3.5% down
≈ $1,458/mo
≈ $12,675 upfront
Bo. Junquito — Spacious Property
$195,000
4 bed1.5 bath0.69 ac
Cash flow
What this might cost
Estimated monthly + upfront
20% down
≈ $1,159/mo
≈ $44,850 upfront
Cash
≈ $163/mo
≈ $200,850 upfront
Adjust the math 6.6% · 30 years
Monthly estimates include principal and interest, a property-tax allowance, a homeowners-insurance allowance, and mortgage insurance for the 3.5% scenario. Cash includes tax and insurance only. HOA, maintenance, utilities, and tax effects are not included.
The 6.6% starting rate rounds Freddie Mac’s 6.58% average 30-year rate on July 23, 2026. The 3% closing-cost placeholder is within the CFPB’s typical 2%–5% range. Tax, insurance, and mortgage-insurance figures are adjustable planning allowances—not quotes.
Estimate only. Loan eligibility, appraisal, lender reserves, seller credits, and program limits are not checked.
10 min Miramar73 min Disc golf59 min SJU
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4-bedroom home with rural setting.
Listing detailsPrice, facts & description
| Location | Junquito, Humacao |
|---|---|
| Asking price | $195,000 |
| Property | 4 bed, 1.5 bath; concrete-block construction, dated but functional kitchen and bath, basic finishes, solar/battery equipped. |
| Land | 0.69 acres |
| Bedrooms | 4 |
| Property type | Single Family Residence |
| Bathrooms | 1.5 |
| Photos | 16 reported by Clasificados · 16 available here |
| Listing agent | 787-640-0151 |
Description from Clasificados
Source title: Bo. Junquito - Amplio terreno
A large property for sale in Bo. Junquito, Humacao, with 2,800 square meters (0.69 acres) of land, ideal for those seeking space, privacy, and potential. The residence includes 4 bedrooms, 1.5 baths, living room, kitchen, dining room, and laundry area. The property is sold equipped with an AC console, 12 solar panels, Tesla battery, and 400-gallon cistern, offering energy efficiency and greater independence. Excellent opportunity to live surrounded by nature with ample land.
Se vende amplia propiedad ubicada en Bo. Junquito, Humacao, con 2,800 metros de terreno, ideal para quienes buscan espacio, privacidad y potencial. La residencia cuenta con 4 habitaciones, 1.5 baños, sala, cocina, comedor y área de laundry. La propiedad se vende equipada con consola de aire acondicionado, 12 placas solares, batería Tesla y cisterna de 400 galones, ofreciendo eficiencia energética y mayor independencia. Excelente oportunidad para vivir rodeado de naturaleza con amplio terreno. Info. Carlos Fuentes al 787-640-0151 Puerto Rico
Location & driveMap, terrain & destinations
Location, terrain & flood
📍 Open in Google Maps — Bo. Junquito, Humacao, Puerto Rico 👁 Street View 🛰 Satellite
⛰ 48 ft elevation 🌊 FEMA Zone X — minimal flood
Barrio-level pin (listings give barrio + municipio, not the exact lot) — verify the parcel location. Elevation: USGS. Flood zone: FEMA NFHL.
Drive times
| Miramar Bar | 10 min | 5.3 mi |
|---|---|---|
| Playa Lucía Disc Golf | 14 min | 10.1 mi |
| Albergue Olímpico Disc Golf | 73 min | 50.8 mi |
| SJU Airport | 59 min | 34.1 mi |
| Costco (Caguas) | 30 min | 18.6 mi |
CRIM & due diligenceParcel record & questions to verify
🏛️ CRIM property record
No parcel number is safely matched yet. The button opens the official map at the best listing location; confirm the parcel boundary before using its record.
🏛️ Open CRIM map near this property Paste an MLS address or CRIM number
A barrio or municipio pin is not precise enough to assign a CRIM record automatically.
Buildability
The lot is small (0.69 acres) for their stated land goal, but the existing home occupies it; additional buildout would be severely constrained. No flood, access, or zoning red flags apparent from the listing.
Questions to verify
- Confirm acreage and exact parcel boundaries via CRIM or survey; aerial photo (14) suggests the outline but requires official verification.
- Verify solar panel and Tesla battery condition, warranty, and any financing/lease agreements.
- Inspect structural integrity of concrete-block walls, roof condition, and roof age given Caribbean weather exposure.
- Test water quality and capacity of 400-gallon cistern; confirm rainwater collection system function.
- Confirm year built and any permits/renovations on the 4-bedroom claim; inspect interior wiring and plumbing for age and compliance.
- Verify road access rights and utilities (power, water, sewage) connection status and any HOA or easements.
Research & sourcesPhotos, web findings & original listing
What the photos show
Photos 1–4 show a single-story concrete-block house with a red roof, modest front porch with potted plants, and surrounding cleared/grassed yard with some weeds; no visible elevation gain or slope. Photos 5–11 reveal interior spaces: covered carport/porch area (photo 5), kitchen with black-and-white tile flooring (photos 7, 9), hallway (photo 8), and bathroom (photos 10–11); appliances and fixtures appear dated but functional. Photos 12–16 document property infrastructure: solar panel array (photos 12–13, 14), aerial/satellite view showing the parcel outlined (photo 14), a large cistern (photo 15), and a street-level road view with utility poles (photo 16). No visible water features, fruit trees, significant elevation, or ocean views in any photo; vegetation is sparse and mainly lawn/weeds. The home is plainly maintained, not actively deteriorating, but shows age and modest finishes.
Scout-read from listing photos. Verify against the images.
What the web found
No listing found on Realtor.com, Zillow, Point2, or agent sites to corroborate this specific property. Web searches identified comparable land in Humacao ranging from $39,900 to $160,000 for lots 0.26–5.63 acres, and houses averaging $50,000–$2M depending on location. Humacao faces documented flood and hurricane hazards, particularly in coastal barrios.
Area intel: Market context: Humacao land prices range $40K–$160K for raw land; single-family home average sale prices are $50K–$2.1M depending on features and location. Median listing price around $560K. The area is emerging with opportunities in tourism-driven development. Hazard profile: Humacao is classified as very likely to flood due to its southeast location where storms frequently enter the island. Identified hazards include sea level rise, flooding, landslides, strong winds/tropical cyclones, tsunami, and storm surge. Historical events: Hurricane Donna (1960) caused 90 drownings in the Rio Humacao; Hurricane Hugo (1989) and Georges (1998) caused significant damage. Most flood-vulnerable coastal areas are Antón Ruíz, Punta Santiago, Río Abajo, Buena Vista, and Candelero Abajo. Bo. Junquito's specific elevation and flood risk status were not determined.
What the sources contribute
Exact-property sources
- ClasificadosOnline primary listing · Aug 3, 2026 · 5 observations retained
$195,000 · 0.69 ac · 16 photos · 4 bed · 1.5 bath · 787-640-0151
Sources
Original listingGoogle itGoogle MapsStreet ViewSatellite viewRealtor.com compsPR flood map (FEMA)🏛️ CRIM map near listing (verify parcel)Clasificados ID 4877506 · added 2026-07-30