Land/Property in Toita, Cayey
Description from Clasificados
LARGE HOUSE WITH STUDIO. 2 units totaling 4 bedrooms and 3 bathrooms. First unit: 3 bedrooms, 2 bathrooms, living room, dining room, kitchen, large balcony, and storage. Second unit: studio with bathroom, kitchen, and laundry. Large yard with fencing and carport. Features inverter, cistern, and 2 separate electricity meters. Near Toita Bakery, Eugenio María de Hostos School, and Cayey Plaza. Located in Toita, Cayey for $164,995. We buy houses in cash. Your trusted company. License 18964 Puerto Rico.
Original Spanish
CASA GRANDE CON ESTUDIO. 2 unidades con un total de 4 cuartos y 3 baños. 1ra unidad: 3 cuartos, 2 baños, sala, comedor, cocina, amplio balcón y almacen. 2nda unidad: estudio con baño, cocina y laundry. Patio grande con sus verjas y marquesina. Cuenta con inverter, cisterna y 2 contadores de luz. Cerca de Toita Bakery, Escuela Eugenio Maria de Hostos y Plaza de Cayey. En TOITA, CAYEY por $164,995. 787-617-7207, 787-600-1475. My House Realty. COMPRAMOS CASAS CASH. Tu Compañía de Confianza. Lic. 18964 Puerto Rico
Why it's interesting
The home meets the 3+ bedroom, move-in-ready requirement (4 BR, 3 BA, dual-unit income potential) at a below-market Cayey price ($164,995 vs. $125K–$297K local range). Elevation is modest (1,388 ft) and flood risk is minimal (X zone). However, the property delivers none of the 'loves': no discernible views, no ocean sight line, no riverfront, no clearly identifiable fruit trees, limited privacy, and no rainforest feel. Interior condition is acceptable but dated; the dual-unit layout is a practical asset but not a lifestyle upgrade. Suitable as a cash-flow rental or renovation project, but lacks the compelling mountain-view or amenity character the couple preferred.
🔄 Refreshed with measured elevation/flood, the cadastre record, and the listing photos on 2026-07-24.
💵 Asking price is within the published Toita/Mogote lot range ($85K–$165K for 600 m² builds); no prior sale data provided above to flag a flip or overage.
What the photos show
Photos 1–3 show a white, multi-level concrete home on a sloped lot with stairs and retaining walls, indicating moderate elevation and terrain. Interior shots (4–8, 10–14) reveal functional but dated finishes: tile floors, basic furnishings, two separate units as described, and no visible water damage or major structural defects. Photo 15 shows modest yard vegetation—some shrubs and banana or plantain plants—but no panoramic views, ocean vista, or dense rainforest character evident. The lot appears compact with fencing; no water body (river/stream) visible. Road access appears straightforward (photos 1–2). No fruit trees clearly identifiable, and surroundings are typical barrio residential with no privacy elevation or isolation.
Read from the listing photos by vision AI — verify against the images yourself.
| Location | Toita (barrio), Cayey (tier 1 — preferred catchment) |
|---|---|
| Price | $164,995 |
| Size | not stated |
| Land $/acre | not used for home-only matches |
| Fit score | 62/100 |
| Existing home | 3 bed / 2 bath main unit + 1 bed studio; appears occupied/maintained, move-in ready. · 3 bedrooms |
Location, terrain & flood
📍 Open in Google Maps — Bo. Toita, Sector Mogote, Cayey (if matching the 600 m² Keller Williams lot) 🛰 Satellite
⛰ 1,388 ft elevation 🌊 FEMA Zone X — minimal flood
Exact coordinates from web research. Elevation: USGS. Flood zone: FEMA NFHL.
Drive times
| Miramar Bar | 62 min | 38.4 mi |
|---|---|---|
| Playa Lucía Disc Golf | 65 min | 43.1 mi |
| Albergue Olímpico Disc Golf | 36 min | 18.1 mi |
| SJU Airport | 60 min | 38.1 mi |
| Costco (Caguas) | 31 min | 18.6 mi |
Buildability
This is an existing dual-unit property with utilities and neighbors; not suitable for a greenfield 'dream home' build. Zoning and lot consolidation would need verification.
Due diligence — verify before buying
- Confirm exact lot size and buildable area (listing omits acreage; cadastre or survey required).
- Inspect both units for deferred maintenance, plumbing, electrical safety, and inverter/cistern condition.
- Verify title clarity and any liens; confirm separate electricity meters are active and legal.
- Review water drainage and landslide risk on the slope—Cayey's 100+ in/yr rainfall and volcaniclastic geology warrant geotechnical input.
- Walk the perimeter with local agent; clarify if any adjoining land is available for future expansion if couple wants a larger footprint.
- Request last recorded sale price and date to establish true market position relative to current ask.
What the web found
Web search found Toita as a barrio in Cayey with elevation around 1,362 ft and mountain terrain. Multiple 600 m² buildable lots were found on Keller Williams and other sites in the Toita/Mogote area at similar price points. Cayey is noted for humid climate, heavy rainfall (100+ inches annually), and landslide risk; average home sales around $293K. The specific ClasificadosOnline listing ID 4890043 was not located on major U.S. portals (Zillow, Realtor, Point2) or other Caribbean sites.
Also found online:
- Keller Williams (kw.com) — 600 m² lot in Bo. Toita Sector Mogote, Cayey, 00737; ready-to-build, utilities available, mountain views
- Puerto Rico Realtors MLS — Multiple land parcels listed in Toita area including El Quenepo sector
- ByOwner.com — Land lots including Bo. Toita Sector Mogote, Cayey, PR 00737
Seller / agent: Not found in search results
Area intel: Toita barrio had 5,281 residents (2010 census). Cayey area homes average $293K; 3-bed homes range $125K–$297K. Terrain: mountainous (elevation 1,362–1,673 ft), high rainfall (100+ inches/year), landslide risk due to steep slopes and volcaniclastic rock. Hurricane Fiona (Sept 2022) triggered mudslides blocking roads. Lot prices in Toita/Mogote sector: 600 m² builds ranging $85K–$165K per Keller Williams inventory.
Dig deeper
Original listingGoogle itGoogle MapsSatellite viewRealtor.com compsPR flood map (FEMA)Listing ID 4890043 · scored 2026-07-24 · keyword score, needs review