — verify the parcel location. Elevation: USGS. Flood zone: FEMA NFHL.
Drive times
| Miramar Bar | 58 min | 34.4 mi |
|---|---|---|
| Playa Lucía Disc Golf | 61 min | 39.2 mi |
| Albergue Olímpico Disc Golf | 36 min | 17.4 mi |
| SJU Airport | 56 min | 34.1 mi |
| Costco (Caguas) | 27 min | 14.7 mi |
CRIM & due diligenceParcel record & questions to verify
🏛️ CRIM property record
No parcel number is safely matched yet. The button opens the official map at the best listing location; confirm the parcel boundary before using its record.
🏛️ Open CRIM map near this property Paste an MLS address or CRIM number
A barrio or municipio pin is not precise enough to assign a CRIM record automatically.
Buildability
Cidra's interior location suggests good drainage and low flood risk; no red flags noted. Verify road access width/condition for any future expansion.
Questions to verify
- Confirm acreage and property boundaries; listing does not state lot size.
- Verify exact parcel identification and CRIM record; confirm ownership and title clarity.
- Assess structural integrity and recent maintenance history given occupied status.
- Inspect for any easements, encroachments, or drainage issues affecting the elevated lot.
- Clarify whether the 'expansive property lot' marketing matches actual surveyed dimensions suitable for couple's expansion goals.
- Confirm utility infrastructure (water, sewer, electric) capacity for the hilltop location.
Research & sourcesPhotos, web findings & original listing
What the photos show
Photos 1–2 show a two-story yellow house on elevated terrain with manicured grounds and good road access. Interior photos (3–15) reveal spacious, well-lit rooms with tile and wood finishes; three distinct bedrooms are visible (photos 11, 12, 14), plus multiple bathrooms. Photo 16 captures a wide mountain/valley vista from an upper terrace—genuine elevation with scenic landscape views. No ocean water visible. Vegetation around the property appears maintained lawn and shade trees rather than dense rainforest or obvious fruit trees. Home condition is occupied and livable, not requiring major repair.
Scout-read from listing photos. Verify against the images.
What the web found
Area intel: Cidra is known as 'La Ciudad de la Eterna Primavera' (City of Eternal Spring) and is located in central Puerto Rico at elevation ~1,430 ft in Bo. Rincón. The area has access to PR-171 and PR-733 highways. Recent comparable land sales in Cidra range from $79,000 for 7 cuerdas to $495,000 for larger parcels. Single-family home sales in Cidra averaged $384,375 in 2024. Bo. Rincón properties are described in listings as offering panoramic views, privacy, and cooler climate. Puerto Rico is subject to hurricane hazards and inland flooding risks.
Sources: [1]
What the sources contribute
Exact-property sources
- ClasificadosOnline primary listing · Aug 3, 2026 · 8 observations retained
$350,000 · 16 photos · 3 bed · 2 bath
Sources
Original listingGoogle itGoogle MapsStreet ViewSatellite viewRealtor.com compsPR flood map (FEMA)🏛️ CRIM map near listing (verify parcel)Clasificados ID 4879011 · added 2026-07-30