3.5% down
≈ $1,795/mo
≈ $15,600 upfront
Bo. Quebrada Arenas, House in Las Piedras
$240,000
3 bed1.5 bath
Cash flow
What this might cost
Estimated monthly + upfront
20% down
≈ $1,426/mo
≈ $55,200 upfront
Cash
≈ $200/mo
≈ $247,200 upfront
Adjust the math 6.6% · 30 years
Monthly estimates include principal and interest, a property-tax allowance, a homeowners-insurance allowance, and mortgage insurance for the 3.5% scenario. Cash includes tax and insurance only. HOA, maintenance, utilities, and tax effects are not included.
The 6.6% starting rate rounds Freddie Mac’s 6.58% average 30-year rate on July 23, 2026. The 3% closing-cost placeholder is within the CFPB’s typical 2%–5% range. Tax, insurance, and mortgage-insurance figures are adjustable planning allowances—not quotes.
Estimate only. Loan eligibility, appraisal, lender reserves, seller credits, and program limits are not checked.
21 min Miramar69 min Disc golf53 min SJU
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3-bedroom home with rural setting.
Listing detailsPrice, facts & description
| Location | Quebrada Arenas, Las Piedras |
|---|---|
| Asking price | $240,000 |
| Property | 3 bed, 1.5 bath; clean, move-in-ready condition; ground-floor office space with half bath. |
| Bedrooms | 3 |
| Property type | Single Family Residence |
| Bathrooms | 1.5 |
| Photos | 12 reported by Clasificados · 12 available here |
Description from Clasificados
Source title: BO. QUEBRADA ARENAS, CASA EN LAS PIEDRAS
Sale of Country Property in Ceiba Norte, Las Piedras! Are you looking for the tranquility of the countryside with quick access to the city? This is your opportunity. Welcoming Residence: 3 bedrooms, 1.5 bathrooms; solid construction and ready to move in; ground-floor space for office with half bathroom. Fertile Land: Ideal for planting; perfect space to cultivate or develop a family garden; nature, privacy, and agricultural potential in one place. Privileged Location: Easy-access area; just minutes from Las Piedras Shopping Center; quiet community with excellent connectivity. Ideal for families, retirees, investors, or countryside lovers who do not want to be far from urban services. Contact us today for more information or to coordinate a private visit. Do not miss this great opportunity in Ceiba Norte! Puerto Rico
¡Venta de Propiedad de Campo en Ceiba Norte, Las Piedras! ¿Buscas la tranquilidad del campo con acceso rápido a la ciudad? Esta es tu oportunidad. Residencia Acogedora 3 habitaciones 1.5 baño Construcción sólida y lista para mudarse Espacio en los bajos para oficina con medio baño Terreno Fértil Ideal para Siembra Espacio perfecto para cultivar o desarrollar un huerto familiar Naturaleza, privacidad y potencial agrícola en un solo lugar Ubicación Privilegiada Zona de fácil acceso A solo minutos del Centro Comercial de Las Piedras Comunidad tranquila con excelente conectividad Ideal para familias, retirados, inversionistas o amantes de la vida en el campo que no quieren alejarse de los servicios urbanos. Contáctanos hoy mismo para más información o para coordinar una visita privada. ¡No dejes pasar esta gran oportunidad en Ceiba Norte! Puerto Rico
Location & driveMap, terrain & destinations
Location, terrain & flood
📍 Open in Google Maps — Bo. Quebrada Arenas, Las Piedras, PR 00771, Las Piedras, Puerto Rico 👁 Street View 🛰 Satellite
⛰ 349 ft elevation 🌊 FEMA Zone X — minimal flood
Located from an address / road-km marker — close to the parcel. Elevation: USGS. Flood zone: FEMA NFHL.
Drive times
| Miramar Bar | 21 min | 11 mi |
|---|---|---|
| Playa Lucía Disc Golf | 24 min | 15.8 mi |
| Albergue Olímpico Disc Golf | 69 min | 40.4 mi |
| SJU Airport | 53 min | 28.4 mi |
| Costco (Caguas) | 24 min | 12.9 mi |
CRIM & due diligenceParcel record & questions to verify
🏛️ CRIM property record
⚠️ Candidate parcel—not yet confirmed. The CRIM facts and sale history below belong to the parcel under the exact listing pin. Confirm the boundary before treating them as facts about this listing.
| CRIM parcel number | 254-000-001-14 |
|---|---|
| How it was matched | Parcel candidate from the exact listing pin and the February 2025 Planning Board parcel layer; verify in current CRIM |
| Address (CRIM) | LOTE C , V DE, PR, Puerto Rico, 00000 |
| Owner of record | SOSA UBEDA RAFAEL |
| Recorded parcel size | 21.04 acres · 21.66 cuerdas · 85,132.25 m² |
| Assessed value | $7,440 total (land $7,440 + structure $0) — CRIM tax basis, not market value |
| Taxable assessed value | $7,440 |
🏛️ Open official CRIM record Paste an MLS address or CRIM number
The public cadastre identifies the parcel and its assessed values. It does not certify that the account has no current or prior debt; request the seller's CRIM account statement and certification for closing.
Buildability
Property appears to support single-family residence and small-scale agriculture. Verify zoning classification (rural vs. agricultural), flood zone status for Quebrada Arenas barrio, access road maintenance responsibility, and municipal permits for any future expansion.
Questions to verify
- Confirm exact lot size and cadastral boundaries (listing gives no acreage).
- Verify property tax history and any recent assessed value to judge $240,000 against market.
- Confirm all utilities (water, electric, septic/sewer) are functional and permitted.
- Inspect foundation, roof condition, and any past flood or structural damage despite Zone X rating.
- Clarify legal use and zoning restrictions for the 'fertile land' and office space mentioned.
- Walk the perimeter and neighborhood to assess noise, road traffic, and privacy comfort.
Research & sourcesPhotos, web findings & original listing
What the photos show
Photos 1–3 show a modest single-story concrete-block house elevated on a foundation, painted white with red/orange trim, sitting on a modest cleared lot with green lawn and scattered vegetation nearby. Photos 4–6 reveal a clean, modernized interior: kitchen with appliances, living room with furniture, bedroom with air conditioning—all in good cosmetic condition with tile floors and simple finishes. Photos 7–12 are aerial/drone shots showing the property in context within a dense suburban/semi-rural neighborhood of Las Piedras; the lot appears to be roughly 0.2–0.4 acres, surrounded by other homes, with no visible water features, ocean views, or significant elevation change; tropical vegetation and palm trees are common to the area but no obvious fruit orchard. The house sits slightly elevated relative to its immediate surroundings but not dramatically; road access is clear.
Scout-read from listing photos. Verify against the images.
What the web found
Found a 3-bedroom, 2-bathroom house at 2 Bo Quebrada Arenas, Las Piedras (1,134 sqft, built 1993) on Trulia, though price not confirmed there. Quebrada Arenas is a populated barrio in Las Piedras with proximity to shopping and highways. Comparable homes in Las Piedras 3–4 bedroom range from $165,000–$249,000.
Also found online:
- Trulia — 3-bed, 2-bath, 1,134 sqft single-family home built 1993 at 2 Bo Quebrada Arenas; no price shown
Area intel: Recent Las Piedras comparables range $165,000–$249,000 for 3–4 bedroom homes (1,089–2,000 sqft). Buildable land in Quebrada Arenas listed at $38,700 for ~1.1 hectares. Barrio has 2010 population of 4,225. Located near PR-30 and shopping centers.
What the sources contribute
Exact-property sources
- ClasificadosOnline primary listing · Aug 3, 2026 · 12 observations retained
$240,000 · parcel 254-000-001-14 · 12 photos · 3 bed · 1.5 bath - CRIM Catastro Digital public record · Jul 29, 2026 · 2 observations retained
parcel 254-000-001-14
Match: Official record returned for parcel 254-000-001-14.
Sources
Original listingGoogle itGoogle MapsStreet ViewSatellite viewRealtor.com compsPR flood map (FEMA)🏛️ Official CRIM record (254-000-001-14)Clasificados ID 4863790 · added 2026-07-30