3.5% down
≈ $3,328/mo
≈ $28,925 upfront
Two Units on 1,482 m² with Beautiful Grounds
$445,000
3 bed3 bath
Cash flow
What this might cost
Estimated monthly + upfront
20% down
≈ $2,644/mo
≈ $102,350 upfront
Cash
≈ $371/mo
≈ $458,350 upfront
Adjust the math 6.6% · 30 years
Monthly estimates include principal and interest, a property-tax allowance, a homeowners-insurance allowance, and mortgage insurance for the 3.5% scenario. Cash includes tax and insurance only. HOA, maintenance, utilities, and tax effects are not included.
The 6.6% starting rate rounds Freddie Mac’s 6.58% average 30-year rate on July 23, 2026. The 3% closing-cost placeholder is within the CFPB’s typical 2%–5% range. Tax, insurance, and mortgage-insurance figures are adjustable planning allowances—not quotes.
Estimate only. Loan eligibility, appraisal, lender reserves, seller credits, and program limits are not checked.
52 min Miramar39 min Disc golf50 min SJU
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3-bedroom home with views and mountain setting.
Listing detailsPrice, facts & description
| Location | Beatriz, Cayey |
|---|---|
| Asking price | $445,000 |
| Property | 3 bed, 3 bath; Main unit: 2,921 sq ft, move-in ready with excellent roof and balcony. |
| Bedrooms | 3 |
| Property type | Single Family Residence |
| Bathrooms | 3 |
| Photos | 16 reported by Clasificados · 16 available here |
| Listing agent | (787)662-6060 |
Description from Clasificados
Source title: 2 UNIDADES 1,482 m² PATIO HERMOSO
Beautiful property in Barrio Beatriz, Cayey, featuring cool climate, nature, and 1,482 m² of land. Two concrete units, each with separate electrical meters—ideal for living in one and renting the other, or for investment. The main residence offers 2,921 sq ft, 3 bedrooms, 3 bathrooms, 2-car garage, roof in excellent condition, and a balcony with spectacular views. The second unit has an independent entrance, 1,500 sq ft, 2 bedrooms, and 1 bathroom. Includes perimeter fence, open-air terrace, and ample storage. Excellent location near PR-184 with access to PR-52. Qualifies for conventional mortgage and cash purchase. Owner willing to finance part of the property at favorable interest rates.
Hermosa propiedad en Bo Beatriz en Cayey, con clima fresco, naturaleza y 1,482 m² de terreno. Cuenta con dos unidades en cemento, cada una con su propio contador de luz, ideal para vivir en una y rentar la otra o para inversión. La residencia principal ofrece 2,921 p², 3 habitaciones, 3 baños, garage para 2 autos, techos en óptimas condiciones y un balcón con vistas espectaculares. La segunda unidad, con entrada independiente, tiene 1,500 p², 2 habitaciones y 1 baño. Incluye verja perimetral, terraza al aire libre y amplio storage. Excelente ubicación cerca de la PR-184 y accesos a la PR-52. Cualifica para préstamo Convencional y CASH Dueño dispuesto a financiar parte de la propiedad a un interés atractivo. Llámenos al (787)662-6060 y le asistimos con mucho gusto. Puerto Rico
Location & driveMap, terrain & destinations
Location, terrain & flood
📍 Open in Google Maps — Beatriz, Cayey, Puerto Rico 👁 Street View 🛰 Satellite
⛰ 1,705 ft elevation 🌊 FEMA Zone X — minimal flood
Barrio-level pin (listings give barrio + municipio, not the exact lot) — verify the parcel location. Elevation: USGS. Flood zone: FEMA NFHL.
Drive times
| Miramar Bar | 52 min | 31.7 mi |
|---|---|---|
| Playa Lucía Disc Golf | 56 min | 36.4 mi |
| Albergue Olímpico Disc Golf | 39 min | 19.8 mi |
| SJU Airport | 50 min | 31.4 mi |
| Costco (Caguas) | 22 min | 11.9 mi |
Area notes
Barrio Beatriz in Cayey sits at higher elevation in the central mountain range, typically 1,500–2,000 ft above sea level, offering cooler temperatures and fresher air than coastal areas. Cayey is roughly 20–25 minutes inland from Humacao and sits between the Sierra de Cayey ridge and PR-52 corridor. The municipality has moderate rainfall and good road access; flood risk is generally low in elevated barrios. The area combines rural charm with proximity to urban services.
CRIM & due diligenceParcel record & questions to verify
🏛️ CRIM property record
No parcel number is safely matched yet. The button opens the official map at the best listing location; confirm the parcel boundary before using its record.
🏛️ Open CRIM map near this property Paste an MLS address or CRIM number
A barrio or municipio pin is not precise enough to assign a CRIM record automatically.
Buildability
Property is already fully developed with two concrete structures; no buildable land available.
Questions to verify
- Confirm the property's exact elevation and verify views from both units; check if the 'spectacular views' face a specific direction (mountain, valley, or distant horizon) and confirm they remain unobstructed.
- Obtain a survey and verify the 1,482 m² measurement; clarify whether the two units and structures occupy the entire lot or if any buildable or expansion land remains.
- Review zoning classification and confirm that dual-unit residential use is permitted; verify whether the second unit is legally registered as a rental/ADU and check municipal licensing requirements.
- Inspect both electrical systems (separate meters) and confirm water supply (municipal vs. well); verify that utilities and sewer are independently metered or that shared costs are clearly defined.
- Request structural and roof inspection reports; confirm roof condition, foundation integrity, and any past damage or repairs, especially given PR's hurricane exposure.
- Walk the access road (PR-184 proximity) and confirm year-round driveability; verify that the property is not in a flood zone and check flood insurance requirements.
Research & sourcesPhotos, web findings & original listing
What the sources contribute
The last web-research pass failed on Aug 3, 2026 and is queued to retry. Existing source facts were kept.
Exact-property sources
- ClasificadosOnline primary listing · Aug 3, 2026
$445,000 · 3 bed · 3 bath · (787)662-6060 · 16 photos
Sources
Original listingGoogle itGoogle MapsStreet ViewSatellite viewRealtor.com compsPR flood map (FEMA)🏛️ CRIM map near listing (verify parcel)Clasificados ID 4876502 · added 2026-08-03