Multifamily Property - San Cristóbal, Cayey
Description from Clasificados
Multifamily property near Estadio Pedro Montañez, Public Plaza, Town Center, University, medical offices, etc. Rental income opportunity. First unit: 3 bedrooms, 2 bathrooms, living room, kitchen, dining room, balcony, and carport. Second unit: 3 bedrooms, 1.5 bathrooms, living room, kitchen, dining room, balcony. To schedule a visit, text or call 787-923-5139. Bank pre-qualification required if financing, or proof of funds for cash purchase. *Special Puerto Rico Disclosure
Original Spanish
Propiedad Multifamiliar cerca del Estadio Pedro Montañez, Plaza Pública, Pueblo, Universidad, oficinas médicas, etc. Oportunidad de ingresos de renta. Primera unidad consta de 3 habitaciones, 2 baño, sala, cocina, comedor, balcón y marquesina. Segunda unidad consta de 3 habitaciones, 1 1/2 baño, sala, cocina, comedor, balcón. Para coordinar visita, envíe mensaje de texto o llamar al 787-923-5139. Se requiere pre-cualificación bancaria de usar financiamiento o evidencia de fondos si es compra no financiada "cash". *Divulgación especial Puerto Rico
Why it's interesting
This is a rental-income play in an accessible town-center location, not a scenic home retreat. The couple explicitly needs a 3+ bedroom move-in-ready home; while two units technically satisfy the count, the property is marketed as multifamily rental, and the photos show it is a working duplex in a dense urban setting with zero elevation advantage, no views, no water, no vegetation, and minimal privacy—none of the 'loves' are present. At $160,000 for a multifamily unit in an area with comparable 3-bed homes at $125–297k, the pricing is not a red flag, but the property type and location mismatch the couple's stated goal of a scenic, private home by December.
🔄 Refreshed with measured elevation/flood, the cadastre record, and the listing photos on 2026-07-24.
💵 Cadastre/last-sale data not provided in brief; asking price of $160k sits mid-range for Cayey comparables ($125–297k). No flip risk evident, but multifamily rental properties may not align with buy-and-occupy intent.
What the photos show
The property is a two-unit multifamily structure on a modest urban/suburban lot in Cayey town center. Photo 1 shows a well-maintained cream-and-blue colonial-style building with a second-floor balcony and covered carport; the immediate surroundings are flat, paved, and densely developed with no visible elevation, mountain views, or natural landscape. Photos 2–7 reveal clean, functional interiors: two separate apartments (bedrooms 5 & 6 appear to be sleeping quarters), a shared kitchen, dining areas, and a modest dining nook with a round table—all on tile flooring typical of urban Puerto Rico rental stock. No water features, fruit trees, rainforest vegetation, or privacy screens are visible; the lot appears to be a small corner parcel in a built-up neighborhood. Road access is clear (carport visible in photo 1).
Read from the listing photos by vision AI — verify against the images yourself.
| Location | San Cristóbal barrio, Cayey (tier 1 — preferred catchment) |
|---|---|
| Price | $160,000 |
| Size | not stated |
| Land $/acre | not used for home-only matches |
| Fit score | 42/100 |
| Existing home | Duplex: Unit 1 has 3 bed/2 bath; Unit 2 has 3 bed/1.5 bath. Both appear occupied/habitable but built as rental units, not a single family residence. · 3 bedrooms |
Other things spotted in the photos
AI-read from the listing photos — unverified, eyeball against the actual photo before relying on it.
- Note:
SE VENDE— Sign visible on exterior of property in photo 1
Location, terrain & flood
📍 Open in Google Maps — San Cristóbal barrio, Cayey, Cayey, Puerto Rico 🛰 Satellite
⛰ 1,290 ft elevation 🌊 FEMA Zone X — minimal flood
Barrio-level pin (listings give barrio + municipio, not the exact lot) — verify the parcel location. Elevation: USGS. Flood zone: FEMA NFHL.
Drive times
| Miramar Bar | 58 min | 36.9 mi |
|---|---|---|
| Playa Lucía Disc Golf | 61 min | 41.7 mi |
| Albergue Olímpico Disc Golf | 33 min | 16.6 mi |
| SJU Airport | 56 min | 36.6 mi |
| Costco (Caguas) | 27 min | 17.2 mi |
Buildability
Property is already fully developed with two rental units. No land for new construction; zoned or deed-restricted for multifamily use.
Due diligence — verify before buying
- Confirm whether the couple intends owner-occupancy of one unit or full rental operation; zoning and financing terms differ significantly.
- Verify lot size and cadastral boundaries—no acreage given in listing, critical for multifamily property planning.
- Conduct environmental hazard assessment for landslide risk; Cayey is in a Sierra de Cayey mountain range with federal USGS monitoring and documented 1.7-year disaster cycle.
- Inspect both units for rental readiness, tenant status, lease terms, and deferred maintenance on HVAC and plumbing (common in multifamily stock).
- Confirm utilities, HOA/condo association fees, property tax, and insurance costs—multifamily urban properties often have higher carrying costs.
- Visit in person to assess road noise, neighborhood density, and parking for two-unit operation if intent is rental income.
What the web found
Web search did not locate this specific ClasificadosOnline listing on Zillow, Realtor.com, or other major platforms. However, research confirms comparable 3+ bed homes in Cayey sell between $145,000–$260,000, and the area faces significant landslide risks due to mountainous Sierra de Cayey terrain, especially during tropical rainfall events.
Also found online:
- Zillow.com — Multiple Cayey listings including 3-bed, 3-ba home at $145,000 (62.2 Km Carr #1); various properties in Cayey barrio-pueblo and surrounding barrios.
- FinditPR.com — 3-bed, 2-ba home in Jajome Alto (Cayey) for $125,000; 5-bed, 3-ba home in Quebrada Arriba for $297,000; 3-bed, 2-ba home in Cayey for $260,000.
- ByOwner.com — 23 properties currently on market in Cayey County; 11 single-family homes listed by owners.
Area intel: Comparable 3-bedroom, 2–3-bathroom homes in Cayey sell for $125,000–$297,000. Recent sales average $293,299 for single-family homes at $143/sq ft. Cayey is located on the Sierra de Cayey mountain range; the area is subject to significant landslide hazards. USGS maintains a landslide monitoring station in Cayey's mountains. Landslides in Puerto Rico cause federal disaster declarations every 1.7 years on average; Hurricane Maria triggered 70,000+ landslides in 2017. Prospective buyers should verify access, utilities, zoning, and conduct environmental hazard assessment before purchase, particularly on buildable land in mountainous terrain.
Dig deeper
Original listingGoogle itGoogle MapsSatellite viewRealtor.com compsPR flood map (FEMA)Listing ID 4895062 · scored 2026-07-24 · keyword score, needs review