176-Cuerdas Finca with Residence in Cayey

Location, terrain & flood

📍 Open in Google Maps — Cedros, Cayey, Puerto Rico 🛰 Satellite

⛰ 1,233 ft elevation 🌊 FEMA Zone X — minimal flood

Barrio-level pin (listings give barrio + municipio, not the exact lot) — verify the parcel location. Elevation: USGS. Flood zone: FEMA NFHL.

Drive times

Area & terrain notes

Cayey sits in the central-southern interior of Puerto Rico at ~2,000–3,000 ft elevation, roughly 30–40 minutes southwest of Humacao by road (feasible for friends visiting). The region is cooler, greener, and more agricultural than the coast—part of the misty cordillera with regular rainfall and lush vegetation typical of PR's coffee/fruit belt. Flood risk is very low at this elevation; the terrain is steep, well-drained, and subject to mountain microclimates. Proximity to El Yunque is ~45+ minutes; nearest coast (likely the southern shore) is ~20–30 minutes downhill.

Buildability

Excellent buildability: high elevation, fenced, dual road access (Cayey & Guayama), fertile soil, FEMA Flood Zone X (out of flood zone), zoning A-B & R-G supports residence and agriculture. Main unknowns: road quality/drivability to upper sites, utilities (water/power routing), and whether zoning permits detached new residence on same parcel.

Due diligence — verify before buying

• Verify condition and habitability of the 2BR/2BA house: is it currently livable, or would it require substantial renovation/repair?
• Confirm water rights and infrastructure: does the spring have legal water-use permits? Can potable water reliably reach new construction sites?
• Inspect road access: are both entrances (Cayey and Guayama) year-round passable for vehicles/building equipment, especially during heavy rain?
• Zoning clarification: confirm that R-G and A-B zoning permits a second residential structure (dream home) separate from the existing casa; obtain written zoning letter from municipal planning.5. Obtain a professional survey and title search: verify 170.93-acre boundary, ensure no liens, easements, or agua/electricity utility easements that might restrict building sites.
• Environmental/geological: hire a civil engineer to assess slope stability, drainage, and suitability for septic/foundation on upper elevations; confirm FEMA Flood Zone X status in writing.

What the web found

Web search did not locate this specific listing on Zillow, Realtor.com, Point2, Encuentra24, or other major platforms. General Cayey market data shows rural land sales ranging from $85,000–$1.1M+ and Puerto Rico house prices up 14.95% year-over-year (Q4 2025). Barrio Cedros is confirmed as a real Cayey location.

Also found online:

• FindItPR — Multiple listings shown in Cayey/Cedros area with smaller parcels (2-5 cuerdas) priced $85,000–$350,000
• BuyOwner.com — Comparable: ~151.4 cuerdas in Cayey/Cidra area listed; average Cayey home sales $293,299; single-family homes for sale avg $691,528
• Encuent24 — Multiple rural land listings in Cayey including flat terrain parcels marketed for residential/development potential

Area intel: Cayey is in the Sierra de Cayey mountain range with steep terrain (slopes up to 45°). Landslide hazard is significant in the region—USGS maintains monitoring stations in Cayey due to landslide risk from intense rainfall and hurricanes. Puerto Rico reported 70,000+ landslides from Hurricane Maria (2017). Soil moisture, slope angle, and volcaniclastic rock type are critical for building safety. Puerto Rico real estate markets saw 14.95% year-over-year price growth (Q4 2025). Comparable land in Cayey ranges $85,000–$1.1M+ depending on size and location.

Sources: [1] [2] [3] [4] [5]

Description (English)

Price Improved!! Impressive 176-cuerda (170.93-acre) finca, fully fenced. Features a river, beautiful waterfall, natural swimming pool, and a spring bubbling from rock formations providing potable water 24/7. Includes a 2-bedroom, 2-bathroom house. Planted with breadfruit, cacao, coffee, and other trees; fertile soil ideal for all types of cultivation. Two private entrances from Cayey and Guayama. Located above 2,000 feet elevation, offering cool climate year-round and distant Atlantic Ocean views from its highest point. Zoning A-B and R-G; FEMA Code X, outside flood zone, makes this sanctuary perfect for agritourism, agriculture, private residence, or retreat. Schedule a visit and seize this great opportunity!