3.5% down
≈ $1,010/mo
≈ $8,775 upfront
$135,000
1 bed11.65 ac
Cash flow
Estimated monthly + upfront
3.5% down
≈ $1,010/mo
≈ $8,775 upfront
20% down
≈ $802/mo
≈ $31,050 upfront
Cash
≈ $113/mo
≈ $139,050 upfront
Monthly estimates include principal and interest, a property-tax allowance, a homeowners-insurance allowance, and mortgage insurance for the 3.5% scenario. Cash includes tax and insurance only. HOA, maintenance, utilities, and tax effects are not included.
The 6.6% starting rate rounds Freddie Mac’s 6.58% average 30-year rate on July 23, 2026. The 3% closing-cost placeholder is within the CFPB’s typical 2%–5% range. Tax, insurance, and mortgage-insurance figures are adjustable planning allowances—not quotes.
Estimate only. Loan eligibility, appraisal, lender reserves, seller credits, and program limits are not checked.
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1-bedroom home with private, nature / trees and views.
| Location | Mulas, Patillas |
|---|---|
| Asking price | $135,000 |
| Property | Studio apartment with bath; unclear if fully functional or minimal utility. |
| Land | 11.65 acres |
| Bedrooms | 1 |
| Property type | Apartment/condo |
| Photos | 4 reported by Clasificados · 4 available here |
| Listing agent | 787-702-7867 |
Source title: 12 CUERDAS - CON AGUA y LUZ
Beautiful 12.57-acre (12 cuerdas) estate with impressive mountain and river views. Water and electric already installed. Features cleaned roads and access to multiple terraces available for construction. Paved road (cement) leads to the first flat area. Includes a studio apartment with bathroom. Ready to build your dream home. Can also be used for private activities and income generation. Ideal for constructing short-term rental apartments and enjoying river access. Road access via PR-184 in Barrio Mulas. Situated in a quiet, family-friendly community. 5 minutes from Lake Patillas, 15 minutes from the town center. Interested parties call 787-702-7867, Myrna De Jesus, License C-21764. Proof of funds or bank prequalification required to accept offer.
Hermosa finca de 12.57 cuerdas, con vistas impresionantes a las montañas y al rio. Agua y luz instalados. Posee ya caminos limpios y con acceso a varias terrazas disponibles para construcción. Cuenta con camino en cemento hasta la primera planicie. Posee un apartamento de estudio con baño. Lista para construir tu hogar de ensueño. También para utilizarlo como area para actividades privadas y generar ingresos. Ideal para construir apartamentos para cortas estadías y disfrutar del acceso al rio. Con salida a la Carr 184 en el Barrio Mulas. En una comunidad tranquila y familiar. A 5 mins del Lago de Patillas y 15 mins del centro del Pueblo. Interesados llamar al 787-702-7867 Myrna De Jesus Lic. C-21764. Se requiere evidencia de fondos o precualificacion bancaria para aceptación de oferta. Puerto Rico
📍 Open in Google Maps — Barrio Mulas, Patillas, Puerto Rico 👁 Street View 🛰 Satellite
⛰ 682 ft elevation 🌊 FEMA Zone X — minimal flood
Barrio-level pin (listings give barrio + municipio, not the exact lot) — verify the parcel location. Elevation: USGS. Flood zone: FEMA NFHL.
| Miramar Bar | 45 min | 31.7 mi |
|---|---|---|
| Playa Lucía Disc Golf | 34 min | 23.7 mi |
| Albergue Olímpico Disc Golf | 47 min | 27.1 mi |
| SJU Airport | 76 min | 47 mi |
| Costco (Caguas) | 48 min | 27.6 mi |
Patillas sits in the south-central interior highlands, roughly 30–40 minutes southeast of Humacao (wider search area but acceptable for an 'epic' property). The terrain is mountainous with river valleys; elevation here typically ranges 800–1,200 ft, offering genuine mountain vistas and escape from coastal humidity. The area is pastoral and rural, prone to afternoon showers but not a tropical-storm hotspot; however, riverside properties require careful flood-zone mapping. Patillas is known for agriculture and tranquility, far from El Yunque but closer to the Sierra de Pandura rainforest character.
No parcel number is safely matched yet. The button opens the official map at the best listing location; confirm the parcel boundary before using its record.
🏛️ Open CRIM map near this property Paste an MLS address or CRIM number
A barrio or municipio pin is not precise enough to assign a CRIM record automatically.
Multiple terraces already cleared and prepped for construction; cement road to first level; river access is a strength but requires flood-zone verification for main home placement. No agricultural or zoning red flags mentioned, but title clarity and water-rights formalization are essential.
Web search found Patillas is in the southeastern region with documented flood history along the Río Grande de Patillas; Barrio Mulas appears in multiple MLS listings on Findit and Kaizen Realty. Comparable land in Patillas ranges from $35,000–$650,000+ depending on size and location. The $135,000 price for 11.65 acres is within market range for raw land in the municipio.
Also found online:
Area intel: Patillas median home value is ~$155k (vs. national $309k). Barrio Mulas parcels on Carr 184 have ranged $140k–$210k for similar-sized improved properties. FLOOD HAZARD: Patillas has significant documented flood history—the Río Grande de Patillas and other south-coast rivers exceed historical maximum stages during heavy rainfall events. Historical floods occurred in 1960, 1973, 1985, and 2010 with severe impacts in Patillas/Mulas area. Buyers should verify flood zone status and conduct hydrological survey. Property is close to Humacao (short distance) in southeastern Puerto Rico.
Clasificados ID 4873460 · added 2026-06-06