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Home · Patillas

12 Cuerdas (Acres) – With Water and Electric

$135,000

1 bed11.65 ac

Cash flow

What this might cost

Estimated monthly + upfront

3.5% down

≈ $1,010/mo

≈ $8,775 upfront

20% down

≈ $802/mo

≈ $31,050 upfront

Cash

≈ $113/mo

≈ $139,050 upfront

Adjust the math 6.6% · 30 years

Monthly estimates include principal and interest, a property-tax allowance, a homeowners-insurance allowance, and mortgage insurance for the 3.5% scenario. Cash includes tax and insurance only. HOA, maintenance, utilities, and tax effects are not included.

The 6.6% starting rate rounds Freddie Mac’s 6.58% average 30-year rate on July 23, 2026. The 3% closing-cost placeholder is within the CFPB’s typical 2%–5% range. Tax, insurance, and mortgage-insurance figures are adjustable planning allowances—not quotes.

Estimate only. Loan eligibility, appraisal, lender reserves, seller credits, and program limits are not checked.

45 min Miramar47 min Disc golf76 min SJU

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1-bedroom home with private, nature / trees and views.

Listing detailsPrice, facts & description
LocationMulas, Patillas
Asking price$135,000
PropertyStudio apartment with bath; unclear if fully functional or minimal utility.
Land11.65 acres
Bedrooms1
Property typeApartment/condo
Photos4 reported by Clasificados · 4 available here
Listing agent787-702-7867

Description from Clasificados

Source title: 12 CUERDAS - CON AGUA y LUZ

Beautiful 12.57-acre (12 cuerdas) estate with impressive mountain and river views. Water and electric already installed. Features cleaned roads and access to multiple terraces available for construction. Paved road (cement) leads to the first flat area. Includes a studio apartment with bathroom. Ready to build your dream home. Can also be used for private activities and income generation. Ideal for constructing short-term rental apartments and enjoying river access. Road access via PR-184 in Barrio Mulas. Situated in a quiet, family-friendly community. 5 minutes from Lake Patillas, 15 minutes from the town center. Interested parties call 787-702-7867, Myrna De Jesus, License C-21764. Proof of funds or bank prequalification required to accept offer.

Hermosa finca de 12.57 cuerdas, con vistas impresionantes a las montañas y al rio. Agua y luz instalados. Posee ya caminos limpios y con acceso a varias terrazas disponibles para construcción. Cuenta con camino en cemento hasta la primera planicie. Posee un apartamento de estudio con baño. Lista para construir tu hogar de ensueño. También para utilizarlo como area para actividades privadas y generar ingresos. Ideal para construir apartamentos para cortas estadías y disfrutar del acceso al rio. Con salida a la Carr 184 en el Barrio Mulas. En una comunidad tranquila y familiar. A 5 mins del Lago de Patillas y 15 mins del centro del Pueblo. Interesados llamar al 787-702-7867 Myrna De Jesus Lic. C-21764. Se requiere evidencia de fondos o precualificacion bancaria para aceptación de oferta. Puerto Rico

Location & driveMap, terrain & destinations

Location, terrain & flood

⛰ 682 ft elevation 🌊 FEMA Zone X — minimal flood

Barrio-level pin (listings give barrio + municipio, not the exact lot) — verify the parcel location. Elevation: USGS. Flood zone: FEMA NFHL.

Drive times

Miramar Bar45 min31.7 mi
Playa Lucía Disc Golf34 min23.7 mi
Albergue Olímpico Disc Golf47 min27.1 mi
SJU Airport76 min47 mi
Costco (Caguas)48 min27.6 mi

Area notes

Patillas sits in the south-central interior highlands, roughly 30–40 minutes southeast of Humacao (wider search area but acceptable for an 'epic' property). The terrain is mountainous with river valleys; elevation here typically ranges 800–1,200 ft, offering genuine mountain vistas and escape from coastal humidity. The area is pastoral and rural, prone to afternoon showers but not a tropical-storm hotspot; however, riverside properties require careful flood-zone mapping. Patillas is known for agriculture and tranquility, far from El Yunque but closer to the Sierra de Pandura rainforest character.

CRIM & due diligenceParcel record & questions to verify

🏛️ CRIM property record

No parcel number is safely matched yet. The button opens the official map at the best listing location; confirm the parcel boundary before using its record.

A barrio or municipio pin is not precise enough to assign a CRIM record automatically.

Buildability

Multiple terraces already cleared and prepped for construction; cement road to first level; river access is a strength but requires flood-zone verification for main home placement. No agricultural or zoning red flags mentioned, but title clarity and water-rights formalization are essential.

Questions to verify

  • Obtain a current FEMA flood-zone map and verify the river-access area and all terraces; request flood insurance quotes and any flood history.
  • Verify water rights (concesión de agua) are formally registered and sufficient for residential use; confirm electric service capacity for a multi-unit build-out if planned.
  • Commission a professional survey to confirm 11.65 acres and identify the exact footprint of the studio apartment and all 'terraces'; verify no encroachments or boundary disputes.
  • Request title search (escritura) and confirm clear title; verify no agricultural easements, water company rights-of-way, or municipal restrictions on residential development.
  • Have the studio apartment independently inspected; confirm utilities are functional and that the structure meets PR building codes if occupancy is intended before new construction.
  • Confirm zoning designation (residential vs. agricultural) and whether short-term rental or multi-unit development is permitted without variance; contact municipal planning office in Patillas.
Research & sourcesPhotos, web findings & original listing

What the web found

Web search found Patillas is in the southeastern region with documented flood history along the Río Grande de Patillas; Barrio Mulas appears in multiple MLS listings on Findit and Kaizen Realty. Comparable land in Patillas ranges from $35,000–$650,000+ depending on size and location. The $135,000 price for 11.65 acres is within market range for raw land in the municipio.

Also found online:

  • Findit PR — Multiple properties in Barrio Mulas listed; similar house on Carr 184 Km 6.2, Bo. Mulas for $170,000 (4 bed/3 bath)
  • Kaizen Realty MLS — Property listing MLS #PR9113502 at Carr 184 Km 6.2 BO. MULAS, $170,000
  • Zillow — General Patillas MLS search; no specific match to ID 4873460

Area intel: Patillas median home value is ~$155k (vs. national $309k). Barrio Mulas parcels on Carr 184 have ranged $140k–$210k for similar-sized improved properties. FLOOD HAZARD: Patillas has significant documented flood history—the Río Grande de Patillas and other south-coast rivers exceed historical maximum stages during heavy rainfall events. Historical floods occurred in 1960, 1973, 1985, and 2010 with severe impacts in Patillas/Mulas area. Buyers should verify flood zone status and conduct hydrological survey. Property is close to Humacao (short distance) in southeastern Puerto Rico.

Sources: [1] [2] [3] [4] [5]

What the sources contribute

Exact-property sources

  • ClasificadosOnline primary listing · Aug 3, 2026 · 10 observations retained
    $135,000 · 11.65 ac · 4 photos · 787-702-7867

Clasificados ID 4873460 · added 2026-06-06