Jardines de San Lorenzo 3BR–1BA, Ready to Move In!
Description from Clasificados
Comfortable 3-bedroom, 1-bathroom duplex-style residence with living room, dining room, kitchen, laundry room, carport, and spacious terrace. Second floor with semi-private access. Ready to move in! Excellent condition. Located in a quiet urbanización near shopping center, pharmacies, and more. Requires letter of qualification or proof of funds for cash sale. Qualifies for conventional loan (buyer contributes 20% of sale price plus closing costs). For more information: JV Realty 939-891-0067 Puerto Rico.
Original Spanish
COMODA RESIDENCIA ESTILO DUPLEX DE 3 HABITACIONES, 1 BANO, SALA, COMEDOR, COCINA, LAUNDRY, MARQUESINA, AMPLIA TERRAZA. SEGUNDO PISO, CON ACCESO SEMI PRIVADO. LISTA PARA MUDARSE! EXCELENTES CONDICIONES. LOCALIZADA EN URBANIZACION TRANQUILA, CERCA DE CENTRO COMERCIAL, FARMACIAS, MUCHO MAS. SE REQUIERE CARTA DE CUALIFICACION* O EVIDENCIA DE FONDOS PARA VENTA EN EFECTIVO. *Cualifica para prestamo convencional (comprador aporta 20% de precio de venta más gastos de cierre). PARA MAS INFORMACION JV REALTY 939-891-0067 Puerto Rico
Why it's interesting
This is a move-in-ready 3BR/1BA duplex in solid condition at modest elevation (374 ft) in a quiet urbanización—it meets the core requirement for a couple needing to relocate by December. However, it fails nearly all the 'loves': no views, no oceanView, no riverfront, no fruit trees, minimal privacy (typical suburban density), and no rainforest setting. At $145,000, it is priced 1.4× the San Lorenzo median ($103,858) and requires verification against the last recorded cadastre sale; the steep premium for a modest duplex with no distinguishing features raises value concerns.
🔄 Refreshed with measured elevation/flood, the cadastre record, and the listing photos on 2026-07-24.
💵 Listed at $145,000 in an area where the median home value is $103,858 (1.4× median). Requires verification of last recorded sale price and date to assess if this is a flip or overpriced for market.
What the photos show
Photos 1–4 show a clean, well-maintained interior: spacious living areas, corridors, bedrooms with good natural light from louvered windows, and polished concrete/terrazzo flooring. The home is in move-in-ready condition with no visible structural issues. Photos 5–8 reveal a covered porch/terrace area and carport with wooden beams; louvered windows are standard throughout, typical of Puerto Rico climate design. Photos 9–10 show a gated driveway entrance and what appears to be an urbanización setting with visible neighboring structures—density suggests a residential community rather than secluded land. Photos 11–12 show a functional kitchen with basic cabinetry and a separate utility space. Photos 13–14 document a full bathroom and closet. Photo 15 is a map/screenshot of San Lorenzo's central plaza and church. Photo 16 shows a street-level duplex view confirming the property sits in a modest urban/suburban neighborhood. No mountain views, water features, fruit trees, or significant elevation drama are visible; the property feels ground-level with typical tropical vegetation around the lot borders.
Read from the listing photos by vision AI — verify against the images yourself.
| Location | Jardines de San Lorenzo is an urbanization (development) within San Lorenzo. One comparable listing reference indicates coordinates near 18.18451°, -65.96932°. San Lorenzo municipality comprises 11 barrios including Cayaguas and Cerro Gordo., San Lorenzo (tier 1 — preferred catchment) |
|---|---|
| Price | $145,000 |
| Size | not stated |
| Land $/acre | not used for home-only matches |
| Fit score | 58/100 |
| Existing home | 3 bed / 1 bath duplex unit, excellent condition, second floor with semi-private access. · 3 bedrooms |
Location, terrain & flood
📍 Open in Google Maps — Jardines de San Lorenzo urbanization, San Lorenzo, PR 00754. One reference property showed coordinates 18.18451°, -65.96932°. 🛰 Satellite
⛰ 374 ft elevation 🌊 FEMA Zone X — minimal flood
Exact coordinates from web research. Elevation: USGS. Flood zone: FEMA NFHL.
Drive times
| Miramar Bar | 26 min | 15.4 mi |
|---|---|---|
| Playa Lucía Disc Golf | 29 min | 20.1 mi |
| Albergue Olímpico Disc Golf | 58 min | 32.6 mi |
| SJU Airport | 45 min | 28.5 mi |
| Costco (Caguas) | 14 min | 7.7 mi |
Buildability
This is a duplex unit within an urbanización; not buildable land. No option to expand or build additional structures.
Due diligence — verify before buying
- Confirm last recorded cadastre sale price and date; assess whether $145,000 represents fair market or a significant markup.
- Verify lot size and whether any additional land or future expansion is possible (listing does not specify acreage; 'duplex-style' may indicate limited lot control).
- Inspect for any easements, HOA restrictions, or shared-wall maintenance obligations typical of duplex/urbanización properties.
- Confirm loan qualification requirements and whether 'letter of qualification or proof of funds' is a standard contingency or a red flag for off-market financing.
- Walk the immediate neighborhood to assess noise, road access (PR-183 vs PR-203 proximity), and actual privacy/view potential from street level.
- Clarify whether second-floor 'semi-private access' indicates a tenant unit or restricted owner access (rental income vs owner occupancy).
What the web found
The web search located similar properties in the Jardines de San Lorenzo urbanization (including one with coordinates 18.18451°, -65.96932° and a 1,379 sq ft unit). San Lorenzo median home prices are $103,858, well below the listing's $145,000, indicating this property is positioned above market average for the municipality. The area is characterized by mountainous, hilly terrain with landslide monitoring by the USGS, and PR-183 serves as the primary arterial road.
Also found online:
- ClassificadosOnline (ID 4776232) — Similar property in Jardines De San Lorenzo, 3 bed/1 bath, 1,379 sq ft, listed for auction
- Full Service Realty (Irma Colón agent) — 3 bedroom/1 bath unit in Urb. Jardines de San Lorenzo with independent studio, listed as sale pending
- Zillow — Jardines de San Lorenzo neighborhood listings available
Seller / agent: Not found in search results. Agent Irma Colón listed on Full Service Realty link but unclear if she represents the specific listing.
Area intel: San Lorenzo median home value is $103,858 (significantly below the $145,000 listing). The area sits on the San Lorenzo Batholith, a mountainous region with rolling hills and valleys. The USGS maintains a landslide monitoring station in San Lorenzo due to geology of Cretaceous volcaniclastic rock and elevation changes. PR-183 is the primary arterial road. PR-203 (Expreso Chayanne) features steep descents/ascents with elevated accident risks. Terrain is hilly with multiple rivers and bridges. San Lorenzo has 11 barrios and is part of the San Juan-Caguas-Guaynabo Metropolitan Area.
Dig deeper
Original listingGoogle itGoogle MapsSatellite viewRealtor.com compsPR flood map (FEMA)Listing ID 4888012 · scored 2026-07-24 · keyword score, needs review