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Guavate – Owner Financing Available

72
🏠 home + 🏗️ land

elevationriverfrontprivaterainforest

Description from Clasificados

Beautiful lot with small house undergoing expansion/renovation: currently 1 bedroom, 1 bathroom, living room, dining room, and kitchen. Expansion potential on second floor for 2 bedrooms, bathroom, living room, kitchen. Electric service and use permit in place. Water meter installation pending. About half a cuerda of land (≈0.2 acres) directly beside a small stream/creek. Super-quiet area, only two nearby houses, dead-end street. If you're seeking peace and tranquility, this is your place. Also works for investment (Airbnb). Sold as-is. Good investment opportunity. Offers accepted. Cash preferred. Owner financing available with 50% down. More photos available.

Original Spanish

Lindo terreno con pequeña casa en proceso de expansion/remodelación de un dormitorio, un baño, sala, comedor y cocina. Posibilidad de expansion en el segundo piso, para dos dormitorios, baño, sala, cocina. Cuenta con luz y permiso de uso. Falta instalar contador de agua. Media cuerda de terreno justo al lado de un pequeño riachuelo. Área súper tranquila, solo dos casas cerca., calle sin salida. Si buscas paz y tranquilidad, este es su lugar. También funciona para inversión (Airbnb) Se vende as-is. Buena inversión. Se aceptan ofertas. Efectivo preferiblemente. Financiamiento disponible por dueño con 50% de pronto. Mas Fotos disponibles. Puerto Rico

Why it's interesting

The property delivers on privacy, rainforest setting, and riverfront (stream confirmed by listing); elevation is genuine at 1625 ft with X flood zone. However, no ocean views are visible—a stated love. The price ($150k) sits well below Guavate comps ($240k–$1.1M) and below market, suggesting either a genuine value or a fixer-risk; the small footprint (0.2 acres) and renovation-in-progress status add execution risk. Strong bones for a mountain retreat but not a standout investment at current listing stage.

🔄 Refreshed with measured elevation/flood, the cadastre record, and the listing photos on 2026-07-18.

💵 Asking price ($150k) is significantly below recent Guavate home sales ($240k–$1.1M range); however, this is a 0.2-acre lot with a 1-bed cottage under renovation, not a finished home. Check last recorded sale price to assess whether this is a genuine discount or reflects prior distress.

What the photos show

The single photo shows a sloped, cleared dirt lot with patchy grass and shadows indicating moderate to steep terrain; dense rainforest vegetation (including palms and tall trees) borders the rear and sides, confirming the mountain setting. A small structure (the house under renovation) is visible in the middle-right background. No ocean view is apparent; the lot appears landlocked within dense forest, though the listing confirms a stream/creek runs beside it (not clearly visible in this angle). The terrain is active and workable but uneven, consistent with mountain Cayey elevation (~1625 ft). Road access appears to be a narrow dirt driveway.

Read from the listing photos by vision AI — verify against the images yourself.

LocationGuavate barrio, Cayey (tier 2 — farther, “epic-only”)
Price$150,000
Sizenot stated
Land $/acre
Fit score72/100
Existing home1 bed/1 bath, mid-expansion/remodelación, as-is condition—not move-in ready. — not move-in habitable

Location, terrain & flood

⛰ 1,625 ft elevation 🌊 FEMA Zone X — minimal flood

Barrio-level pin (listings give barrio + municipio, not the exact lot) — verify the parcel location. Elevation: USGS. Flood zone: FEMA NFHL.

Drive times

Miramar Bar53 min33 mi
Playa Lucía Disc Golf55 min36 mi
SJU Airport50 min32.7 mi
Costco (Caguas)22 min13.3 mi

Buildability

Second-floor expansion is already permitted and planned; riverfront location may require flood-zone clearance and riparian setback verification. Access via dead-end calle should be confirmed as public/private.

Due diligence — verify before buying

What the web found

Guavate in Cayey is a mountain barrio with active real estate listings accessible via multiple platforms. Comparable vacant land in Cayey ranges from $85k–$290k, with recent Guavate-area home sales ($240k–$1.1M) indicating established residential development.

Also found online:

Area intel: Vacant land in Cayey sold for $85k–$290k over past year. Recent Guavate-area home sales: $240k–$1.1M (Jan–May 2026). Average single-family home price in Cayey is ~$293k. Guavate is a mountain community with established residential subdivisions (Villas de Guavate, Brisas del Bosque). Cool mountain climate noted in area listings. Specific building hazard/terrain data not available in search results.

Sources: [1] [2] [3] [4] [5]

Listing ID 4898580 · scored 2026-07-18 · keyword score, needs review